Security & Safeguards · Restriction or exception
Keeping the Card safe; lost or stolen Card; declined transactions
You must keep your Card safe and not let anyone else use it, and contact the company right away if the Card is lost or stolen or your Account is being used without your permission. The company may decline to authorize a charge for various reasons, including suspected fraud or its assessment of your creditworthiness, even if the charge would not put you over your Credit Limit and even if your Account is not in default. The company is not responsible for losses you incur if it does not authorize a charge or a merchant refuses to accept the Card. It may also approve charges that cause your balance to go over the Credit Limit, as described under credit limits.
Details
- Condition
- Suspected fraud or creditworthiness assessment
- Exception
- Company not responsible for losses from non-authorization or merchant refusal
Supporting quotations
Keep your Card safe and don't let anyone else use it. If your Card is lost or stolen or your Account is being used without your permission, contact us right away.
We may decline to authorize a charge for various reasons, including if we suspect fraud or based on our assessment of your creditworthiness, even if the charge would not cause you to go over your Credit Limit and even if your Account is not in default. We are not responsible for any losses you incur if we do not authorize a charge or if any merchant refuses to accept the Card.
We may approve charges that cause your Account balance to go over your Credit Limit.
Not stated here
- This section does not state any limit on your liability for unauthorized use; the Agreement text supplied here does not address it.