The Terms are dated “Last Modified: March 1, 2019” and were formerly titled “Rules, Regulations and Disclaimers”
The document is titled Terms of Service and says it was formerly known as Rules, Regulations and Disclaimers. It prints a single date line, “Last Modified: March 1, 2019”. This analysis covers the saved copy of this page with that date.
Details
When
Last Modified: March 1, 2019
Supporting quotations
(formerly known as Rules, Regulations and Disclaimers)
Last Modified: March 1, 2019
Qualifications & exceptions
The date is American Express's own printed line in the saved copy; it is not independently confirmed.
Not stated here
The text does not say what changed in the March 1, 2019 version or whether a later version exists.
Legal Rights & Agreement Rules · Context
Visiting any American Express website, mobile app or other digital property counts as agreeing to these terms
The terms are issued by American Express Company, its subsidiaries and affiliates (called “American Express”, “we” and “our”). They apply to all visitors to American Express's websites, mobile applications or other digital properties and services, each called a “Site”. The text says that by accessing a Site you indicate your acknowledgment and agreement to these terms and conditions, so no separate sign-up step is described: access itself is the stated trigger.
Details
Who
American Express Company, its subsidiaries and affiliates
What it covers
all visitors to websites, mobile applications or other digital properties and services (each a “Site”)
Condition
by accessing a Site
What it does
visitor indicates acknowledgment and agreement to the terms
Supporting quotations
American Express Company, its subsidiaries and affiliates
all visitors to our website(s), mobile application(s) or other digital properties and services
By accessing a Site you indicate your acknowledgment and agreement to these terms and conditions.
Qualifications & exceptions
The defined term “Site” covers websites, mobile applications and other digital properties and services of American Express, not only the page that carries these terms.
Not stated here
The text does not say how these terms relate to cardmember agreements, product or program terms or the Internet Privacy Statement; none of those is supplied here.
No region, product or audience limit is stated in this opening.
Legal Rights & Agreement Rules · Restriction or exception
Your access to and use of any Site is subject to all applicable international, federal, state and local laws
Under the Laws and Regulations heading, American Express states that a user's access to and use of any Site is subject to all applicable international, federal, state and local laws and regulations. The sentence does not name any particular law.
Details
Who
user
What it covers
access to and use of any Site
Condition
subject to all applicable international, federal, state and local laws and regulations
Supporting quotations
LAWS AND REGULATIONS
User access to and use of any Site is subject to all applicable international, federal, state and local laws and regulations.
Not stated here
Which laws apply to a given user is not specified here; the Jurisdiction/Governing Law section later in the document is read separately.
Legal Rights & Agreement Rules · Restriction or exception
American Express provides Site content, products and services “as is” and disclaims express and implied warranties
American Express states that all content, products and services on the Sites, or obtained from a Linked Site, are provided to you “as is”, without warranty of any kind, express or implied. The disclaimed warranties are introduced by “including, but not limited to”, and the list names implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security and accuracy. The paragraph itself states no exception for consumer-protection law; that wording appears in a later paragraph, and this section does not say whether it also reaches this disclaimer.
Details
Who
American Express
What it covers
all content, products and services on the Sites or obtained from a Linked Site
What it does
provides them “as is”, disclaiming express and implied warranties
Supporting quotations
NO WARRANTIES
ALL CONTENT, PRODUCTS, AND SERVICES ON THE SITES, OR OBTAINED FROM A LINKED SITE, ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED
THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY
Qualifications & exceptions
The disclaimer is not limited to the listed warranties.
Not stated here
The text does not say whether card, account or payment services described in other agreements are treated as “services on the Sites” for this disclaimer.
Legal Rights & Agreement Rules · Restriction or exception
American Express does not endorse or take responsibility for others' statements or for linked-site content and products
American Express states that it does not endorse, and is not responsible for, three things: (A) the accuracy or reliability of any opinion, advice or statement made through a Site by anyone other than American Express; (B) any content on Linked Sites; and (C) the capabilities or reliability of any product or service obtained from a Linked Site.
Details
Who
American Express
What it covers
statements by parties other than American Express on a Site; content on Linked Sites; products and services from a Linked Site
Supporting quotations
AMERICAN EXPRESS DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR (A) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT MADE THROUGH A SITE BY ANY PARTY OTHER THAN AMERICAN EXPRESS, (B) ANY CONTENT PROVIDED ON LINKED SITES OR (C) THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE.
