Open Finance Privacy Notice (U.S.)

Legal Rights & Agreement Rules · Context

Finicity, a Mastercard subsidiary, issues this notice and "we" means Finicity

This Open Finance Privacy Notice is provided by Finicity Corporation, a wholly owned subsidiary of Mastercard International Inc. In the notice, "Finicity," "we" and "us" refer to Finicity. The page states the notice was last updated November 24, 2025.

Supporting quotations

provided by Finicity Corporation, a wholly owned subsidiary of Mastercard International Inc.

Last updated: November 24, 2025

Legal Rights & Agreement Rules · Permission or license

Accessing or using the Services counts as agreeing to the processing described

Finicity says it processes your Personal Information in accordance with applicable law and its applicable obligations, and that by accessing or using the Services you agree to the collection, use and processing of your Personal Information as set out in this notice.

Supporting quotations

We process your Personal Information in accordance with applicable law and our applicable obligations.

By accessing or using our Services, you agree to the collection, use, and processing of your Personal Information as set forth in this Privacy Notice.

Qualifications & exceptions

• Finicity states it processes Personal Information in accordance with applicable law and its applicable obligations.

Legal Rights & Agreement Rules · Restriction or exception

Job applicants are pointed to a separate Applicant Privacy Notice

If you are a job applicant, the notice tells you to refer to the Mastercard Applicant Privacy Notice for further information. The text of that linked notice is not part of this document.

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If you are a job applicant, please refer to the Mastercard Applicant Privacy Notice for further information

Not stated here

• The Mastercard Applicant Privacy Notice is linked but its text was not supplied, so how applicants' information is handled is not shown here.

Legal Rights & Agreement Rules · Company practice

Personal Information is used for legal and regulatory compliance and to enforce Finicity's Terms and Policies

Finicity lists maintaining legal and regulatory compliance and enforcing compliance with its Terms and Conditions and Policies as purposes for using Personal Information.

Supporting quotations

To maintain legal and regulatory compliance;

To enforce compliance with our Terms and Conditions and Policies

Not stated here

• The Terms and Conditions and Policies named here are not part of this notice and were not supplied.

Legal Rights & Agreement Rules · Company practice

Finicity may disclose Personal Information as reasonably necessary to comply with law or legal process

Finicity says it may disclose your Personal Information as reasonably necessary to comply with applicable law, an investigation or other legal process, such as a court order or a subpoena.

Supporting quotations

We may also disclose your Personal Information as follows:

As reasonably necessary to comply with applicable law, an investigation, or other legal process, such as a court order or a subpoena;

Legal Rights & Agreement Rules · Permission or license

By using the Services you agree Finicity may contact you electronically about security, privacy and administration

Finicity says that by using the Services you agree that it may communicate with you electronically regarding security, privacy and administrative issues relating to your use of the Services.

Supporting quotations

By using our Services, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of our Services.

Legal Rights & Agreement Rules · Permission or license

Finicity may revise this notice at any time in its sole discretion; changes take effect when posted

Finicity says it may revise the notice at any time and in its sole discretion to reflect how it collects, uses and processes Personal Information. Changes are effective when posted on the page, you are advised to review the notice periodically, and your continued use of the Services after a modification counts as your acknowledgment of the modified notice.

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We may revise this Privacy Notice to reflect how we collect, use, and process Personal Information at any time and in our sole discretion.

You are advised to review this Privacy Notice periodically for any changes. Your continued use of our Services after such modifications will constitute your acknowledgment of the modified Privacy Notice. Changes to this Privacy Notice are effective when they are posted on this page.

Qualifications & exceptions

• Continued use of the Services after a modification counts as acknowledgment.

Legal Rights & Agreement Rules · Company commitment

For material changes to how existing data is treated, Finicity says it will attempt to notify you

If Finicity makes material changes to how it treats Personal Information it has already collected about you, it says it will attempt to notify you by any email or mobile device number it has for you, by a notice on its website, or by other means.

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If we make any material changes to how we treat Personal Information we have already collected about you, we will attempt to notify you by any email or mobile device number we may have for you, by a notice on our website, or by other means.

Qualifications & exceptions

• Notice may go by email, mobile device number, website notice or other means, and is stated as an attempt.

Not stated here

• The notice does not state how far ahead of the change notice would be given.