Third parties such as authorities, credit bureaus and acquirers follow their own privacy policies
The Statement does not apply when certain third parties (the examples given are authorities, credit bureaus, acquirers and other financial institutions) process your Personal Information. Their processing is governed by their own privacy policies, and PayPal encourages you to read those policies before interacting with them.
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Supporting quotations
This Privacy Statement does not apply when Personal Information is processed by certain third parties, for example, authorities, credit bureaus, acquirers, and other financial institutions.
the third parties' processing of your Personal Information is regulated by their own privacy policies
Qualifications & exceptions
Applies to "certain third parties"; the Statement gives examples but does not list every third party.
Not stated here
Which third parties beyond the examples fall outside the Statement is not specified here.
Sharing & Disclosure · Company practice
Personal Information is exchanged with credit reporting agencies, and they may pass it on
Pursuant to applicable law, PayPal says it will use and exchange Personal Information about you with credit reporting agencies (CRAs) to assess creditworthiness and product suitability, check your identity, trace and recover debts, and prevent fraud and criminal activity. It adds that this information may be supplied by CRAs to other organizations to perform similar checks and to trace your whereabouts and recover debts you owe.
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Supporting quotations
Pursuant to applicable law, we will use and exchange Personal Information about you with CRAs to assess creditworthiness and product suitability, check your identity, trace and recover debts, and prevent fraud and criminal activity.
This information may be supplied by CRAs to other organizations to perform similar checks and to trace your whereabouts and recover debts that you owe.
Qualifications & exceptions
Applies "pursuant to applicable law".
CRAs may supply the information to other organizations for similar checks, tracing and debt recovery.
Not stated here
The passage does not say which CRAs are used or which credit products trigger this exchange.
Sharing & Disclosure · Company practice
Personal Information is disclosed to service providers and third parties; Sensitive Personal Information where allowed
PayPal says it discloses your Personal Information to service providers and third parties, including those participating in the payment network, to help provide Services, protect customers from risk and fraud, market its products and comply with legal obligations. It may use and disclose Sensitive Personal Information if permitted to carry out legitimate business activities and as allowed by law (examples given: with consent, or for certain purposes that do not require offering a right to limit use and disclosure of Sensitive Personal Information).
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Supporting quotations
We disclose your Personal Information with service providers and third parties, including those participating in the payment network, to help us provide Services, protect our customers from risk and fraud, market our products, and comply with legal obligations.
We may use and disclose your Sensitive Personal Information if permitted to carry out legitimate business activities and as allowed by law
Qualifications & exceptions
Sensitive Personal Information use and disclosure is limited to what is "permitted" for legitimate business activities and "allowed by law".
Not stated here
Which purposes do not require offering a right to limit use are not listed in this passage.
Sharing & Disclosure · Company practice
Service providers receive Personal Information to act for PayPal under contracts limiting their use
PayPal says it may disclose Personal Information to service providers that operate at its direction and on its behalf to perform outsourced services, such as AI providers, fraud prevention, bill collection, shipping, payment processing, marketing, research, compliance, audits, corporate governance, communications, technical and design services, IT development, maintenance, hosting and customer service support. It says its contracts dictate that these providers only use your information in connection with the services they perform for PayPal and not for their own benefit. Depending on the country or region where you live, a link to the third-party service providers may be available under applicable data protection laws.
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Supporting quotations
We may disclose Personal Information with the following categories of service providers:
We may disclose Personal Information with our service providers that operate at our direction and on our behalf to perform services we outsource to them, such as AI providers, fraud prevention, bill collection, shipping, processing payments, marketing, research
Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Under applicable data protection laws, depending upon the country/region in which you reside, you may find a link to those
Qualifications & exceptions
Providers act "at our direction and on our behalf".
The contractual use limit is stated by PayPal; the contracts themselves are not supplied.
A provider list link is available "depending upon the country/region in which you reside".
Not stated here
The linked third-party service provider list is not supplied in this document, so which providers receive data is not stated here.
Sharing & Disclosure · Company practice
PayPal corporate group members receive Personal Information for services, risk management and fraud prevention
PayPal says it may disclose Personal Information to members of the PayPal corporate group from time to time, for purposes including (but not limited to) providing the Services you have requested or authorized, managing risk, detecting and preventing potentially illegal and fraudulent acts and other violations of policies and agreements, and managing the availability and connectivity of PayPal products, services and communications.
Details not recorded for this card
Supporting quotations
We may also disclose Personal Information with the following categories of third parties:
Members of the PayPal corporate group from time to time
for purposes including (but not limited to) providing the Services you have requested or authorized, managing risk, helping us to detect and prevent potentially illegal and fraudulent acts and other violations of our policies and agreements
Qualifications & exceptions
The listed purposes are "including (but not limited to)", so other purposes are not excluded.
Not stated here
The group companies are in the contact information section, not this passage.
Sharing & Disclosure · Company practice
Personal Information may go to Excluded Services such as Venmo, and to PayPal Honey for the Rewards program
PayPal says it may disclose Personal Information to Excluded Services, including Venmo, to provide you with the Services, personalize your use of the Services and manage its business, or to PayPal Honey to manage its Rewards program. Excluded Services are separate brands, affiliates or subsidiaries that process Personal Information under their own terms and separate privacy statements.
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Supporting quotations
We may disclose Personal Information to the Excluded Services
to provide you with the Services, personalize your use of the Services, and to manage our business, or with PayPal Honey to manage our Rewards program.
Excluded Services means companies or separate brands, affiliates, or subsidiaries of PayPal, who process Personal Information in accordance with their own terms of service and separate privacy statements.
Qualifications & exceptions
Venmo purposes: provide the Services, personalize use of the Services, manage PayPal's business; PayPal Honey purpose: manage the Rewards program.
Not stated here
How Venmo or PayPal Honey then handle the information is governed by their own privacy statements, which are not supplied here.
Personal Information may be disclosed to authorities and, in some cases, without telling you
PayPal says it may disclose Personal Information to authorities (courts, governments, law enforcement and regulators) if compelled by a subpoena, court order or similar legal procedure, when necessary to comply with law, or where disclosure is reasonably necessary to prevent physical harm or financial loss, report suspected illegal activity, investigate violations of the relevant agreement, or as otherwise required by law. It may also be required to give other third parties information about your use of the Services, for example to comply with card association rules, to investigate or enforce violations of its user agreement, or to prevent physical harm or illegal activity. In some cases PayPal may not be permitted to tell you about such disclosures.