Qualifications & exceptions
Statements by American Express itself are outside item (A).
Not stated here
The text does not say who, other than American Express, may post statements through a Site; the Postings section is read separately.
Legal Rights & Agreement Rules · Restriction or exception
Except as consumer protection law requires, Amex is not liable for loss from your reliance on Site information
American Express states that, other than as required under applicable consumer protection law, it will under no circumstance be liable for any loss or damage caused by a user's reliance on information obtained through a Site or a Linked Site, or on any product or service obtained from a Linked Site. It adds that the user is responsible for evaluating the accuracy, completeness or usefulness of any opinion, advice or other content, and asks users to seek professional advice as appropriate. Among the liability paragraphs in this part of the document, this is the one that states an exception; it names consumer protection law without saying which law.
Details
Who
American Express
What it does
is not liable for loss or damage caused by reliance
What it covers
information obtained through a Site or Linked Site; any product or service obtained from a Linked Site
Exception
as required under applicable consumer protection law
What it does
user evaluates accuracy, completeness or usefulness of content
Supporting quotations
OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW, UNDER NO CIRCUMSTANCE WILL AMERICAN EXPRESS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH A SITE OR A LINKED SITE, OR USER'S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE.
IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE.
PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE
Qualifications & exceptions
The exception is for what applicable consumer protection law requires; the text does not name the law or say how much it requires.
Not stated here
The text does not say which consumer protection laws are meant.
Legal Rights & Agreement Rules · Restriction or exception
American Express says Site content may be wrong or out of date and that it may change content and the Sites at any time
Under the heading Limitation of Liability for Use of the Site and Linked Sites, American Express says information, software, products and descriptions of services published on a Site or Linked Site may include inaccuracies or typographical errors, and it specifically disclaims liability for them. It does not warrant that Site content is complete or up to date and is under no obligation to update it. It may change the content on its Sites at any time without notice, and may make improvements or changes to its Sites at any time; the words “without notice” are written in the sentence about content changes and are not repeated in the sentence about improvements or changes to the Sites.
Details
Who
American Express
What it does
may change content at any time without notice; may improve or change the Sites at any time
What it covers
information, software, products and descriptions of services on a Site or Linked Site
When
at any time
Supporting quotations
LIMITATION OF LIABILITY FOR USE OF THE SITE AND LINKED SITES
MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND AMERICAN EXPRESS SPECIFICALLY DISCLAIMS ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS.
AMERICAN EXPRESS DOES NOT WARRANT OR REPRESENT THAT THE CONTENT ON ITS SITES IS COMPLETE OR UP-TO-DATE. AMERICAN EXPRESS IS UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON ITS SITES.
AMERICAN EXPRESS MAY CHANGE THE CONTENT ON ITS SITES AT ANY TIME WITHOUT NOTICE. AMERICAN EXPRESS MAY MAKE IMPROVEMENTS OR CHANGES TO ITS SITES AT ANY TIME.
Not stated here
The text does not say whether account-specific information (for example balances shown to a logged-in user) is treated as “content” under this disclaimer.
Legal Rights & Agreement Rules · Restriction or exception
American Express, its affiliates and personnel say they are not liable for damages from using the Sites or Linked Sites
Under the same heading, the text says you agree that American Express, its affiliates and any of their respective officers, directors, employees or agents will not be liable, whether in contract, tort, strict liability or otherwise, for any direct, punitive, special, consequential, incidental or indirect damages. Lost profits, cost of procuring substitute service and lost opportunity are given as examples (“including without limitation”). The exclusion covers damages arising out of or in connection with use of its Sites or a Linked Site, or the delay or inability to use them, even if American Express is made aware of the possibility of such damages. This sentence does not repeat the consumer-protection-law wording used in the reliance paragraph.
Details
Who
American Express, its affiliates and their officers, directors, employees or agents
What it does
will not be liable, in contract, tort, strict liability or otherwise
What it covers
direct, punitive, special, consequential, incidental or indirect damages
Condition
arising out of or in connection with use of, or delay or inability to use, the Sites or a Linked Site
Supporting quotations
LIMITATION OF LIABILITY FOR USE OF THE SITE AND LINKED SITES
YOU AGREE THAT AMERICAN EXPRESS, ITS AFFILIATES AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL NOT BE LIABLE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, PUNITIVE, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES
ARISING OUT OF OR IN CONNECTION WITH THE USE OF ITS SITES OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE ITS SITES OR A LINKED SITE, EVEN IF AMERICAN EXPRESS IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
Qualifications & exceptions
Examples of covered damages (lost profits, cost of procuring substitute service, lost opportunity) are introduced by “including without limitation”.
