Personal Information is used for services, security and law, plus optional features with opt-out or consent
PayPal says it may process Personal Information for a variety of reasons, including to provide Services, for security and fraud prevention, and to comply with law. It also uses Personal Information for optional features such as syncing your contact list to your account, personalizing content and offers, targeted advertising, or connecting to a third-party platform. Some of these features may be offered with an opt-out or require your consent, and you can withdraw consent at any time as described in the Your Data Protection Rights section.
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Supporting quotations
We may process your Personal Information for a variety of reasons, including to provide our Services, for security and fraud prevention, and to comply with law.
such as syncing your contact list to your account, personalizing content and offers, targeted advertising, or connecting to a third-party platform.
Some of these features may be offered with an opt-out or require your consent to enable. You can withdraw your consent at any time, as described in
We may collect Personal Information to:
Qualifications & exceptions
"Some" features offer an opt-out or need consent; the passage does not say which ones.
Consent can be withdrawn at any time as described in Your Data Protection Rights.
Not stated here
The passage does not say which features are opt-out and which require consent.
Use & Processing · Company practice
Personal Information is used to run payments, verify identity and assess creditworthiness
To provide the Services, PayPal says it may use Personal Information to help you send, receive or request money, initiate payments, add value to an account, pay bills, administer purchases, show shipping options and costs, show your profile, account and payment information, send and receive transactions and prove they were executed, confirm your identity (including through electronic signature) and contact information, authenticate account access, and confirm that account and financial information is accurate and up to date. The same use includes assessing your creditworthiness in connection with the Services.
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Supporting quotations
Provide our Services. We may use Personal Information to help you send, receive or request money, initiate a payment, add monetary value to an account, pay a bill, administer your purchases
to assess your creditworthiness in connection with our Services, confirm your identity (also through the use of electronic signature) and your contact information, to authenticate your access to your account or profile and to confirm your account or profile and financial information are accurate and up to date.
Qualifications & exceptions
Stated as "may use"; the list is a set of examples of providing the Services.
Creditworthiness assessment is "in connection with our Services".
Use & Processing · Company practice
Visa+ and PayPal World transactions use recipient and payment information from third parties
For Visa+, PayPal says it will receive the recipient's name and payment information from Visa and third-party Visa+ participating digital wallets, to process and match Visa+ payment transactions between participating wallets and PayPal. For PayPal World transactions, it will use information from third parties, including third-party wallets, payment networks and processors, to process them.
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Supporting quotations
For Visa+, we will receive the recipient's name and payment information from Visa and third-party Visa+ participating digital wallets for the purpose of processing and matching Visa+ payment transactions between participating digital wallets and PayPal.
We will use information from third parties, including third-party wallets, payment networks, and processors, to process PayPal World transactions.
Qualifications & exceptions
Visa+ information is used for the purpose of processing and matching Visa+ transactions between participating digital wallets and PayPal.
Not stated here
The passage does not define PayPal World in this part of the Statement.
Use & Processing · Company practice
Fastlane users can be recognized at participating sites and their payment details used to check authorization
If you use Fastlane, PayPal says it may recognize you as a Fastlane user when you shop on participating Partner and Merchant sites and may prompt you to take part in interactions such as registering for a store or loyalty account using your Fastlane profile. It will also use your Personal Information and payment method details to determine whether a payment made with a participating Partner or Merchant using your Fastlane profile details is authorized by you and likely to be successfully authorized by the chosen payment method.
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Supporting quotations
If you are using Fastlane, we may recognize you as a Fastlane user when you shop on participating Partner and Merchant sites
We will also use your Personal Information and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use
Fastlane means the online tool whereby individuals can store their payment methods and other Personal Information with PayPal
Qualifications & exceptions
Applies only if you are using Fastlane and shop on participating Partner and Merchant sites.
Recognition and prompts are described as "may"; the authorization check is described as "will".
Personal Information is used to improve services; aggregated insights may be shared with Partners and Merchants
PayPal says it may use Personal Information to develop new products and features, administer the Services, promote safety and security, support customer analysis and internal operations (such as troubleshooting), and for data analysis, testing, research and statistical purposes. It may also use your transaction and experience data on an aggregated basis to generate business insights, which it may share with third parties such as Partners and Merchants to help improve their products and services.
