Merchants may store your Card details; the issuer may update them and you can ask it not to share updates
You may arrange for certain merchants and third parties to store your Card number and expiration date, for example so a merchant can charge your Account at regular intervals, or you may make charges using stored Card information. The issuer may (but is not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want the issuer to share your updated Account information, you can contact it using the number on the back of the Card.
Details
Who
The issuer (we)
What it does
May tell merchants and third parties about changes to the Card number, expiration date or Account status
What it covers
Card number, expiration date, Account status updates
Supporting quotations
You may arrange for certain merchants and third parties to store your Card number and expiration date, so that, for example the merchant may charge your Account at regular intervals; or you may make charges using that stored Card information.
We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
Sharing of updates is described as something the issuer "may (but is not required to)" do.
The opt-out is by contacting the issuer at the number on the back of the Card.
Not stated here
Which merchants and third parties receive updates is not specified; the text says "certain merchants and third parties".
Sharing & Disclosure · Company practice
The issuer reports Account information to credit reporting agencies and tells them if you fail to comply
You agree that the issuer will give information about the Account to credit reporting agencies, and it will tell a credit reporting agency if you fail to comply with the terms of the Agreement, which may have a negative impact on your credit report. If you believe information given to a credit reporting agency is incorrect, you can write to American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537, telling it the specific information you believe is incorrect.
Details
What it covers
Information about the Account given to credit reporting agencies
What it does
Write to the issuer, identifying the specific information you believe is incorrect
Supporting quotations
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect.
Qualifications & exceptions
The report of non-compliance may negatively affect your credit report.
The issuer or affiliates may tell you about products that may have a fee; compensation may influence what they mention
The issuer or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One affiliate may act on behalf of a provider of these products and may be compensated for this. The insurance products are not offered or sold by the issuer or on its behalf. Affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers the issuer or its affiliates tell you about.
Details
Who
The issuer and its affiliates
Condition
Compensation may influence what products and providers are mentioned
Supporting quotations
About insurance products: We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Qualifications & exceptions
Stated as "may" throughout; the passage describes possible fees and compensation, not specific products.
Not stated here
The products, fees and compensation amounts are not named.
Sharing & Disclosure · Company practice
The issuer may share information about you with affiliates to identify products of interest and may be compensated
The issuer may share information about you with its affiliates so they can identify products that may interest you, and it may be compensated for this information.
Details
Who
The issuer (we)
What it does
May share information about you with affiliates
Why
So affiliates can identify products that may interest you
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Qualifications & exceptions
Purpose given is for affiliates to identify products that may interest you.
Compensation to the issuer is stated as possible ("may be").
Not stated here
Which information is shared, and any choice to limit sharing, is not described in this passage.