Global Cookie and Tracker Notice

Use & Processing · Company practice

Mastercard uses Cookies, including third-party ones, to measure and show ads

Mastercard says it uses Cookies, including Cookies provided by third parties, to improve its Sites, measure their performance, understand its audience, enhance the user experience, and to show ads based on browsing habits and activity on the Sites and other Sites.

Supporting quotations

We use Cookies, including Cookies provided by third parties, to improve our Sites, measure the performance of our Sites, understand our audience, enhance the user experience, and to show ads based on browsing habits and activity on the Sites and other Sites.

Qualifications & exceptions

• Includes Cookies provided by third parties.
• Ads are based on browsing habits and activity on "the Sites and other Sites".

Not stated here

• The Notice does not say whether "other Sites" means only other Mastercard Sites or also sites run by others.

Use & Processing · Restriction or exception

Essential Cookies cannot be turned off

Essential Cookies are described as necessary for a Site to work properly and as something that cannot be disabled. They enable core functions such as security, network management and accessibility.

Supporting quotations

Essential Cookies. These Cookies are necessary for the Site to work properly and cannot be disabled. These Cookies enable core functionality such as security, network management, and accessibility.

Qualifications & exceptions

• Cannot be disabled.
• Functions are given by example ("such as"): security, network management and accessibility.

Use & Processing · Company practice

Functional Cookies remember your choices and enable some services

Functional Cookies let a Site remember choices you make, such as the language you select, or enable services such as viewing videos. They allow Mastercard to tailor Sites to you and provide enhanced functionality. Without them, certain functionality may not be available.

Supporting quotations

Functional Cookies. These Cookies enable our Sites to remember choices you make, for example, the language you select, or to enable services, such as viewing videos. These Cookies allow us to tailor the Sites to you and provide enhanced functionality. Without these Cookies, certain functionalities may not be available.

Qualifications & exceptions

• Without these Cookies certain functionalities may not be available ("may").

Use & Processing · User right or choice

Mastercard generally asks consent before non-Essential Cookies

Mastercard says it generally asks for your consent to place non-Essential Cookies on its Sites, and points to a "Cookies Details" link under the Cookie names shown for each category to learn more.

Supporting quotations

We generally ask for your consent to place non-Essential Cookies on our Sites.

Click ‘Cookies Details’ under the Cookie names shown for each category in the Cookie Tool to learn more.

Qualifications & exceptions

• "Generally": the sentence does not promise consent in every case; a later legal-basis section says Mastercard relies on consent in countries that require it and may rely on other legal bases elsewhere.
• Applies to non-Essential Cookies; Essential Cookies cannot be disabled.

Not stated here

• The sentence names a "Cookie Tool", while the defined term elsewhere is "Consent Tool"; the Notice does not say whether these are the same.

Cross-references

• qualified by (model-proposed): Mastercard relies on consent where the country requires it — The later legal-basis section limits the general statement that Mastercard asks for consent: it relies on consent in countries that require it and may rely on other legal bases elsewhere.

Use & Processing · Company practice

Email Tracker data is used for delivery checks, security and content

Mastercard says it uses information collected by Email Trackers to confirm emails are delivered correctly and to maintain security, to understand whether its communications are effective so it can improve its content, and to manage or protect its email services. As an example of the security use, it gives helping to verify that an account-related email is opened on a recognised device.

Supporting quotations

We use information collected by Email Trackers to:

confirm emails are delivered correctly, to maintain security (for example, helping verify that an account-related email is opened on a recognised device).

understand whether our communications are effective, improving our content.

manage or protect our email services.

Qualifications & exceptions

• The account-related email example is introduced by "for example" and is not stated to be the only security use.

Use & Processing · User right or choice

A Manage Cookies control lets you withdraw consent or reject non-essential Cookies

Mastercard says you can change your Cookie preferences at any time using the "Manage Cookies" button (a link on some Sites) at the bottom of the Site page. It says this allows you to withdraw consent or reject all Cookies except those strictly necessary for the Site to work properly.

Supporting quotations

You can change your Cookie preferences at any time by using the “Manage Cookies” button (link on some Sites) at the bottom of the Site page. This allows you to withdraw consent or reject all Cookies except those that are strictly necessary for the Site to work properly.

Qualifications & exceptions

• Available through a button or link at the bottom of the Site page; the text says "link on some Sites".
• Rejects all Cookies except those strictly necessary for the Site to work properly.

Not stated here

• Whether every Site has this control is not stated.
• "Cookies" is defined separately from "Email Trackers", so whether this control or browser settings affect Email Trackers is not stated.

Use & Processing · User right or choice

Browser settings may let you manage or delete some Cookies

When visiting websites, Mastercard says you may also be able to manage or delete some Cookies through your browser settings, and points to your browser's help menu or allaboutcookies.org for more.

Supporting quotations

When visiting websites, you may also be able to manage or delete some Cookies through your browser settings.

Qualifications & exceptions

• Applies to websites; "may" be able to manage or delete "some" Cookies.

Not stated here

• Whether browser settings reach SDKs and other technologies in apps is not stated.

Use & Processing · User right or choice

Google, Meta and LinkedIn account settings may adjust platform use of your data

If you have an account with a third-party platform whose Cookies operate on Mastercard Sites, Mastercard says you may be able to adjust in your account settings how that platform uses data collected from your interactions. It lists Google's Safety Centre, Meta's Privacy Centre and LinkedIn's Privacy Centre for more information.

Supporting quotations

If you have an account with one of the third-party platforms whose Cookies operate on our Sites, you may be able to adjust how those platforms use data collected from your interactions in your account settings.

Google’s Safety Centre

Meta’s Privacy Centre

LinkedIn’s Privacy Centre

Qualifications & exceptions

• Only if you have an account with the platform; "may be able to" adjust.

Not stated here

• LinkedIn Cookies are named only in this list; the Notice does not otherwise describe what LinkedIn does on its Sites.

Use & Processing · Context

Rejecting or deleting Cookies can break parts of the Sites

Mastercard warns that if you reject or delete Cookies, some parts of its Sites may not function properly or may become inaccessible.

Supporting quotations

Please note that if you reject or delete Cookies, some parts of our Sites may not function properly or may become inaccessible.

Qualifications & exceptions

• "Some parts" of the Sites and "may": not stated to affect all of a Site.