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Supporting quotations
We may use Personal Information to develop new products and features, to administer our Services, to promote the safety and security of the Services
We may also use your transaction and experience data on an aggregated basis to generate business insights. We may share those insights with third parties such as our Partners and Merchants to help improve their products and services.
Qualifications & exceptions
Business insights are generated from transaction and experience data "on an aggregated basis".
Sharing of insights is described as "may" and gives Partners and Merchants as an example of recipients.
Use & Processing · Company practice
Personal Information may train PayPal AI models and feed automated decision making
PayPal says it may use Personal Information to train the artificial intelligence (AI) models that power its Services. It also says PayPal uses Automated Decision Making to provide its products and Services, conduct risk analysis, prevent fraud and manage risk, including fraud against Partners and Merchants and strategic ventures. The passage points to the AI and Automated Decision Making section for more.
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Supporting quotations
We may use Personal Information to train our artificial intelligence (AI) models that power our Services and help us deliver more secure, efficient, and personalized services.
PayPal also uses Automated Decision Making to provide our products and Services, conduct risk analysis, fraud prevention and risk management to protect our customers and business
Qualifications & exceptions
AI model training is stated as "may use Personal Information".
Automated Decision Making is described for products and Services, risk analysis and fraud prevention.
Not stated here
This bullet does not say which Personal Information is used for AI training or whether you can opt out; see the AI and Automated Decision Making section.
Use & Processing · Company practice
Personal Information is used to market Services, run competitions and communicate with you
PayPal says it may use Personal Information to give you information and news and to market its Services, including where it partners with others to offer similar services or to market about its Partners and Merchants. It uses Personal Information, including when it associates information about you, to better understand and cater to your interests. It may also use it to facilitate your participation in competitions, offerings and events, and to communicate with you, such as answering a question you sent to customer service.
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Supporting quotations
Market our Services. We may use Personal Information to provide you with information, news, and market our Services
We use Personal Information, including when we associate information about you, to better understand and cater to your interests.
We may use Personal Information to facilitate your participation in competitions, offerings, and events.
We may use your Personal Information to communicate with you, such as answering a question you sent to our customer service team.
Qualifications & exceptions
Marketing includes cases where PayPal partners with others to offer similar services.
Personal Information used for interests includes information associated about you.
Not stated here
This passage does not say how to opt out of marketing; see the choices sections.
Use & Processing · Company practice
Personal Information is used for legal compliance, sanctions screening and reporting to authorities
PayPal says it may use Personal Information to comply with applicable laws and rules (including AML, bookkeeping rules from designated banks and card networks, and KYC), enforce its agreements with you and others, and establish, exercise or defend legal claims or collection procedures. It also carries out sanction screening and reports to tax, police, enforcement and supervisory authorities, including where it is not compelled by law but has a good faith belief that sharing is necessary to comply with applicable law.
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Supporting quotations
Comply with laws and risk oversight. We may use Personal Information to comply with applicable laws and rules
enforce our agreements with you and other people who use our Services, and establish, and exercise or defend a legal claim or collection procedure.
We also carry out sanction screening, report to tax authorities, police and other enforcement authorities, supervisory authorities where we are not compelled by applicable laws but where we have a good faith belief that sharing the information is necessary to comply with applicable law.
Qualifications & exceptions
Reporting without legal compulsion requires "a good faith belief that sharing the information is necessary to comply with applicable law".
Rules cited include those "issued by our designated banks and relevant card networks".
Personal Information is used for financial risk management, debt recovery and fraud and scam prevention
PayPal says it will conduct financial risk management, such as credit performance and quality, assess product suitability, check your identity, trace and recover debts, prevent criminal activity, fraud and scams, mitigate insurance risks, and support compliance with capital adequacy requirements under applicable law.
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Supporting quotations
Further, we will conduct financial risk management, such as credit performance and quality, assess product suitability, check your identity, trace and recover debts, prevent criminal activity, fraud and scams, mitigate insurance risks, and support compliance with capital adequacy requirements under applicable law.
Qualifications & exceptions
Stated as "we will conduct" financial risk management.
Capital adequacy support is "under applicable law".
Contact information you provide is used to find connections; you certify you have permission
PayPal says it may use Personal Information to make it easy for you to find and connect your contacts, improve payment accuracy and suggest connections with people you may know. By giving PayPal information about your contacts, you certify that you have permission to provide it to PayPal for the purposes described in this Privacy Statement.
