Loyalty and Rewards Notice

Mastercard · agreement dated February 9, 2026 · Official agreement

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1 of 32 cards in Security & Safeguards

Security & Safeguards · Company practice

Preventing fraud, threats and abuse: legal obligation, contract, or legitimate interest

For protecting against and preventing fraud and (cyber) threats, unauthorized transactions, abuse of the Programs, claims and other liabilities, the table lists three legal bases: the processing is necessary for compliance with a legal obligation or other regulatory obligations; the processing is necessary for entering into or performing a contract to which you are party; or Mastercard or a third party has a legitimate interest in using your Personal Information for the purpose of protecting against fraud, securing the Programs, its network, and the payment transactions it processes. Consent is not listed in this row.

Details not recorded for this card

Supporting quotations

Protect against and prevent fraud and (cyber) threats, unauthorized transactions, abuse of the Programs, claims and other liabilities.
The processing is necessary for compliance with a legal obligation or other regulatory obligations; or
The processing is necessary for entering into, or performance of a contract to which you are party; or
We, or a third party, have a legitimate interest in using your Personal Information for the purpose of protecting against fraud, securing our Programs, our network, and the payment transactions that we process.

Qualifications & exceptions

  • Legal bases depend on the country in which you are located.
  • Consent is not listed for this row, though the notice says that in some countries Mastercard relies on consent for all processing activities.