Data Access & Collection · Company practice
At federal agencies that accept the Card, charge information is collected for billing, analysis and marketing
Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Details
- Who
- American Express
- Condition
- Charges at federal agencies that accept the Card
- Why
- Processing, billing, collections; aggregated reporting, analysis and marketing
Supporting quotations
Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing, and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Qualifications & exceptions
- Applies to charges at federal agencies that accept the Card.
Not stated here
- The Federal Register publications of other routine uses are not supplied.
Also annotated in the same passage (2)
Data Access & Collection · Permission or license
American Express may monitor and record calls between you and it
American Express may monitor and record any calls between you and it.
Details
- What it does
- May monitor and record calls
Supporting quotations
Call monitoring: We may monitor and record any calls between you and us.
Data Access & Collection · Permission or license
You agree American Express will pull credit reports on you, use the information for any purpose, and report your Account
You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree it will use that information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law. You agree it will give information about the Account to credit reporting agencies, and it will tell a credit reporting agency if you fail to comply with the Agreement, which may negatively affect your credit report.
Details
- Who
- American Express
- Why
- Any purposes, for example marketing or evaluating you for a new Account, subject to applicable law
Supporting quotations
You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law. You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
Qualifications & exceptions
- Use of the information "for any purposes" is stated as subject to applicable law.
Not stated here
- The text does not list the "other sources" of information.