Not stated here
The text does not say whether any law limits this clause or whether it applies to card or account services that other agreements govern.
Legal Rights & Agreement Rules · Restriction or exception
American Express says it is a mere agent for service providers, so claims about those services lie against the providers
Under the heading Limitation of Liability for Services Arranged Through the Sites, you are said to agree that American Express is a mere agent for the providers of services available through the Sites, including but not limited to travel services. The text then says any and all claims regarding any failure or breach with respect to the services offered through the Sites are limited to claims against any and all service providers. The next card covers the separate disclaimer for carriers and suppliers.
Details
Who
American Express, as a mere agent for service providers
What it covers
services available through the Sites, including travel services
What it does
claims about any failure or breach are limited to claims against the service providers
Supporting quotations
LIMITATION OF LIABILITY FOR SERVICES ARRANGED THROUGH THE SITES
YOU AGREE THAT AMERICAN EXPRESS IS A MERE AGENT FOR THE PROVIDERS OF SERVICES AVAILABLE THROUGH THE SITES, INCLUDING BUT NOT LIMITED TO TRAVEL SERVICES.
ANY AND ALL CLAIMS REGARDING ANY FAILURE OR BREACH WITH RESPECT TO THE SERVICES OFFERED THROUGH THE SITES ARE LIMITED TO CLAIMS AGAINST ANY AND ALL SERVICE PROVIDERS.
Qualifications & exceptions
Travel services are an example (“including but not limited to”); other services are not named.
Not stated here
The text does not say which services other than travel are meant or how a user would identify the provider.
Additional travel notices are said to be incorporated by reference in a later section; their linked text is not supplied here.
Legal Rights & Agreement Rules · Restriction or exception
American Express disclaims liability for goods and services supplied by carriers and other suppliers through the Sites
Under the heading Limitation of Liability for Services Arranged Through the Sites, American Express disclaims any liability, whether based on contract, tort, strict liability or otherwise, including direct, punitive, special, consequential, incidental or indirect damages, in connection with goods or services provided by any carrier or other supplier through the Sites. The disclaimer is stated to include liability for any act, error, omission, injury, loss, accident, delay or irregularity incurred through the fault, negligent or otherwise, of that carrier or supplier. The sentence ends with “YOU HEREBY EXONERATE AMERICAN EXPRESS FROM ANY LIABILITY WITH RESPECT TO THE SAME.” The saved text reads “INCIDENTAL OUR INDIRECT DAMAGES”; it is quoted as written and no correction is assumed.
Details
Who
American Express
What it covers
goods or services provided by any carrier or other supplier through the Sites
What it does
disclaims liability for acts, errors, omissions, injury, loss, accident, delay or irregularity
What it does
user exonerates American Express
Supporting quotations
LIMITATION OF LIABILITY FOR SERVICES ARRANGED THROUGH THE SITES
AMERICAN EXPRESS HEREBY DISCLAIMS ANY LIABILITY, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, INCLUDING WITHOUT LIMITATION LIABILITY FOR ANY DIRECT, PUNITIVE, SPECIAL, CONSEQUENTIAL, INCIDENTAL OUR INDIRECT DAMAGES, IN CONNECTION WITH THE GOODS OR SERVICES PROVIDED BY ANY CARRIER OR OTHER SUPPLIER THROUGH THE SITES
INCLUDING WITHOUT LIMITATION LIABILITY FOR ANY ACT, ERROR, OMISSION, INJURY, LOSS, ACCIDENT, DELAY OR IRREGULARITY WHICH MAY BE INCURRED THROUGH THE FAULT, NEGLIGENT OR OTHERWISE, OF SUCH CARRIER OR SUPPLIER
YOU HEREBY EXONERATE AMERICAN EXPRESS FROM ANY LIABILITY WITH RESPECT TO THE SAME.
Qualifications & exceptions
The disclaimer is tied to goods or services provided by a carrier or other supplier through the Sites, not to American Express's own content.
