Amex EveryDay® Credit Card Agreement

Data Access & Collection · Company practice

American Express may monitor and record calls between you and it

American Express may monitor and record any calls between you and American Express.

Supporting quotations

We may monitor and record any calls between you and us.

Not stated here

• The passage does not say whether you are told when a call is monitored or recorded, or how recordings are kept.

Data Access & Collection · Permission or license

American Express may obtain credit reports and other information and use it for any purposes, subject to law

You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree it will use that information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.

Supporting quotations

You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.

Qualifications & exceptions

• Use is for "any purposes", with marketing and evaluating you for a new account given as examples.
• Use is subject to applicable law.
• Verification of employment and income can be repeated ("re-verify").

Not stated here

• The "other sources" are not listed.

Data Access & Collection · Company practice

Charges at federal agencies: charge information is collected for routine uses, including aggregated marketing

Some federal agencies may accept the Card under authority of statute. When you make charges at those agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Supporting quotations

Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Qualifications & exceptions

• Applies to charges at federal agencies that accept the Card.
• Aggregated information may be used for reporting, analysis and marketing.

Not stated here

• "Certain charge information" is not itemized.
• The Federal Register publication of other routine uses is outside the supplied text.