Loyalty and Rewards Notice

Mastercard · agreement dated February 9, 2026 · Official agreement

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4 of 32 cards in Legal Rights & Agreement Rules

Legal Rights & Agreement Rules · Company practice

Enforcing terms and defending legal rights: contract, legal obligation, or legitimate interest

For enforcing applicable terms of use, or as necessary to establish, exercise and defend legal rights, the table lists three legal bases: the processing is necessary for entering into or performing a contract to which you are party; the processing is necessary for compliance with a legal obligation or other regulatory obligations; or Mastercard or a third party has a legitimate interest in using your Personal Information to enforce Program terms of use and establish, exercise and defend legal rights. Consent is not listed in this row.

Details not recorded for this card

Supporting quotations

Enforce applicable terms of use or as necessary to establish, exercise and defend legal rights.
The processing is necessary for entering into, or performance of a contract to which you are party; or
The processing is necessary for compliance with a legal obligation or other regulatory obligations; or
We, or a third party, have a legitimate interest in using your Personal Information to enforce Program terms of use and establish, exercise, and defend legal rights.

Qualifications & exceptions

  • Legal bases depend on the country in which you are located.
  • Consent is not listed for this row, though the notice says that in some countries Mastercard relies on consent for all processing activities.

Legal Rights & Agreement Rules · Company practice

Complying with laws and government or court requests: legal obligation or legitimate interest

For complying with applicable laws, or as requested by any judicial process, law enforcement or governmental agency having or claiming jurisdiction over Mastercard, the table lists two legal bases: the processing is necessary for compliance with a legal obligation or other regulatory obligations; or Mastercard or a third party has a legitimate interest in using your Personal Information to respond to a judicial process, law enforcement or governmental agency. Consent is not listed in this row.

Details not recorded for this card

Supporting quotations

Comply with applicable laws or as requested by any judicial process, law enforcement or governmental agency having or claiming jurisdiction over Mastercard.
The processing is necessary for compliance with a legal obligation or other regulatory obligations; or
We, or a third party, have a legitimate interest in using your Personal Information to respond to a judicial process, law enforcement or governmental agency.

Qualifications & exceptions

  • Legal bases depend on the country in which you are located.
  • The agencies are described as "having or claiming jurisdiction over Mastercard".

Legal Rights & Agreement Rules · Company practice

Complying with industry standards and policies: consent or direction, legal obligation, contract or legitimate interest

For complying with industry standards and Mastercard's policies, the table lists four legal bases: you consented to or directed the use of your Personal Information; the processing is necessary for compliance with a legal obligation or other regulatory obligations; the processing is necessary for entering into or performing a contract to which you are party; or Mastercard or a third party has a legitimate interest in using your Personal Information to comply with industry standards and its policies.

Details not recorded for this card

Supporting quotations

Comply with industry standards and our policies.
You consented to or directed the use of your Personal Information; or
The processing is necessary for compliance with a legal obligation or other regulatory obligations; or
The processing is necessary for entering into, or performance of a contract to which you are party; or
We, or a third party, have a legitimate interest in using your Personal Information to comply with industry standards and our policies.

Qualifications & exceptions

  • Legal bases depend on the country in which you are located.

Legal Rights & Agreement Rules · Procedure

Details on rights requests, contact, sharing, transfer, retention and protection are in the Global Privacy Notice

Mastercard says you have certain rights and choices regarding the Personal Information it maintains about you. For how to submit a request to exercise your rights or contact it, and to learn more about how it shares, transfers, retains or protects Personal Information, the notice refers you to "Your Rights and Choices" in Mastercard's Global Privacy Notice. This notice itself gives the opt-out email route and the sharing list above; the retention, transfer and protection details are not in this document.

Details
What it does
Refer to Your Rights and Choices in the Global Privacy Notice

Supporting quotations

You have certain rights and choices regarding the Personal Information we maintain about you.
to learn more about how we share, transfer, retain or protect your Personal Information, please refer to

Not stated here

  • The Global Privacy Notice text is not part of this saved document, so retention periods, transfers and security measures are unknown here.
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