Loyalty and Rewards Notice

Mastercard · agreement dated February 9, 2026 · Official agreement

Read the agreement

8 of 32 cards in Sharing & Disclosure

Sharing & Disclosure · Permission or license

Mastercard may share your information with its U.S. headquarters, affiliates and group companies

Mastercard says it may share your Personal Information with Mastercard's headquarters in the U.S., its affiliates, and other entities within Mastercard's group of companies.

Details
Who
Mastercard
What it covers
Your Personal Information

Supporting quotations

We may share your Personal Information:
With Mastercard’s headquarters in the U.S., our affiliates, and other entities within Mastercard’s group of companies.

Sharing & Disclosure · Permission or license

Marketing agencies and service providers may receive your information, under contractual protections

Mastercard may share your Personal Information with marketing agencies and other service providers who perform services on its behalf and in connection with the purposes described in this notice. Mastercard says it subjects them to strict contractual data protection and security obligations.

Details
Why
Services on Mastercard's behalf in connection with the notice's purposes

Supporting quotations

We may share your Personal Information:
With marketing agencies and other service providers who perform services on our behalf and in connection with the purposes described in this Notice. We subject them to strict contractual data protection and security obligations.

Qualifications & exceptions

  • Sharing is for services performed on Mastercard's behalf and in connection with the purposes described in the notice.

Not stated here

  • The notice does not describe the contractual obligations beyond calling them strict data protection and security obligations.

Sharing & Disclosure · Permission or license

Card issuers and merchants may receive your information to support Program initiatives and handle complaints

Mastercard may share your Personal Information with financial institution(s), such as the banks that issued the card(s) enrolled in a Program, or with merchants, to the extent necessary to support Program-related initiatives and to handle complaints.

Details
Condition
To the extent necessary

Supporting quotations

We may share your Personal Information:
With financial institution(s) (e.g., banks that issued the card(s) enrolled in a Program) or merchants to the extent necessary to support Program-related initiatives, and to handle complaints.

Qualifications & exceptions

  • Only to the extent necessary to support Program-related initiatives and to handle complaints.

Sharing & Disclosure · Permission or license

Third parties that run or support a Program you choose to join may receive your information

Mastercard may share your Personal Information with third parties that operate or support a Program that you choose to join.

Details
Condition
A Program that you choose to join

Supporting quotations

We may share your Personal Information:
With third parties that operate or support a Program that you choose to join.

Not stated here

  • The notice does not name these third parties.

Sharing & Disclosure · Permission or license

Redemption partners may receive your information to process or fulfil purchases or transfers

Mastercard may share your Personal Information with redemption partners to process or fulfil purchases or transfers made through a Program.

Details
Why
Process or fulfil purchases or transfers made through a Program

Supporting quotations

We may share your Personal Information:
With redemption partners to process or fulfil purchases or transfers made through a Program.

Sharing & Disclosure · Permission or license

Mastercard may disclose information to protect individuals, itself or investigate suspected fraud

Mastercard may share your Personal Information when it believes disclosure is necessary to protect individuals' vital interests, to protect Mastercard against harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity.

Details
Condition
When Mastercard believes disclosure is necessary

Supporting quotations

We may share your Personal Information:
When we believe disclosure is necessary to protect individuals’ vital interests, to protect Mastercard against harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity.

Qualifications & exceptions

  • Depends on Mastercard's own belief that disclosure is necessary for one of the stated reasons.

Not stated here

  • The notice does not say to whom such disclosures are made.

Sharing & Disclosure · Permission or license

If Mastercard's business or assets are sold or transferred, your information may go with them

Mastercard may share your Personal Information in the event of the sale or transfer of its business or assets, in whole or in part. In that event, it says it will use reasonable efforts to direct the transferee to use the Personal Information you provided in a manner consistent with this notice.

Details
Condition
Sale or transfer of business or assets, in whole or in part

Supporting quotations

We may share your Personal Information:
In the event of the sale or transfer of our business or assets, in whole or in part. In such event, we will use reasonable efforts to direct the transferee to use the Personal Information you provided to us in a manner consistent with this Notice.

Qualifications & exceptions

  • The commitment is limited to reasonable efforts to direct the transferee; it is not an absolute guarantee.