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Supporting quotations
We may disclose Personal Information with authorities if compelled by a subpoena, court order, or similar legal procedure, when necessary to comply with law, or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss
We may also be required to provide other third parties information about your use of our Services, for example, to comply with card association rules
In some cases, PayPal may not be permitted to provide you with information about such disclosures.
Qualifications & exceptions
Disclosure to authorities is tied to legal compulsion, legal necessity or reasonable necessity for the listed purposes.
Disclosures to other third parties can be required for card association rules or enforcement of the user agreement.
Not stated here
The passage does not say how many such requests are received or whether notices are ever given.
Sharing & Disclosure · Company practice
Personal Information is shared with financial institutions that jointly offer products such as PayPal Credit
PayPal says it may disclose Personal Information to financial institutions to jointly offer a product, with PayPal Credit, PayPal Savings, PayPal Cashback Mastercard and PayPal Extra Mastercard given as examples.
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Supporting quotations
We may disclose Personal Information with financial institutions to jointly offer a product, such as PayPal Credit, PayPal Savings, PayPal Cashback Mastercard and PayPal Extra Mastercard.
Qualifications & exceptions
Applies to financial institutions jointly offering a product with PayPal.
Sharing & Disclosure · Company practice
Payment networks, processors and the merchant's payment provider receive information to process payments
PayPal says it may disclose Personal Information to payment networks and processors to facilitate payment processing or to add cards to your electronic wallet. For payment transactions, your Personal Information will be shared with the payment services provider for the participating Partner or Merchant so the payment can be processed. That provider may be PayPal or a third-party payment provider.
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Supporting quotations
We may disclose Personal Information with payment networks and processors to facilitate payment processing or to add cards to your electronic wallet.
your Personal Information will be shared with the provider of the payment services for the participating Partner and Merchant to enable the processing of the payment transaction. The payment provider for the Partner and Merchant may be PayPal or a third party payment provider.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Qualifications & exceptions
The provider receiving data for a transaction is the one used by the participating Partner or Merchant, which may be PayPal or a third party.
Not stated here
The third-party payment providers that may be involved are not named.
Fraud prevention and identity verification agencies and other companies may receive information
PayPal says it may disclose Personal Information to fraud prevention and identity verification agencies and other companies across industries to assist in detecting activities suggestive of fraud.
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Supporting quotations
We may disclose Personal Information with fraud prevention and identity verification agencies and other companies across industries to assist in detecting activities suggestive of fraud.
Qualifications & exceptions
Purpose given is detecting activities suggestive of fraud.
Not stated here
The "other companies across industries" are not named.
Sharing & Disclosure · Company practice
Information may go to debt collection agencies, which may report unpaid debts to credit agencies
PayPal says it may disclose Personal Information to credit reporting and debt collection agencies to collect unpaid overdue debts through a third party such as a debt collection agency. These parties' privacy notices apply to the information you share directly with them, and they may report your unpaid debts to CRAs, which may affect your creditworthiness or ability to secure future credit.
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Supporting quotations
We may disclose Personal Information with such agencies to collect unpaid overdue debts through a third party such as a debt collection agency.
they may report your unpaid debts to CRAs which may affect your creditworthiness or ability to secure future credit.
Qualifications & exceptions
Applies to collecting unpaid overdue debts.
Reporting to CRAs is by the receiving parties and "may" affect creditworthiness or future credit.
Sharing & Disclosure · Company practice
Other PayPal account holders may see your name, photo, email, city and phone number to complete a transaction
PayPal says it may disclose Personal Information to other PayPal account holders to complete a payment transaction, where necessary, including when you interact with ads or offers relating to one of its Partners and Merchants. The information that may be shared includes your username, profile photo, first and last name, email, city and phone number, in accordance with your account settings. "Users" means other account holders and non-account holders of the PayPal Services.
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Supporting quotations
We may disclose Personal Information with other PayPal account holders to complete a payment transaction, where necessary. This also applies when you interact with ads or offers we provide relating to one of our Partners and Merchants.
The Personal Information that may be shared with other PayPal account holders includes your username, profile photo, first and last name, email, city, and phone number in accordance with your account settings.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
Applies "where necessary" to complete a payment transaction.
What is shared is "in accordance with your account settings".
Other Users can see profile details such as phone number, city and state depending on your account settings
In accordance with your account settings or PayPal.Me preferences, your Personal Information can be seen by other account holders (such as users of Venmo or third-party payment networks and processors) to help facilitate a transaction. For example, with the send money feature a User may search for your account to start a payment. Based on your settings, what other Users see may include your username, profile photo, first and last name, email, phone number, city and state, the month and year you created your PayPal account, and anything you add in the details or "about you" section.
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Supporting quotations
your Personal Information can be seen by other account holders (such as users of Venmo or third party payment networks and processors) to help facilitate a transaction.
Based on your account settings, the information shown to other Users may include your username, profile photo, first and last name, email, phone number, city and state, month and year of PayPal account creation, and any additional information you include in the details or "about you" section of your account.
Qualifications & exceptions
Visibility depends on your account settings or PayPal.Me preferences.
Viewers include account holders such as users of Venmo or third-party payment networks and processors.
Not stated here
The linked account settings page is not supplied here, so the available settings are not described.
Sharing & Disclosure · Company practice
Business profiles display a payment link and public details such as name, logo, city and sales history
If you have a business profile, PayPal says it will display a payment link and disclose certain information about you to other Users: your name or business name, profile picture or logo, the city associated with your PayPal account, total time selling with PayPal, total number of followers, and the number of unique Users who have paid you in the past year. You can choose to display other information, such as your street address, phone number, email and website, in accordance with your business profile settings.
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Supporting quotations
If you have a business profile, we will display a payment link and disclose certain information about you to other Users
total time selling with us, total number of followers, and total number of unique Users that have paid you in the past year.
you can choose to display other information to other Users, such as your street address, phone number, email and website, in accordance with your business profile settings.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
Applies only if you have a business profile.