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Supporting quotations
We may use Personal Information in order to make it easy for you to find and connect your contacts, improve payment accuracy and suggest connections with people you may know.
By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement.
Qualifications & exceptions
You certify permission by providing information about your contacts.
Not stated here
The passage does not say what happens if a contact later objects.
Use & Processing · Company practice
Precise location personalizes services if you allow it; address-based offers and security use continue regardless
If you agree to let PayPal track your precise geolocation, it can personalize language and content, such as location-based options, functionality, offers, ads and search results. Even if you do not allow precise location tracking, PayPal says it may still use your address to send location-based options recommended by nearby businesses. PayPal also says it will use precise geolocation to enhance the security of the Sites and Services, and that it collects precise geolocation data from Users while they are logged into their financial account. "Users" means other account holders and non-account holders of the PayPal Services.
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Supporting quotations
If you agree to let us track your precise geolocation, we can customize our Services by personalizing language and content
Even if you don't allow us to track your precise location, we may still use your address to send you location-based options recommended by businesses that are near your address.
In addition, we will use precise geolocation to enhance the security of the Sites and Services. We collect precise geolocation data from Users while they are logged into their financial account.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
Personalization from precise location happens "if you agree".
Address-based nearby offers may still be sent if you do not allow precise location tracking.
Security use of precise geolocation is stated as "we will use" and is not described as depending on consent; collection occurs while Users are logged into their financial account.
Not stated here
The passage does not say how to turn off the security use of precise geolocation.
Preferences are remembered, and cookies and trackers may be used on PayPal and third-party sites
PayPal says it may remember preferences for next time, such as your preferred payment methods or whether you choose digital receipts by email or text. When you use the Services, as well as other third-party sites and services, PayPal says it might use tracking technologies like cookies; the Statement refers to Our Use of Cookies and Tracking Technologies for more.
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Supporting quotations
We may remember your preferences for the next time you use the Services, such as which of your payment methods you prefer or whether you choose to receive digital receipts via email or text when you checkout.
When you use Services, as well as other third-party sites and services, we might use tracking technologies like cookies.
Cookies means tracking technologies such as cookies, pixel tags, web beacons, and widgets.
Qualifications & exceptions
Tracking may occur on the Services and on other third-party sites and services.
Not stated here
The cookie details are in the separate cookies section, not in this passage.
Agentic AI tools can act on your behalf and will access your queries, preferences, purchases and payment information
PayPal says it may, directly or through trusted partners, give you access to Agentic AI tools designed to operate with a degree of autonomy: performing tasks, making recommendations and even initiating actions on your behalf while learning from your interactions, using generative AI. These tools require access to certain information; when you use them, they will have access to your Personal Information, including queries, preferences, interests, purchase history and payment information.
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Supporting quotations
we may, directly or through our trusted partners, provide you with access to Agentic AI tools
These AI tools are designed to operate with a degree of autonomy, enabling them to perform tasks, make recommendations, and even initiate actions on your behalf, all while learning from your interactions.
When you use these tools, they will have access to your Personal Information, including queries, preferences, interests, purchase history, and payment information.
Qualifications & exceptions
Applies when you use the Agentic AI Tools, which may be provided directly or through trusted partners.
Access listed includes queries, preferences, interests, purchase history and payment information ("including", so not limited to these).
Not stated here
The passage does not say whether information from these tools is used to train AI models or how long it is kept.
Use & Processing · Company practice
PayPal contacts you by email, text, push notification, phone or mail; some messages are optional and some necessary
PayPal says your choices about how it communicates with you differ depending on the purpose of the message, how it is delivered and legal requirements. Some messages are optional and some are necessary for you to manage your accounts or Fastlane profile. PayPal says it uses email, text messages, push notifications on your mobile device, and even phone calls or paper mail, depending on the situation, your preferences and applicable law.
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Supporting quotations
Your choices about how we communicate with you differ depending on the purpose of the message, how it is delivered and other requirements under applicable law.
Some messages are considered optional, and some are necessary for you to manage your accounts or Fastlane profile with us.
We use email, text messages, push notifications on your mobile device, and even phone calls or paper mail depending on the situation, your preferences and applicable law.
Fastlane means the online tool whereby individuals can store their payment methods and other Personal Information with PayPal
Qualifications & exceptions
Channel used depends on the situation, your preferences and applicable law.
