Notice covers American Express AMEX Assurance products
This is a privacy notice (a federal-law "FACTS" notice) headed as American Express's description of what it does with your personal information "in connection with the AMEX Assurance products it offers." The saved copy carries the label "Rev. 4/2018". The notice describes how American Express collects, shares and protects personal information and which sharing you can limit.
Details
Who
American Express
What it covers
personal information in connection with AMEX Assurance products
Why
tell you how personal information is collected, shared and protected, as federal law requires
Supporting quotations
WHAT DOES AMERICAN EXPRESS, IN CONNECTION WITH THE AMEX ASSURANCE PRODUCTS IT OFFERS, DO WITH YOUR PERSONAL INFORMATION?
Federal law also requires us to tell you how we collect, share, and protect your personal information.
Rev. 4/2018
Qualifications & exceptions
The heading limits the notice to American Express's AMEX Assurance products; the saved text does not say how it applies to other American Express products or services.
"Rev. 4/2018" is the only revision label in the saved text.
Not stated here
The source gives no effective date other than the "Rev. 4/2018" label, and does not say whether a newer version exists.
Which specific AMEX Assurance products are covered is not listed in the saved text.
Legal Rights & Agreement Rules · User right or choice
Why not all sharing can be limited; state law may add rights
The notice says federal law gives you the right to limit only sharing for affiliates' everyday business purposes involving creditworthiness information, affiliates using your information to market to you, and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. The state notes that follow give California and Vermont accounts specific treatment: for an account with a California billing address American Express says it will not share personal information except to the extent permitted under California law, and for a Vermont billing address it treats the account as having directed no sharing of creditworthiness information with affiliates.
Details
Who
American Express
Condition
California billing address: no sharing except as permitted under California law
Where
California
Where
Vermont
Supporting quotations
Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes - information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
California: If your American Express account has a California billing address, we will not share your personal information except to the extent permitted under California law.
Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our affiliates.
Qualifications & exceptions
The state notes apply only to accounts with a California or Vermont billing address.
Not stated here
What California law permits is not stated in the saved text.
Rights under other states' laws are not described.
The notice is provided by American Express Travel Related Services Company, Inc. and other American Express affiliates that provide financial products or services, including American Express National Bank and AMEX Assurance Company.
Details
Who
American Express Travel Related Services Company, Inc., American Express National Bank, AMEX Assurance Company and other American Express affiliates providing financial products or services
Supporting quotations
American Express Travel Related Services Company, Inc. and other American Express Affiliates that provide financial products or services, including American Express National Bank and AMEX Assurance Company.
Not stated here
The saved text does not say which entity is responsible for each product.