Extra details (street address, phone, email, website) are shown only if you choose, per your business profile settings.
Personal Information may go to your agent, power of attorney holder or guardian
PayPal says it may disclose Personal Information to your agent or legal representative, such as the holder of a power of attorney that you grant or a guardian appointed by you.
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Supporting quotations
We may disclose Personal Information to your agent or legal representative, such as the holder of a power of attorney that you grant, or a guardian appointed by you.
Qualifications & exceptions
Examples given are a power of attorney you grant or a guardian appointed by you.
Not stated here
The passage does not say how PayPal verifies an agent or representative.
Sharing & Disclosure · Company practice
Third parties that help link your PayPal account to another account may receive Personal Information
If you choose to link your PayPal account with a third-party account, PayPal says it may disclose Personal Information to third parties who facilitate that linking.
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Supporting quotations
If you choose to link your PayPal account with a third-party account, we may disclose Personal Information with third-parties who facilitate that linking.
Qualifications & exceptions
Applies only if you choose to link your PayPal account with a third-party account.
Sharing & Disclosure · Company practice
Partners, Merchants and their providers receive information to complete transactions, then apply their own policies
PayPal says it may disclose Personal Information such as your user name, address, phone number and email to Partners and Merchants, their service providers and others involved in a transaction, to enable the purchase and delivery of goods. Examples: initiating online purchases, saving payment information with Fastlane, paying other Users, paying recipients using Visa+, paying using PayPal World, returning goods, or transactions through the payment network. If you choose to interact with participating Partners and Merchants, PayPal will disclose your profile information to them and their service providers and facilitate the transaction or shopping experience; this also applies when you interact with ads or offers PayPal provides for a Partner or Merchant. Once shared, the Partner or Merchant's handling is subject to their own privacy policies and procedures.
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Supporting quotations
We may disclose Personal Information with these parties involved in a transaction such as your user name, address, phone number, email address to enable the purchase and delivery of the goods in the transaction.
save your payment information with Fastlane, pay other Users using the Services, pay recipients using Visa+, pay using PayPal World, return goods
If you choose to interact with participating Partners and Merchants, we will disclose your profile information with the participating Partners and Merchants and their service providers
the handling of your Personal Information by the Partners and Merchants (or their service provider) is subject to the Partners' and Merchants' own privacy policies and procedures.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Fastlane means the online tool whereby individuals can store their payment methods and other Personal Information with PayPal
Qualifications & exceptions
Profile information is disclosed if you choose to interact with participating Partners and Merchants.
After sharing, handling is governed by the Partners' and Merchants' own privacy policies.
Not stated here
The Partners' and Merchants' own privacy policies are not supplied here.
Merchants can check whether you are a PayPal user and show a recommended payment method
PayPal says it may disclose Personal Information to Partners and Merchants to enable their use of the Services to facilitate your transactions. For example, when you visit a participating Partner or Merchant site or app, they can check whether you are a user of PayPal services and present a recommended payment method to simplify checkout.
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Supporting quotations
We may also disclose Personal Information to Partners and Merchants to enable their use of our Services to facilitate your transactions.
the Partners and Merchants can check whether you are a user of PayPal services and present a recommended payment method to you to simplify your checkout process.
Qualifications & exceptions
Applies when you visit a participating Partner or Merchant site or app.
Not stated here
The passage does not say what information the check reveals to the Partner or Merchant if you are not a PayPal user.
Sharing & Disclosure · Company practice
US personalized shopping disclosures to Partners and Merchants cover information collected after November 27, 2024
For PayPal customers, PayPal says it may disclose Personal Information to Partners and Merchants that you and PayPal interact with, to help personalize services and offers; examples are products, sizes, preferences and styles it thinks you will like. Unless required by law to obtain your consent, PayPal says it discloses Personal Information collected from you after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States.
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Supporting quotations
For our PayPal customers, we may also disclose your Personal Information to Partners and Merchants that you and we interact with to help ourselves and Partners and Merchants personalize services and offers
Personal Information we disclose includes, for example, products, sizes, preferences, and styles we think you'll like.
Unless we are required by law to obtain your consent, we disclose Personal Information collected from you after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States.
Qualifications & exceptions
Applies to PayPal customers.
For the United States: information collected after November 27, 2024, or earlier if you consent; where law requires consent, consent is needed instead.
Not stated here
Whether information collected before November 27, 2024 is disclosed without consent in other countries is not stated here.
Sharing & Disclosure · User right or choice
You can opt out of personalized shopping disclosures in Data and Privacy settings; transaction disclosures continue
To opt out of disclosures of Personal Information to Partners and Merchants for personalized shopping experiences, you log in to your PayPal account and edit your preferences in the Data and Privacy setting. If you opt out, PayPal says it will continue to disclose Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchants for personalized shopping experiences.
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Supporting quotations
To opt-out of disclosures of Personal Information to Partners and Merchants for personalized shopping experiences, log into your PayPal account and edit your preferences in the Data and Privacy setting.
If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchant for personalized shopping experiences.
Qualifications & exceptions
Opt-out is made by logging in and editing preferences in the Data and Privacy setting.
Disclosures needed to complete transactions you initiate continue after opt-out.
Sharing & Disclosure · Company practice
Other third parties, including advertising platforms and Google services, may receive information
PayPal says it may disclose Personal Information to other third parties, for example advertising platforms (at your direction) and security service providers that help prevent unauthorized access. This also applies to parties it cooperates with for marketing, to show you ads and offers tailored to your interests. Those parties' privacy notices apply to information you share directly with them. PayPal gives Google reCAPTCHA (to prevent misuse when you access the mobile application) and Google Address Autofill (to ensure address accuracy) as examples, and says Google's policies apply to information shared with Google. For marketing, it may use third parties to identify and display ads tailored to your interests and to track interactions with these ads, which are governed by their privacy policy.
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Supporting quotations
We may disclose Personal Information with other third parties. For example, we disclose Personal Information to advertising platforms, at your direction.
We also disclose Personal Information to security service providers to help prevent unauthorized access to our Services.
This further applies to parties we cooperate with for marketing purposes, in particular to show you ads and offers tailored to your interests.
we use Google's reCAPTCHA to prevent misuse of our Services, when you access our mobile application. We may also use Google Address Autofill to ensure accuracy of your address.
