Calls with American Express may be monitored and recorded
American Express may monitor and record any calls between you and it.
Details
Who
American Express
What it does
may monitor and record any calls
Supporting quotations
We may monitor and record any calls between you and us.
Not stated here
The passage does not say how long recordings are kept or how they are used.
Data Access & Collection · Permission or license
American Express may obtain credit reports and other information about you and use it for any purpose
You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree that it will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
Details
Who
American Express
What it does
obtains credit reports and information from other sources; verifies and re-verifies employment and income
Why
Any purposes, for example marketing or evaluating you for a new account
Condition
Subject to applicable law
Supporting quotations
You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
Not stated here
"Other sources" are not listed, and the passage does not say how often information is obtained.
Charges at federal agencies: charge information is collected and may be used for marketing
Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Details
Who
American Express
What it does
collects certain charge information for charges at federal agencies
Why
Processing, billing and collections; aggregated for reporting, analysis and marketing use
Supporting quotations
Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Qualifications & exceptions
The passage applies to charges at federal agencies that accept the Card under authority of statute.
Not stated here
Which charge information is collected is not stated, and routine uses by agencies are published elsewhere (the Federal Register) and are not supplied here.