Information may be processed outside your country; by using the Services you agree to transfers where permitted
PayPal says it operates in many countries and it (or its service providers) may transfer your Personal Information and process it outside the country where you live, for example using third-party service providers to process and store it in the United States and other countries. It acknowledges these countries do not always offer privacy protection equivalent to your country. It says it has taken and will continue to take specific steps under applicable data protection laws (for example intra-company agreements, model contractual clauses and/or derogations). By using the Sites and Services, where permitted under applicable privacy laws, you agree to your Personal Information being transferred to other countries, including countries with different data protection rules than yours.
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Supporting quotations
we (or our service providers) may transfer your Personal Information and process it outside the country where you live.
we use third-party service providers to process and store your Personal Information in the United States and other countries.
We have taken and will continue to take specific steps, in accordance with the applicable data protection and privacy laws, to protect your Personal Information (e.g., intra-company agreements, model contractual clauses, and/or derogations).
By using our Sites and Services, where permitted under applicable privacy laws, you agree to your Personal Information being transferred to other countries, including countries that have different data protection rules than your country.
Qualifications & exceptions
Your agreement by use applies "where permitted under applicable privacy laws".
Safeguards are described as examples, not a complete list.
Not stated here
The passage does not say which transfer safeguard applies to which country.
Use & Processing · Context
"Automated Decision" means a decision made by automated means with no or limited human involvement
The Statement defines Automated Decision and Automated Decision Making as making a decision by automated means without or limited human involvement, depending on applicable law. It says some of these decisions could have a legal or similarly significant effect on you, and that the terms also mean like concepts under applicable laws.
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Supporting quotations
Automated Decision and Automated Decision Making refers to the process of making a decision by automated means without or limited human involvement, depending on applicable law.
In some cases, these decisions could have a legal or similarly significant effect on you as an individual.
Qualifications & exceptions
Meaning depends on applicable law.
Use & Processing · Company commitment
UK/EEA transfers rely on Binding Corporate Rules, adequacy decisions, standard contractual clauses or derogations
For EU residents, PayPal says transfers within its subsidiaries and affiliated companies rely on its Binding Corporate Rules, approved by competent Supervisory Authorities. For any other transfer outside the UK (for UK residents) or the EEA (for EEA residents), it says it will ensure the transfer complies with EU and UK data protection law. In practice it says it will only transfer to a non-EEA or non-UK recipient where (i) the country is adequate under a European Commission or UK Secretary of State decision, (ii) the recipient has signed appropriate contractual terms incorporating the European Commission's Standard Contractual Clauses or the UK ICO's International Data Transfer Agreement or Addendum, or (iii) a data transfer derogation applies, for example where you have consented.
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Supporting quotations
International Transfers of Personal Information
When we transfer Personal Information of EU residents within PayPal subsidiaries and affiliated companies, we rely on our
which have been approved by competent Supervisory Authorities.
For any other transfer of Personal Information to a country outside of the UK (for UK residents) or the EEA (for EEA residents) we will ensure that any such transfers are compliant with EU and UK data protection law, as applicable.
In practice, this means that we will only transfer your Personal Information to a non-EEA or non-UK recipient where: (i) the recipient is located in a country that the European Commission has decided is adequate to receive Personal Information from the EEA or the UK Secretary of State has decided is adequate to receive Personal Information from the UK (as applicable); (ii) the recipient has signed appropriate contractual terms with us that incorporate the European Commission’s
(iii) a data transfer derogation applies (for example, where you have consented to the transfer of your personal information).
Qualifications & exceptions
Applies to UK and EEA residents.
The Binding Corporate Rules rely is described for EU residents.
Transfers are limited to the three listed routes ("only transfer ... where").
Not stated here
The linked Binding Corporate Rules, Standard Contractual Clauses and ICO documents are not supplied here, so what they require is not stated.
Use & Processing · Company practice
Mexico primary purposes: services, payments, creditworthiness, identity, claims and communication
For individuals in Mexico, the primary purposes for processing Personal Information include: to provide our Services, to fulfil relevant agreements with you and to otherwise administer our business relationship with you. to administer your payment for products and the customer relationship; If you are using Fastlane, we will also use your Personal Data and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile; to assess your creditworthiness in connection with your application, confirm your identity and your contact information, and protect you and others from fraud; to confirm your identity, also through the use of electronic signature, and verify your personal and contact details; to prove that transactions have been executed; to establish, exercise or defend a legal claim or collection procedure; to comply with internal procedures; to assess which payment options and services to offer you, for example by carrying out internal and external credit assessments; for customer analysis, to administer our Services, and for internal operations, for example troubleshooting, data analysis, testing, research and statistical purposes; to communicate with you in relation to our Services.