For marketing purposes, we may use third parties to identify and display ads on our Services tailored to your interests and track interactions with these ads.
Qualifications & exceptions
Disclosure to advertising platforms is "at your direction".
Third parties' own privacy notices apply to information you share directly with them.
Not stated here
The linked Google and advertiser policies are not supplied here.
Sharing & Disclosure · Company practice
Personal Information may go to a buyer in a merger, sale or acquisition
PayPal says it may disclose Personal Information to a buyer in connection with a business transfer, for example a merger, purchase or sale of all or part of its business or assets, including receivables and debts, under appropriate data protection terms, to an interested or actual buyer. If PayPal or a significant portion of its assets is acquired by a third party, Personal Information may also be disclosed to that third party.
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Supporting quotations
We may disclose Personal Information with a buyer in connection with a business transfer.
we may disclose, under appropriate data protection terms, your Personal Information to an interested or actual buyer of those business or assets.
If PayPal or a significant portion of PayPal's assets are acquired by a third party, Personal Information may also be disclosed to that third party.
Qualifications & exceptions
Disclosure to a buyer is "under appropriate data protection terms".
Applies to mergers, purchases and sales of all or part of the business or assets.
Not stated here
The passage does not say whether you would be notified of a transfer.
Sharing & Disclosure · Company practice
Sensitive Personal Information may be disclosed for legitimate business activities, with consent or as allowed by law
PayPal says it may disclose Sensitive Personal Information as appropriate to carry out legitimate business activities, as you have consented to, or as allowed by law, and points to the "Sale" and "Sharing" section for US individuals. That section says PayPal does not "sell" Personal Information or "share" it for cross-context behavioral or targeted advertising that is subject to non-exempt practices under comprehensive US privacy laws (including for children under 16) and has not done so in the prior 12 months.
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Supporting quotations
We may disclose your Sensitive Personal Information as appropriate to carry out legitimate business activities, as you have consented to or as allowed by law.
PayPal does not “sell” Personal Information or “share” Personal Information for cross-context behavioral or targeted advertising that is subject to non-exempt practices under comprehensive privacy laws in the United States, including for children under the age of 16, and has not done so in the prior 12 months.
Qualifications & exceptions
Disclosure must be for legitimate business activities, consented to, or allowed by law.
The no-sale/no-share statement is made about practices subject to non-exempt rules under comprehensive US privacy laws.
Not stated here
The US no-sale statement is quoted from a different section; it is covered in detail where that section appears.
You may be able to adjust or turn off what other Users can see in Data and Privacy settings
PayPal says some Personal Information may be seen by other Users, and that you may be able to adjust or turn off this setting in the Data and Privacy section of your account settings. "Users" means other account holders and non-account holders of the PayPal Services.
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Supporting quotations
Some Personal Information may be seen by other Users. You may be able to adjust or turn off this setting in the Data and Privacy section in your account settings.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
Stated as "may be able to"; availability may depend on the information and setting.
Not stated here
The passage does not say which information cannot be hidden.
Personalized shopping sharing in the US covers post-November 27, 2024 data; opt out in Data and Privacy settings
Unless PayPal is required to obtain your consent, it says it shares Personal Information collected after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States, for example products, preferences, sizes and styles it thinks you will like. To opt out of sharing with Partners and Merchants for personalized shopping, log in to your PayPal account and edit your preferences in the Data and Privacy setting. After opting out, PayPal says it will still disclose Personal Information as necessary to complete transactions you initiate but not for personalized shopping.
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Supporting quotations
Unless we are required to obtain your consent, we share Personal Information collected after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States.
To opt-out of Personal Information sharing with Partners and Merchants for personalized shopping experiences, log into your PayPal account and edit your preferences in the Data and Privacy setting.
If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchants for personalized shopping experiences.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Qualifications & exceptions
Applies to the United States; cutoff date November 27, 2024 unless you consent to earlier data.
Where law requires consent, consent is needed instead.
Opt-out does not stop disclosures needed to complete transactions you initiate.
CCPA table: Identifiers are disclosed to twelve categories of third parties for business purposes
In the table, the category Identifiers is disclosed for business purposes to these categories of third parties: PayPal and PayPal affiliates; Authorities; Other financial institutions; Card networks and payment Processors; Fraud prevention and identity verification agencies; CRAs; Service providers; Other Users in accordance with account settings; Linked accounts; Partners and Merchants; Other third parties; Buyers in connection with a business transfer.
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Supporting quotations
Identifiers
PayPal and PayPal affiliates
Authorities
Other financial institutions
Card networks and payment Processors
Fraud prevention and identity verification agencies
CRAs
Service providers
Other Users in accordance with account settings
Linked accounts
Partners and Merchants
Other third parties
Buyers in connection with a business transfer
Qualifications & exceptions
Table row: Identifiers; column: Categories of 3rd Parties to which PayPal Discloses this Personal Information for Business Purpose.
Not stated here
The table does not say which recipients receive Identifiers for which purpose.
Sharing & Disclosure · Company practice
CCPA table: Records and Financial Information are disclosed to twelve categories of third parties
In the table, Records and Financial Information is disclosed for business purposes to these categories of third parties: PayPal and PayPal affiliates; Authorities; Other financial institutions; Card networks and payment processors; Fraud prevention and identity verification agencies; CRAs; Service providers; Other Users in accordance with account settings; Linked accounts; Partners and Merchants; Other third parties for business purposes; Buyers in connection with a business transfer.
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Supporting quotations
Records and Financial Information (including Personal Information described in California Customer Records Act)
PayPal and PayPal affiliates
Authorities
Other financial institutions
Card networks and payment processors
Fraud prevention and identity verification agencies
CRAs
Service providers
Other Users in accordance with account settings
Linked accounts
Partners and Merchants
Other third parties for business purposes
Buyers in connection with a business transfer
Qualifications & exceptions
Table row: Records and Financial Information; column: Categories of 3rd Parties to which PayPal Discloses this Personal Information for Business Purpose.
Not stated here
The table does not say which recipients receive these records for which purpose.
