Terms of Use

Charges & Financial Obligations · Restriction or exception

Merchant offers on the Site can change anytime; deals with merchants are between you and them

Merchants may provide Mastercard with discounts, rebates or other benefits (for example free shipping) on purchases of goods and services ("Offers") that are made available on the Site. Offers are subject to their own terms and conditions and may change at any time without notice. Mastercard will not be liable for any loss or damage from your interaction with a merchant about an Offer. Except as set out in the terms, matters such as delivery of goods and services, returns and warranties are solely and strictly between you and the merchant. You acknowledge that Mastercard does not endorse or warrant the merchants accessible through the Site or their Offers. The source sentence reads "Mastercard and does not endorse"; this card keeps the wording.

Supporting quotations

Merchant and Merchants Offers

Merchants may provide to Mastercard certain discounts, rebates or other benefits (e.g. free shipping) on the purchases of goods and services ("Offers") that will be available on the Mastercard Site.

Such Offers are subject to certain terms and conditions and may change at any time without notice to you. Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers.

Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that Mastercard and does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide.

Qualifications & exceptions

• Offers are subject to their own terms and conditions and may change at any time without notice to you.
• The allocation of delivery, returns and warranties to the merchant is qualified by "Except as set forth herein".
• Mastercard's limits are stated for loss or damage from your interaction with a merchant about Offers.

Not stated here

• The terms the Offers are "subject to" are not supplied here.
• The "Except as set forth herein" qualifier is not tied to a specific provision.

Charges & Financial Obligations · Context

Mastercard says it does not issue cards; your card relationship and questions go to your issuing bank

Under the heading "Inapplicability of Terms of Use to any Mastercard Payment Card Cardholder Agreement", Mastercard describes itself as a payment services organization that is not a financial institution and does not issue credit, debit, check or payment cards. Your Mastercard branded card relationship is with the issuing bank or financial institution, not with Mastercard, and questions or issues about your card or cardholder account should go to that issuer. Mastercard's relationship with the issuer does not pertain to individual cardholders or card accounts. These are the terms for the Mastercard Site; they are not a cardholder agreement, and the text does not supply any issuer's cardholder agreement.

Supporting quotations

Inapplicability of Terms of Use to any Mastercard Payment Card Cardholder Agreement

Mastercard is not a financial institution and does not issue credit, debit, check or payment cards of any type of nature. Your Mastercard branded payment card relationship is with an issuing bank or financial institution, and not with Mastercard directly. Any and all questions or issues regarding your Mastercard branded payment card or cardholder account should be directed to the bank or financial institution that issued your card, and not to Mastercard.

While Mastercard has a relationship with your issuing bank or financial institution, that relationship does not pertain to individual cardholders or payment card accounts.

Qualifications & exceptions

• Concerns Mastercard branded payment cards and cardholder accounts, which the text places with the issuing bank or financial institution.
• The heading states that these Terms of Use are inapplicable to a Mastercard Payment Card Cardholder Agreement.

Not stated here

• Any issuer's cardholder agreement is not supplied in this source, so card fees, liability and dispute terms are not stated here.
• The body does not repeat the heading's word "inapplicability"; the card relies on the heading for that scope.