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Supporting quotations
Primary Purpose Secondary Purpose
The primary purpose for processing your Personal are:
to provide our Services, to fulfil relevant agreements with you and to otherwise administer our business relationship with you. to administer your payment for products and the customer relationship.
If you are using Fastlane, we will also use your Personal Data and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile.
to assess your creditworthiness in connection with your application, confirm your identity and your contact information, and protect you and others from fraud.
to confirm your identity, also through the use of electronic signature, and verify your personal and contact details.
to prove that transactions have been executed.
to establish, exercise or defend a legal claim or collection procedure.
to comply with internal procedures.
to assess which payment options and services to offer you, for example by carrying out internal and external credit assessments.
for customer analysis, to administer our Services, and for internal operations, for example troubleshooting, data analysis, testing, research and statistical purposes.
to communicate with you in relation to our Services.
Qualifications & exceptions
Applies to individuals in Mexico.
Fastlane users: payment method details are used to determine whether a payment is authorized by you and likely to succeed.
The primary purposes for individuals in Mexico continue: to ensure that content is presented in the most effective way for you and your device; to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI); to improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features and explore new business opportunities; To keep your PayPal account and financial information up to date; for marketing, product and customer analysis, including testing, for example to improve our product range and optimize our customer offerings; to comply with applicable laws, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities. to facilitate your participation in competitions, offerings, and events; to conduct financial risk management obligations such as credit performance and quality, insurance risks and compliance with capital adequacy requirements under applicable law; to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy. By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement. The source joins some purposes in one block (eligibility with risk analysis, and legal compliance with competitions); they read as separate listed purposes.
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Supporting quotations
to ensure that content is presented in the most effective way for you and your device.
to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI).
to improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features and explore new business opportunities.
To keep your PayPal account and financial information up to date.
for marketing, product and customer analysis, including testing, for example to improve our product range and optimize our customer offerings.
to comply with applicable laws, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities. to facilitate your participation in competitions, offerings, and events.
to conduct financial risk management obligations such as credit performance and quality, insurance risks and compliance with capital adequacy requirements under applicable law.
to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy. By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement.
Qualifications & exceptions
Applies to individuals in Mexico.
Reporting to authorities is part of the legal compliance purpose; you certify permission for contact information you provide.
Use & Processing · User right or choice
Mexico secondary purposes rely on explicit consent, which you can change in account settings or by ARCO request
For individuals in Mexico, PayPal says it relies on your explicit and voluntary consent to process Personal Information for features that are not necessary to use the Services but may interest you, such as syncing your contact list to your PayPal account, providing biometric data, targeted advertising, or connecting to a third-party platform. You may change your mind about these features at any time through your account settings. Withdrawing consent does not affect the lawfulness of earlier processing, and you can withdraw consent at any time through your use of ARCO Rights.
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Supporting quotations
We rely on your explicit and voluntary consent to process your Personal Information to participate in certain features that while not necessary for use of the Services may be of interest to you, such as syncing your contact list to your PayPal account, providing biometric data, targeted advertising, or connecting to a third-party platform.
You may change your mind about use of these features at any time through your account settings.
withdrawing your consent will not affect the lawfulness of any processing we have conducted prior to your withdrawal.
Qualifications & exceptions
Applies to individuals in Mexico.
Withdrawal does not affect processing done before it.
Use & Processing · User right or choice
Singapore: optional features rely on explicit and voluntary consent that you can withdraw at any time
For individuals in Singapore, PayPal says it relies on your explicit and voluntary consent to process Personal Information for features that are not necessary to use the Services but may interest you, such as syncing your contact list to your PayPal account, providing biometric data, targeted advertising, or connecting to a third-party platform. You may change your mind at any time through your account settings. Withdrawing consent does not affect the lawfulness of earlier processing, and you can withdraw consent as described in Your Data Protection Rights.