CCPA table: Commercial information is disclosed to eight categories of third parties
In the table, Commercial information is disclosed for business purposes to these categories of third parties: PayPal and PayPal affiliates; Service providers; Authorities; Other financial institutions; Partners and Merchants; Other third parties; Buyers or in connection with business transfer; Other Users if you have a business profile. The last item, other Users, applies "if you have a business profile".
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Supporting quotations
Commercial information
PayPal and PayPal affiliates
Service providers
Authorities
Other financial institutions
Partners and Merchants
Other third parties
Buyers or in connection with business transfer
Other Users if you have a business profile
Qualifications & exceptions
Table row: Commercial information; column: Categories of 3rd Parties.
Disclosure to other Users applies if you have a business profile.
Not stated here
The table does not say which recipients receive commercial information for which purpose.
Sharing & Disclosure · Company commitment
PayPal says it does not sell or share Personal Information for targeted advertising and has not in the prior 12 months
PayPal says it does not "sell" Personal Information or "share" Personal Information for cross-context behavioral or targeted advertising that is subject to non-exempt practices under comprehensive privacy laws in the United States, including for children under 16, and has not done so in the prior 12 months. It notes that some Personal Information collected, processed or disclosed by a financial institution is subject to federal laws such as the Gramm-Leach-Bliley Act, and refers to the Notice for Consumers of Financial Products and Services for rights under United States federal law.
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Supporting quotations
“Sale” and “Sharing” of Personal Information
PayPal does not “sell” Personal Information or “share” Personal Information for cross-context behavioral or targeted advertising that is subject to non-exempt practices under comprehensive privacy laws in the United States, including for children under the age of 16, and has not done so in the prior 12 months.
Some Personal Information collected, processed, or disclosed by a financial institution are subject to federal laws, such as the Gramm-Leach-Bliley Act.
Qualifications & exceptions
The statement is limited to practices "subject to non-exempt" rules under comprehensive US privacy laws.
Covers the prior 12 months.
Not stated here
The statement does not say how "sell" and "share" are treated for practices that are exempt under those laws.
Federal notice: PayPal collects and shares data such as SSN and credit history, even after you stop being a customer
The federal-law notice ("FACTS: What does PayPal do with your personal information?") says financial companies choose how they share personal information, that federal law gives consumers the right to limit some but not all sharing, and that federal law requires PayPal to tell you how it collects, shares and protects personal information. It says the types of personal information collected and shared depend on the product or service you have with PayPal and can include Social Security number and account balances, payment or transaction history, and credit history or credit scores. When you are no longer a customer, PayPal says it continues to share your information as described in the notice.
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Supporting quotations
FACTS WHAT DOES PAYPAL DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and account balances
Payment history or transaction history
Credit history or credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
What?
Qualifications & exceptions
The types collected and shared depend on the product or service.
Sharing continues after you are no longer a customer.
Not stated here
The sharing choices are in the table that follows this passage, covered in the next section.
Sharing & Disclosure · Context
Federal notice: financial companies share customer information to run their business; the table shows what PayPal shares
The federal notice says all financial companies need to share customers' personal information to run their everyday business. The table that follows lists the reasons financial companies can share, the reasons PayPal chooses to share, and whether you can limit the sharing.
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Supporting quotations
How? All financial companies need to share customers' personal information to run their everyday business.
we list the reasons financial companies can share their customers' personal information; the reasons PayPal chooses to share; and whether you can limit this sharing.
Sharing & Disclosure · Company practice
Federal notice table: PayPal shares for everyday business and marketing, and you cannot limit these
The table has three columns: reasons we can share, whether PayPal shares, and whether you can limit this sharing. Each row is a single block in the source with the answers at the end. For everyday business purposes (such as processing transactions, maintaining accounts, responding to court orders and legal investigations, or reporting to credit bureaus), PayPal shares: Yes; you can limit: No. For PayPal's own marketing purposes (to offer its products and services to you): Yes; No. For joint marketing with other financial companies: Yes; No.
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Supporting quotations
Reasons we can share your personal information Does PayPal share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
Qualifications & exceptions
The answers are read in the order of the header columns: "Does PayPal share?" then "Can you limit this sharing?".
Not stated here
The source puts both answers at the end of each row in one block; the column assignment follows the header order.
Sharing & Disclosure · Company practice
Federal notice table: affiliates get transaction data, not credit data; you can limit nonaffiliate marketing
Continuing the table: for affiliates' everyday business purposes using information about your transactions and experiences, PayPal shares: Yes; you can limit: No. For affiliates' everyday business purposes using information about your creditworthiness: No; "We don't share". For affiliates to market to you: No; "We don't share". For nonaffiliates to market to you: Yes; Yes, so you can limit this sharing.
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Supporting quotations
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
For our affiliates' everyday business purposes – information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For our nonaffiliates to market to you Yes Yes
Qualifications & exceptions
The answers are read in the order of the header columns: "Does PayPal share?" then "Can you limit this sharing?".
Not stated here
The source puts both answers at the end of each row in one block; the column assignment follows the header order.
Sharing & Disclosure · Context
Federal notice defines affiliates, nonaffiliates and joint marketing; Bill Me Later is named as an affiliate
The notice defines affiliates as companies related by common ownership or control (financial and nonfinancial) and names Bill Me Later, Inc. as an affiliate. Nonaffiliates are companies not related by common ownership or control; those PayPal shares personal information with include service providers performing services on its behalf. Joint marketing is a formal agreement between nonaffiliated financial companies that together market financial products or services to you; PayPal's partners include financial companies and banks.
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Supporting quotations
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include Bill Me Later, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies and banks.
Qualifications & exceptions
Nonaffiliate and joint marketing examples are described with "include", so are not stated to be complete.
Sharing & Disclosure · Company practice
Federal notice: data may be transferred abroad; sharing of pre-November 27, 2024 data depends on your preferences
PayPal says it may transfer Personal Information to other countries, for example for customer service or to process transactions. For existing customers who had a PayPal account before November 27, 2024, it says it only shares personal information collected after November 27, 2024, "unless you opt-out" (the source wording; it does not say what opting out changes here). It adds that it may share information from earlier in the account, for better personalization, if you affirmatively consent by editing your preferences in the Data and Privacy settings. For customers who opened an account after November 27, 2024, PayPal can begin sharing information associated with the account, and continues to share it as described after you are no longer a customer.
