Federal agency charge information may be used for billing and collections and, aggregated, for analysis and marketing
Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Details
What it covers
charge information from purchases at federal agencies
Why
processing, billing, collections; aggregated reporting, analysis and marketing
Supporting quotations
Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Qualifications & exceptions
Applies to charges made at federal agencies that accept the Card.
The aggregated use for reporting, analysis and marketing is stated as something the information "may" be used for.
Not stated here
The "certain charge information" collected is not itemized.
American Express may monitor and record calls between you and it
American Express may monitor and record any calls between you and it. The text does not say for what purposes or how long recordings are kept.
Details
Who
American Express
What it does
monitor and record calls
Supporting quotations
We may monitor and record any calls between you and us.
Not stated here
The purposes and retention of call recordings are not stated.
Data Access & Collection · Permission or license
American Express may obtain credit reports, verify employment and income, and use them for any purpose, subject to law
You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including to verify and re-verify your employment and income. You agree it will use that information for any purposes, for example marketing to you or evaluating you for a new account, subject to applicable law.
Details
Who
American Express
What it covers
credit reports and information to verify employment and income
Why
any purposes, for example marketing or evaluating for a new account
Supporting quotations
You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
Qualifications & exceptions
Use of the information for "any purposes" is limited by "applicable law".
Not stated here
The "other sources" of information are not identified.