Not stated here
The text does not say how this relates to the consumer-protection-law wording used in the reliance paragraph, or whether any law limits it.
Travel notices and terms are said to be incorporated by reference in a later section; their linked text is not supplied here.
Legal Rights & Agreement Rules · Restriction or exception
Your dealings with advertisers on the Sites are between you and them; American Express disclaims resulting loss
Under the heading Your Contact With Advertisers, American Express says your dealings, correspondence or participation in promotions with advertisers found on or through its Sites (including payment, delivery and any other terms or warranties) are solely between you and the advertiser. It makes no representations or warranties about advertising content or any products or services obtainable from advertisers. You agree that American Express will not be responsible or liable for loss or damage of any kind from (a) those dealings or correspondence, (b) the advertisers' content, products or services, or (c) the presence of advertisers on a Site.
Details
Who
American Express
What it covers
dealings, correspondence and promotions with advertisers, and advertisers' content, products and services
What it does
not responsible or liable for loss or damage
Supporting quotations
YOUR CONTACT WITH ADVERTISERS
are solely between you and such advertisers
American Express makes no representations or warranties with respect to any advertising content of, or any products or services that may be obtained from, such advertisers.
You agree that American Express will not be responsible or liable with respect to any loss or damage of any kind incurred as a result of: (a) any such dealings or correspondence between you and such advertisers, (b) content, products or services of such advertisers, or (c) the presence of such advertisers on a Site.
Qualifications & exceptions
The exclusion covers three listed causes: dealings with advertisers, advertisers' content, products or services, and advertisers' presence on a Site.
Not stated here
The text does not say who counts as an advertiser or whether American Express's own offers are included.
Legal Rights & Agreement Rules · Restriction or exception
The Sites do not provide investment advice or offers; investor relations materials are for information only
Under the heading No Investment Advice or Offers, American Express says nothing in the Sites constitutes investment advice, including its filings with the Securities and Exchange Commission. It provides investor relations materials for convenience and information only, and says those materials and other Site content are not offers to sell or solicitations of an offer to buy any security.
Details
Who
American Express
What it covers
Site content and investor relations materials
Why
convenience and information only
Supporting quotations
NO INVESTMENT ADVICE OR OFFERS
Nothing in the Sites constitutes investment advice, including American Express' filings with the Securities and Exchange Commission.
investor relations materials and other Site content are not offers to sell or solicitation of an offer to buy any security
Not stated here
The text does not say whether card or account product information on the Sites is covered by this statement; it speaks of investment advice and securities.
Legal Rights & Agreement Rules · Restriction or exception
Forward-looking statements on the Sites carry risks, speak only as of their date and will not be updated
Under the heading Forward Looking Information, American Express says certain information on the Sites contains forward-looking statements that are subject to risks and uncertainties and speak only as of the date they are made. Words such as believe, expect, anticipate, optimistic, intend, aim and will, or similar expressions, identify them. Readers are cautioned not to place undue reliance on them, and American Express undertakes no obligation to update publicly or revise any of them. Factors that could cause results to differ materially are said to be described in American Express's periodic reports, including its Form 10-K and Form 10-Q filings and its Annual Report to Shareholders.
Details
Who
American Express
What it does
undertakes no obligation to update or revise forward-looking statements
What it covers
forward-looking statements on the Sites
When
speak only as of the date on which they are made
Supporting quotations
FORWARD LOOKING INFORMATION
Certain information on the Sites contains certain forward-looking statements, which are subject to risks and uncertainties and speak only as of the date on which they are made.
American Express undertakes no obligation to update publicly or revise any forward-looking statements.
Important factors that could cause actual results to differ materially from the company's forward-looking statements are described in American Express' periodic reports
Not stated here
The periodic reports and the Form 10-K that the text points to are not supplied here, so the factors they describe are unknown.
The sentence ending “Please click here to view such factors” refers to a link that is not shown in the saved text.
Legal Rights & Agreement Rules · Restriction or exception
Press releases and financial-community materials are said to be accurate when issued but may go stale
Under the heading Press Releases, American Express says press releases and other materials presented or released to the financial community that are contained on the Sites were, to the best of its knowledge, timely and accurate when issued. The accuracy statement is limited to “to the best of American Express' knowledge” and to the time of issue. The sentences that follow in the same paragraph, carded in the next packet, add that information can go stale.