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Supporting quotations
We may transfer Personal Information to other countries, for example, for customer service or to process transactions.
If you are an existing PayPal customer who had a PayPal account before November 27, 2024, we only share personal information collected after November 27, 2024, unless you opt-out.
We may share information from earlier in your account, which allows for even better personalization, if you affirmatively consent by editing your preferences in your Data and Privacy settings.
If you are a customer who opened a PayPal account after November 27, 2024, we can begin sharing information associated with your account.
Other important information
Qualifications & exceptions
Applies to existing customers with accounts before November 27, 2024, and separately to customers who opened accounts afterward.
Earlier information may be shared if you affirmatively consent in your Data and Privacy settings.
Not stated here
The phrase "unless you opt-out" appears next to a sharing limit and the source does not explain what opting out would change for pre-November 27, 2024 information.
Sharing & Disclosure · Company commitment
California mailing address: sharing limited to what California law permits, such as consent or servicing
If your PayPal or Xoom account or Fastlane profile has a California mailing address, PayPal says it will not share Personal Information it collects about you except to the extent permitted under California law, including for example with your consent or to service your account. It says it will limit sharing among its companies to the extent required by California law.
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Supporting quotations
California: If your PayPal or Xoom account or Fastlane profile has a California mailing address, we will not share Personal Information we collect about you except to the extent permitted under California law, including for example, with your consent or to service your account.
We will limit sharing among our companies to the extent required by California law.
Qualifications & exceptions
Applies to accounts or profiles with a California mailing address.
Sharing is allowed to the extent permitted under California law, for example with consent or to service the account.
Not stated here
The passage does not list every sharing California law permits.
Sharing & Disclosure · Company commitment
Vermont mailing address: no creditworthiness sharing with affiliates; no nonaffiliate marketing without authorization
If your PayPal, Xoom account or Fastlane profile has a Vermont mailing address, PayPal says it will not disclose information about your creditworthiness to its affiliates and will not disclose your Personal Information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize those disclosures. It points to the Customer Service web portal or 1-888-221-1161 for more information about its privacy policies.
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Supporting quotations
Vermont: If your PayPal, Xoom account or Fastlane profile has a Vermont mailing address, we will not disclose information about your creditworthiness to our affiliates and will not disclose your Personal Information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
or call 1-888-221-1161.
Qualifications & exceptions
Applies to accounts or profiles with a Vermont mailing address.
The nonaffiliate marketing limit is "other than as permitted by Vermont law" and can be lifted if you authorize the disclosures.
Not stated here
The linked Customer Service web portal is not supplied here.
Sharing & Disclosure · Procedure
UK and EEA: a linked list names the credit reporting agencies used in each country, and you can contact them directly
PayPal refers to a list of the CRAs used in the UK and EEA, including the identities of the CRAs used in each relevant country and a link to their privacy notice showing how they use and share Personal Information and how long they retain it. It says you can contact the CRAs operating in your country directly with questions about their services, your credit score or the information they hold about you, or to exercise your data subject rights towards them.
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Supporting quotations
List of CRAs Used in the UK and EEA
used in the UK and EEA, including identities of the CRAs used in each relevant country, and a link to their privacy notice from which you can determine the ways in which they use and share Personal Information, including how long they will retain such Personal Information.
You can contact the CRAs operating in the country in which you live directly if you have any questions regarding their services, your credit score or the information they have stored about you, or if you wish to exercise your data subject rights towards them.
Qualifications & exceptions
Applies to the UK and EEA.
Not stated here
The linked list of CRAs is not supplied here, so the CRAs and their retention periods are not stated.
Sharing & Disclosure · Permission or license
EEA banking notice: PayPal lists third-party providers; by accepting the Statement you agree to transfers
For EEA users, PayPal says the Luxembourg laws it is subject to (data protection and bank secrecy) require a higher degree of transparency than most other EU laws, so it lists the third-party service providers and business partners to whom it may disclose Personal Information, with the purpose and type of information disclosed. It states that by accepting this Privacy Statement and maintaining an account with PayPal, you expressly agree to the transfer of your Personal Information to those third parties for the purposes listed.
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Supporting quotations
Banking Regulations Notice for Users in the EEA
In general, the Luxembourg laws to which PayPal's handling of user Personal Information is subject (data protection and bank secrecy) require a higher degree of transparency than most other EU laws.
PayPal has listed in this Privacy Statement the third party service providers and business partners to whom we may disclose your Personal Information, together with the purpose of disclosure and type of information disclosed.
By accepting this Privacy Statement and maintaining an account with PayPal, you expressly agree to the transfer of your Personal Information to those third parties for the purposes listed.
Qualifications & exceptions
Applies to Users in the EEA.
The agreement is described as arising from accepting the Statement and maintaining an account.
Not stated here
The linked third-party list is not supplied here, so the third parties and purposes are not stated.
Sharing & Disclosure · Permission or license
EEA banking notice: you direct PayPal to disclose information to police, regulators and others (FATCA, CRS)
For EEA users, PayPal says you agree to and direct it to disclose necessary information to the police and other law enforcement agencies, security forces, competent governmental, intergovernmental or supranational bodies, and competent agencies, departments, regulatory or self-regulatory authorities or organisations (including the Agencies in the linked Third Party Provider List) and other third parties, including PayPal Group companies, that (i) it is legally compelled and permitted to comply with, including the Luxembourg laws of 24 July 2015 on FATCA and 18 December 2015 on CRS, (ii) it has reason to believe it is appropriate to cooperate with in investigations of fraud or other illegal activity, or (iii) to conduct investigations of violations of the User Agreement (including your funding source or credit or debit card provider).
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Supporting quotations
Specifically, you agree to and direct PayPal to do any and all of the following with your information:
Disclose necessary information to: the police and other law enforcement agencies; security forces; competent governmental, intergovernmental or supranational bodies; competent agencies, departments, regulatory authorities, self-regulatory authorities or organisations (including, without limitation, the Agencies referenced in the "Agencies" section of the
and other third parties, including PayPal Group companies, that (i) we are legally compelled and permitted to comply with, including but without limitation the Luxembourg laws of 24 July 2015 on the US Foreign Account Tax Compliance Act ("FATCA Law") and 18 December 2015 on the OECD common reporting standard ("CRS Law"); (ii) we have reason to believe it is appropriate for us to cooperate with in investigations of fraud or other illegal activity or potential illegal activity, or (iii) to conduct investigations of violations of our User Agreement
Qualifications & exceptions
Applies to Users in the EEA.
