The Platinum Card® from American Express Exclusively for Morgan Stanley Agreement

Use & Processing · Permission or license

You authorize American Express and its agents to contact you by call, text, email or push, including by autodialer

To service your Account or collect amounts you owe, you authorize American Express (and its affiliates, agents and contractors, such as debt collection agencies and service providers) to contact you at any phone number or email address you provide, from which you contact it, or at which it believes it can reach you. It may contact you in any way, such as calling, texting, emailing, sending mobile application push notifications or any other method permitted by law, and may use an automated dialer or prerecorded messages. It may contact you on a mobile, wireless or similar device, even if you are charged for it.

Supporting quotations

Servicing and Collections: If we need to contact you to service your Account or to collect amounts you owe, you authorize us (and our affiliates, agents and contractors, such as debt collection agencies and service providers) to contact you at any phone number or email address you provide, from which you contact us, or at which we believe we can reach you. We may contact you in any way, such as calling, texting, emailing, sending mobile application push notifications or using any other method of communication permitted by law. We may contact you using an automated dialer or prerecorded messages. We may contact you on a mobile, wireless or similar device, even if you are charged for it.

Qualifications & exceptions

• Stated for servicing your Account or collecting amounts owed.
• "Any other method of communication permitted by law" limits methods to those lawful.

Use & Processing · Permission or license

Paying by check lets American Express make a one-time electronic debit, possibly the same day, and keep your check

When you pay by check, you authorize American Express to use information from your check (such as routing number, account number and check serial number) to make a one-time electronic fund transfer from your bank or other asset account. Your payment may be withdrawn as soon as the same day it receives your check, and you will not receive the check back from your bank. In certain circumstances, it may process your payment as a check transaction.

Supporting quotations

When you pay us by check; permission for electronic debit: When you pay us by check, you authorize us to use information from your check (such as routing number, account number and check serial number) to make a one-time electronic fund transfer from your bank or other asset account. When we do this, your payment may be withdrawn from your bank or other asset account as soon as the same day we receive your check, and you will not receive that check back from your bank or financial institution. In certain circumstances, we may process your payment as a check transaction.