Details
Who
American Express
What it covers
press releases and other materials released to the financial community on the Sites
Condition
to the best of American Express' knowledge, timely and accurate when issued
Supporting quotations
PRESS RELEASES
All press releases and other materials presented or released to the financial community that are contained on the Sites were, to the best of American Express' knowledge, timely and accurate when issued.
Qualifications & exceptions
The statement is about accuracy at the time of issue only.
The incorporated travel notices are on a separate linked page whose text is not part of this document
The travel section points users to a link labelled Travel Notices, Terms and Conditions. The previous card records that the Terms say these notices are incorporated by reference. The linked page's own text is not in the source supplied for this analysis, so this analysis cannot state what the travel notices provide, for example about fees, cancellations, supplier responsibility or how they rank against these Terms.
Details
What it covers
Important Travel Notices, Terms and Conditions (linked page)
A Rights-Holder may notify American Express of alleged illegitimate-product sales by emailing a Notice Form
The text says you may notify American Express regarding sales by merchants of alleged Illegitimate Products by completing a Notice Form and sending it by email to antipiracy@aexp.com. The form must be submitted by a person or entity having the legal standing and authority to assert the applicable copyright or trademark right concerning the products, which the text calls a “Rights-Holder”. This is a separate channel from the earlier DMCA address for alleged infringement on the Sites themselves.
Details
Who
a Rights-Holder (person or entity with legal standing and authority to assert the right)
What it does
notify American Express by completing the Notice Form and emailing it
What it covers
sales by merchants of alleged Illegitimate Products
Supporting quotations
You may notify American Express regarding sales by merchants of alleged Illegitimate Products by completing this
and sending it by email to antipiracy@aexp.com.
The form must be submitted by a person or entity having the legal standing and authority to assert the applicable copyright or trademark right concerning the products (a "Rights-Holder").
Qualifications & exceptions
The form must come from a person or entity with legal standing and authority to assert the right.
Not stated here
The linked document's text is not supplied here: the Notice Form is a linked file, so this card cannot say what it asks for.
The text does not say what American Express does after a notice.
Legal Rights & Agreement Rules · Context
The Terms list two earlier versions, dated November 1, 2011 and April 18, 2007, with links
At the end, the document lists previous versions: one dated November 1, 2011 and one dated April 18, 2007, each as a link. It lists no earlier version between 2011 and the current March 1, 2019 date. The linked earlier versions are not supplied here.
These are earlier versions; the Last Modified date of the version analysed is March 1, 2019 in the first section.
Not stated here
The linked document's text is not supplied here, so this card cannot say how the earlier versions differ from this one.
Legal Rights & Agreement Rules · Restriction or exception
Press-release information can go stale; American Express has no duty to update it and tells viewers to check issue dates
Continuing the Press Releases section, American Express says the passage of time can render information stale and that viewers should not rely on the continued accuracy of any such material beyond the date of issuance. It has no responsibility to update any information in those materials, and all viewers should carefully check the dates of issuance of the material contained in the Sites.
Details
Who
American Express
What it does
has no responsibility to update press-release and financial-community material
Condition
do not rely on continued accuracy beyond the date of issuance
Supporting quotations
PRESS RELEASES
However, the passage of time can render information stale, and you should not rely on the continued accuracy of any such material beyond the date of issuance.
American Express has no responsibility to update any information contained in any such material.
All viewers should carefully check the dates of issuance of the material contained in the Sites.
Qualifications & exceptions
Applies to press releases and other materials released to the financial community.
American Express has no duty to review user Postings and assumes no responsibility for them, but may monitor and remove
Under the heading Postings, American Express says it is under no obligation to review any messages, information or content, which the text calls Postings, that users post on the Sites, and assumes no responsibility or liability relating to them. It adds that it may from time to time monitor Postings and may decline to accept or remove any Posting that contains the kinds of material listed in the items that follow.
Details
Who
American Express
What it does
no obligation to review; may monitor, decline or remove Postings
What it covers
messages, information or content posted on the Sites by users (“Postings”)
Supporting quotations
POSTINGS
American Express is under no obligation to review any messages, information or content ("Postings") posted on the Sites by users and assumes no responsibility or liability relating to any such Postings.
American Express may from time to time monitor the Postings on the Sites and may decline to accept and/or remove any Postings that contain:
Qualifications & exceptions
Monitoring and removal are stated as permissions (“may”), not as duties.