Disclosure covers three listed situations: legal compulsion, cooperation in fraud or illegal-activity investigations, and User Agreement investigations.
Not stated here
The linked Third Party Provider List and its "Agencies" section are not supplied here.
Sharing & Disclosure · Company practice
EEA banking notice: FATCA/CRS notice, and shared use of information to manage fraud and other risk
If you are covered by the FATCA or CRS Law, PayPal says it is required to give you notice of the information about you that it may transfer to various authorities. It also says that PayPal and other organisations, including parties that accept PayPal, may share, access and use (including from other countries) necessary information, including information recorded by fraud prevention agencies, to assess and manage risk (including to prevent fraud, money laundering and terrorist financing). It invites you to contact it for details of the relevant fraud prevention agencies.
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Supporting quotations
If you are covered by the FATCA or CRS Law, we are required to give you notice of the information about you that we may transfer to various authorities.
We and other organisations, including parties that accept PayPal, may also share, access and use (including from other countries) necessary information (including, without limitation the information recorded by fraud prevention agencies) to help us and them assess and to manage risk (including, without limitation, to prevent fraud, money laundering and terrorist financing).
Please contact us if you want to receive further details of the relevant fraud prevention agencies.
Qualifications & exceptions
Applies to Users covered by the FATCA or CRS Law and the EEA banking notice.
Information may be accessed "including from other countries".
Not stated here
The FATCA and CRS Law information referred to and the linked third-party list are not supplied here, so what is transferred to authorities is not stated.
Sharing & Disclosure · Permission or license
EEA banking notice: account information may go to IP owners with claims under EU member state law
For EEA users, PayPal says it may disclose Account Information to intellectual property right owners if, under the applicable national law of an EU member state, they have a claim against PayPal for an out-of-court information disclosure due to an infringement of their intellectual property rights for which PayPal Services have been used. The examples given are provisions of the German Trademark Act and the German Copyright Act (not supplied in this document).
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Supporting quotations
Disclose Account Information to intellectual property right owners if under the applicable national law of an EU member state they have a claim against PayPal for an out-of-court information disclosure due to an infringement of their intellectual property rights for which PayPal Services have been used
Qualifications & exceptions
Applies where an EU member state's national law gives the owner such a claim against PayPal.
Not stated here
The cited German Trademark Act and German Copyright Act provisions are external laws and are not supplied here.
Sharing & Disclosure · Permission or license
EEA banking notice: information may be disclosed to credit card associations or in civil or criminal legal process
For EEA users, PayPal says it may disclose necessary information in response to the requirements of the credit card associations or a civil or criminal legal process.
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Supporting quotations
Disclose necessary information in response to the requirements of the credit card associations or a civil or criminal legal process.
Qualifications & exceptions
Applies to the EEA banking notice.
Sharing & Disclosure · User right or choice
EEA banking notice: your name and PayPal link appear in a user directory, which can be turned off in profile settings
For EEA users, PayPal says it may disclose your name and PayPal link in the PayPal user directory. Your details will be confirmed to other PayPal users who search using your name, email address or telephone number, or part of these, to ensure people pay the correct user. This feature can be turned off in the PayPal profile settings.
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Supporting quotations
Disclose your name and PayPal link in the PayPal user directory.
Your details will be confirmed to other PayPal users in response to a user searching using your name, email address or telephone number, or part of these details.
This feature can be turned off in the PayPal profile settings.
Qualifications & exceptions
Details are confirmed in response to a search by name, email address, telephone number or part of these.
The feature can be turned off in profile settings.
Sharing & Disclosure · Company practice
EEA banking notice: integration status of merchants may be shared with their third-party partner
For EEA users, if you as a merchant use a third party to access or integrate PayPal, PayPal says it may disclose to that partner necessary information to facilitate and maintain the arrangement, including the status of your PayPal integration, whether you have an active PayPal account and whether you may already be working with a different PayPal integration partner.
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Supporting quotations
If you as a merchant use a third party to access or integrate PayPal, we may disclose to any such partner necessary information for the purpose of facilitating and maintaining such an arrangement
Qualifications & exceptions
Applies to merchants who use a third party to access or integrate PayPal.
Sharing & Disclosure · Company practice
EEA banking notice: Account Information goes to processors, auditors and partners
For EEA users, PayPal says it may disclose necessary information to payment processors, auditors, customer service providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other third parties, to allow it to provide PayPal Services. It says its list of third parties sets out, under each category, non-exclusive examples of the actual third parties, the purpose and the information disclosed. Except as explicitly stated, it says these third parties are limited by law or by contract from using the information for secondary purposes beyond those for which it was shared.
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Supporting quotations
Disclose necessary information to the payment processors, auditors, customer services providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other
The purpose of this disclosure is to allow us to provide PayPal Services to you.
except as explicitly stated, these third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information was shared
Qualifications & exceptions
Applies to the EEA banking notice.
The examples in the list are "non-exclusive".
The secondary-use limit applies "except as explicitly stated".
Not stated here
The linked list of third parties is not supplied here.
Sharing & Disclosure · Company practice
EEA banking notice: information may go to your agent, and aggregated statistics may be shared with partners
For EEA users, PayPal says it may disclose necessary information to your agent or legal representative (such as the holder of a power of attorney you grant or a guardian appointed for you). It may also disclose aggregated statistical data with business partners or for public relations, for example that a specific percentage of users live in Manchester; it says this aggregated information is not tied to Personal Information.
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Supporting quotations
Disclose necessary information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you).
Disclose aggregated statistical data with our business partners or for public relations.
However, this aggregated information is not tied to Personal Information.
Qualifications & exceptions
Applies to the EEA banking notice.
Aggregated data is described as not tied to Personal Information.
