Data Access & Collection · Company practice
Privacy Act of 1974: charge information collected at federal agencies
Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, the company collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Details
- Condition
- Charges made at federal agencies that accept the Card under statute
- Why
- Processing, billing, collections; aggregated reporting, analysis and marketing use
Supporting quotations
Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Qualifications & exceptions
- This applies to charges made at the federal agencies that accept the Card under statute.
Also annotated in the same passage (1)
Data Access & Collection · Permission or license
Credit reports: obtaining reports, using the information, reporting to agencies
You agree that the company will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree that it will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. You agree that the company will give information about the Account to credit reporting agencies and will tell a credit reporting agency if you fail to comply with the Agreement, which may have a negative impact on your credit report. If you believe information given to a credit reporting agency is incorrect, you may write to American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537 and state the specific information you believe is incorrect.
Details
- Why
- Any purposes, such as marketing or evaluating you for a new account
Supporting quotations
You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect.
Qualifications & exceptions
- Use of the information "for any purposes" is limited by "subject to applicable law".