Not stated here
The text does not say how Postings are monitored, whether a user is told when one is removed or whether there is an appeal.
Which Sites have places for Postings is not stated.
Legal Rights & Agreement Rules · Company practice
American Express may revise these terms at any time; changes are shown by the date, and continued use means you agree
Under the heading Changes to These Terms of Service, American Express reserves the right to revise the Terms at any time, and users are deemed to be apprised of and bound by any changes. It says it will indicate that changes have been made by updating the date after “Last Modified” at the end of the Terms. Your continued use of the Sites after that date constitutes your agreement to the revised Terms. No separate notice to individual users is described.
Details
Who
American Express
What it does
may revise the Terms at any time; indicates changes by updating the Last Modified date
Condition
continued use of the Sites after that date constitutes agreement
When
at any time
Supporting quotations
CHANGES TO THESE TERMS OF SERVICE
American Express reserves the right to revise these Terms of Service at any time and users are deemed to be apprised of and bound by any changes to these Terms of Service.
American Express will indicate that changes to these Terms of Service have been made by updating the date indicated after "Last Modified" at the end of these Terms of Service.
Your continued use of the Sites after that date constitutes your agreement to the revised modified Terms of Service.
Qualifications & exceptions
The only stated way a change is signalled is the updated date.
Not stated here
The text says the date appears “at the end of” the Terms; the saved copy prints its “Last Modified” line near the top, and the text does not explain the difference.
The text does not give an advance-notice period or a way to reject a change other than stopping use.
The heading is a heading of these Terms, not a link; no other document is relied on for this card, and none is supplied or described here.
Legal Rights & Agreement Rules · Company practice
American Express reserves all legal remedies for violations, including blocking access from an internet address or user
Under the heading Violations of Rules and Regulations, American Express reserves the right to seek all remedies available at law and in equity for violations of the Terms, including the right to block access to a Site from a particular internet address or user.
Details
Who
American Express
What it does
seek all remedies at law and in equity; block access from an internet address or user
Condition
for violations of the Terms
Supporting quotations
VIOLATIONS OF RULES AND REGULATIONS
American Express reserves the right to seek all remedies available at law and in equity for violations of these Terms of Service, including the right to block access from a particular Internet address or user to a Site.
Qualifications & exceptions
“Including” makes blocking an example of the remedies reserved.
Not stated here
The text does not describe a warning or review step before blocking.
The heading is a heading of these Terms, not a link; no other document is relied on for this card, and none is supplied or described here.
Legal Rights & Agreement Rules · Restriction or exception
Users agree to submit to the laws of New York and applicable federal law, without regard to conflicts of laws principles
Under the heading Jurisdiction/Governing Law, the text says users of the Sites agree to submit to the laws of the State of New York, USA and applicable federal law without regard to conflicts of laws principles. The source wording reads “Users of this Sites”; it is quoted as written.
Details
Who
users of the Sites
What it does
agree to submit to the laws of the State of New York and applicable federal law
Where
State of New York, USA; federal law
Condition
without regard to conflicts of laws principles
Supporting quotations
JURISDICTION/GOVERNING LAW
Users of this Sites agree to submit to the laws of the State of New York, USA and applicable federal law without regard to conflicts of laws principles.
Qualifications & exceptions
The sentence names governing law; it does not name a court or place for disputes.
Not stated here
This section states no court, venue or dispute-resolution process; whether another document supplies one is not shown here.
Legal Rights & Agreement Rules · Restriction or exception
Additional travel notices and terms are incorporated by reference into these Terms
Under the heading Travel Related Services, American Express asks users to be aware that additional notices, terms and conditions regarding travel related services, products and content available on or through the Sites are incorporated herein by reference, and gives a link to Important Travel Notices, Terms and Conditions. Those travel terms are therefore part of the agreement by the Terms' own wording, but their text is not in this document.
Details
What it covers
additional notices, terms and conditions regarding travel related services, products and content on or through the Sites
What it does
incorporated by reference into these Terms
Supporting quotations
TRAVEL RELATED SERVICES
Please be aware that additional notices, terms and conditions regarding travel related services, products and content available on or through the Sites are incorporated herein by reference.
Qualifications & exceptions
The incorporation is stated for travel related services, products and content.
Not stated here
The linked travel notices page is not supplied, so its terms, and how they rank against these Terms, are unknown.