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Supporting quotations
We rely on your explicit and voluntary consent to process your Personal Information to participate in certain features that while not necessary for use of the Services may be of interest to you, such as syncing your contact list to your PayPal account, providing biometric data, targeted advertising, or connecting to a third-party platform.
You may change your mind about use of these features at any time through your account settings.
You can withdraw your consent at any time, as described in
Qualifications & exceptions
Applies to individuals in Singapore.
Withdrawal does not affect processing done before it.
For individuals in Singapore, the table lists processing purposes including: to provide our Services and products where necessary to comply with applicable laws; to verify your identity, also for signature purposes, and verify your personal and contact details, where necessary to comply with applicable laws; to establish, exercise or defend a legal claim or collection procedures, where necessary to comply with applicable laws; to ensure that content is presented in the most effective way for you and your device; to prevent misuse of our Services as part of our efforts to keep our platform safe and secure; to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you, for example by carrying out internal credit assessments; to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI); to improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features and explore new business opportunities; to keep your account and financial information up to date; for marketing, product and customer analysis, including testing, for example to improve our product range and optimize our customer offerings.
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Supporting quotations
These processing purposes include:
to provide our Services and products where necessary to comply with applicable laws;
to verify your identity, also for signature purposes, and verify your personal and contact details, where necessary to comply with applicable laws;
to establish, exercise or defend a legal claim or collection procedures, where necessary to comply with applicable laws;
to ensure that content is presented in the most effective way for you and your device;
to prevent misuse of our Services as part of our efforts to keep our platform safe and secure;
to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you, for example by carrying out internal credit assessments;
to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI);
to improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features and explore new business opportunities;
to keep your account and financial information up to date;
for marketing, product and customer analysis, including testing, for example to improve our product range and optimize our customer offerings;
Qualifications & exceptions
Applies to individuals in Singapore.
The first three purposes are limited to "where necessary to comply with applicable laws".
The Singapore processing purposes continue: to comply with applicable laws, such as AML, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities where we are not compelled by applicable laws but where we have a good faith belief that sharing the information is necessary to comply with applicable law; to facilitate your participation in competitions, offerings, and events; to conduct financial risk management obligations, such as credit performance and quality, insurance risks and compliance with capital adequacy requirements under applicable law; to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy. By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement; to provide you with information, news, and marketing about our Services, including rewards or ads from us or where we partner with others to offer similar services on our Services as well, depending on your communication preferences; to associate information about you to identify your use of Services without a PayPal account (e.g., Pay without a PayPal account) or Unbranded Payment Services (e.g., Braintree) and to associate such transactions with your account, if you have one or later establish an account; and to remember your preferences for the next time you use the Services, such as which of your payment methods you prefer or whether you choose to receive digital receipts via email or text when you checkout. The marketing purpose is stated to depend on your communication preferences. The guest-transaction purpose uses the Statement's defined terms Pay without a PayPal Account and Unbranded Payment Services.
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Supporting quotations
to comply with applicable laws, such as AML, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities where we are not compelled by applicable laws but where we have a good faith belief that sharing the information is necessary to comply with applicable law;
to facilitate your participation in competitions, offerings, and events; to conduct financial risk management obligations, such as credit performance and quality, insurance risks and compliance with capital adequacy requirements under applicable law;
to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy. By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement;
to provide you with information, news, and marketing about our Services, including rewards or ads from us or where we partner with others to offer similar services on our Services as well, depending on your communication preferences;
to associate information about you to identify your use of Services without a PayPal account (e.g., Pay without a PayPal account) or Unbranded Payment Services (e.g., Braintree) and to associate such transactions with your account, if you have one or later establish an account; and to remember your preferences for the next time you use the Services, such as which of your payment methods you prefer or whether you choose to receive digital receipts via email or text when you checkout.
Pay without a PayPal Account means our Services may be accessed by individuals without using a PayPal account, a Fastlane profile, or the Unbranded Payment Services.
Unbranded Payment Services means when you are interacting with and making payments to Partners and Merchants using our card processing and/or ACH origination services that do not carry the PayPal brand or when you use our Braintree services.
Qualifications & exceptions
Applies to individuals in Singapore.
Reporting to authorities without compulsion requires a good faith belief that sharing is necessary to comply with applicable law.
Marketing depends on your communication preferences.
Not stated here
The source joins several purposes in single blocks (competitions with financial risk management; guest transactions with preferences).