Fraud and Security Notice

Use & Processing · Company practice

Mastercard offers identity verification and digital identity services

Under its Identify layer, Mastercard says it supports real-time identity verification on its customers' behalf to deliver near frictionless authentication, and offers personal digital identity services that both consumers and customers can use.

Supporting quotations

We support real-time, seamless identity verification on our customers’ behalf. We offer unique personal digital identity services that can be used by both consumers and customers.

Qualifications & exceptions

• Identity verification is described as done on Mastercard's customers' behalf.

Not stated here

• This passage does not say which services these are, which data they use, or whether a consumer must opt in.

Use & Processing · Company practice

Mastercard helps automatically replace cards on file when a new card is issued

Mastercard says it is building payment experiences that help its customers avoid payment declines when a consumer fails to tell a merchant about a replacement card, and that its cardholder lifecycle management helps automatically replace cards on file when a new card is issued.

Supporting quotations

avoid payment declines if a consumer fails to inform the merchant about a replacement card

Cardholder lifecycle management is also a critical component we offer, which helps to provide an easier way to automatically replace cards on file when a new card is issued.

Qualifications & exceptions

• Described as a service Mastercard offers to its customers.

Not stated here

• The notice does not say how a consumer can opt out of automatic replacement of cards on file, or what card data is passed to merchants to do it.