Sharing & Disclosure · Company practice
EEA banking notice: Account Information shared with unaffiliated third parties for five listed purposes
For EEA users, PayPal says it may share necessary Account Information with unaffiliated third parties for their use for these purposes: fraud prevention and risk management (to help prevent fraud or assess and manage risk); customer service (including to help service accounts or resolve billing or transactional disputes); shipping (in connection with shipping and related services for purchases made using PayPal); legal compliance (to help them comply with anti-money laundering and counter-terrorist financing verification requirements); and service providers under contract that support its business operations, such as fraud prevention, bill collection, marketing, customer service and technology services, whose contracts dictate they only use the information in connection with services performed for PayPal and not for their own benefit.
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Supporting quotations
Share necessary Account Information with unaffiliated
for their use for the following purposes:
Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk.
Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g., billing or transactional).
Shipping: in connection with shipping and related services for purchases made using PayPal.
Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.
Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Qualifications & exceptions
Applies to the EEA banking notice.
Five purposes are listed; service providers are bound by contract to use the information only for services performed for PayPal.
Not stated here
The linked third-party list is not supplied here.
Sharing & Disclosure · Company practice
UK notice: information may be transferred to PayPal companies and entities that may be subject to local disclosure laws
For users in the UK, PayPal says that to provide the PayPal Services, certain information it collects may need to be transferred to other PayPal related companies or other entities, including those referred to in this section as payment providers, payment processors or account holders (or similar capacities). You acknowledge that, under their local legislation, such entities may be subject to laws, regulations, inquiries, investigations or orders that may require disclosure of information to the relevant authorities of the relevant country.
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Supporting quotations
Notice for Users in the UK
In order to provide the PayPal Services, certain of the information we collect (as set out in this Privacy Statement) may be required to be transferred to other PayPal related companies or other entities
You acknowledge that according to their local legislation, such entities may be subject to laws, regulations, inquiries, investigations, or orders which may require the disclosure of information to the relevant authorities of the relevant country.
Qualifications & exceptions
Applies to users in the UK.
Not stated here
The entities referred to in this section are not named in this passage.
Sharing & Disclosure · Permission or license
UK notice: you acknowledge PayPal may disclose information to police, regulators and others, and share risk data
For users in the UK, PayPal says you acknowledge it may disclose necessary information to the police and other law enforcement agencies, security forces, competent governmental, intergovernmental or supranational bodies, and competent agencies, departments, regulatory or self-regulatory authorities or organisations and other third parties, including PayPal Group companies, that (i) it is legally compelled and permitted to comply with, including laws implementing FATCA and the OECD Common Reporting Standard (CRS), (ii) it has reason to believe it is appropriate to cooperate with in investigations of fraud or other illegal activity, or (iii) to conduct investigations of violations of the User Agreement. If you are covered by FATCA or CRS it must give you notice of the information about you that it may transfer to authorities. PayPal and other organisations, including parties that accept PayPal, may also share, access and use necessary information (including from fraud prevention agencies, and from other countries) to assess and manage risk, and you can contact PayPal for details of the fraud prevention agencies.
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Supporting quotations
Specifically, you acknowledge that PayPal may do any and all of the following with your information:
Disclose necessary information to: the police and other law enforcement agencies; security forces; competent governmental, intergovernmental or supranational bodies; competent agencies, departments, regulatory authorities, self-regulatory authorities or organisations and other third parties, including PayPal Group companies, that (i) we are legally compelled and permitted to comply with, including but without limitation laws implementing the US Foreign Account Tax Compliance Act (“FATCA”) and OECD Common Reporting Standard (“CRS”); (ii) we have reason to believe it is appropriate for us to cooperate with in investigations of fraud or other illegal activity or potential illegal activity, or (iii) to conduct investigations of violations of our User Agreement
If you are covered by FATCA or CRS, we are required to give you notice of the information about you that we may transfer to various authorities.
We and other organisations, including parties that accept PayPal, may also share, access and use (including from other countries) necessary information (including, without limitation the information recorded by fraud prevention agencies) to help us and them assess and to manage risk
Please contact us if you want to receive further details of the relevant fraud prevention agencies.
Qualifications & exceptions
Applies to users in the UK.
Disclosure covers three listed situations: legal compulsion, cooperation in fraud or illegal-activity investigations, and User Agreement investigations.
Not stated here
The information PayPal may transfer under FATCA and CRS is not stated in this passage.
Sharing & Disclosure · Permission or license
UK notice: disclosures to IP owners, card associations and legal process, the user directory, and integration partners
For users in the UK, PayPal says it may disclose account information to intellectual property right owners if, under applicable law, they have a claim against PayPal for an out-of-court information disclosure due to infringement for which PayPal Services were used; disclose necessary information in response to the requirements of credit card associations or a civil or criminal legal process; disclose your name and PayPal link in the user directory, confirmed to other PayPal users who search by name, email address, telephone number or part of these, which can be turned off in the PayPal profile settings; and, if you as a Partner and Merchant use a third party to access or integrate PayPal, disclose to that third party necessary information such as the status of your PayPal integration, whether you have an active PayPal account and whether you may be working with a different integration partner.
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Supporting quotations
Disclose account Information to intellectual property right owners if under applicable law they have a claim against PayPal for an out-of-court information disclosure due to an infringement of their intellectual property rights for which PayPal Services have been used.
Disclose necessary information in response to the requirements of the credit card associations or a civil or criminal legal process.
Disclose your name and PayPal link in the PayPal user directory.
This feature can be turned off in the PayPal profile settings.
If you as a Partner and Merchant use a third party to access or integrate PayPal, we may disclose to any such third party necessary information for the purpose of facilitating and maintaining such an arrangement
Qualifications & exceptions
Applies to users in the UK.
The directory feature can be turned off in the PayPal profile settings.
Sharing & Disclosure · Company practice
UK notice: Account Information goes to processors and partners; agents and aggregated statistics are also covered
For users in the UK, PayPal says it may disclose necessary information to payment processors, auditors, customer service providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other third parties listed in a linked list, to allow it to provide PayPal Services. Except as explicitly stated, these third parties are limited by law or contract from secondary use. PayPal may also disclose necessary information to your agent or legal representative, and aggregated statistical data to business partners or for public relations, which it says is not tied to Personal Data.
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Supporting quotations
Disclose necessary information to the payment processors, auditors, customer services providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other third parties listed here.
except as explicitly stated, these third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information was shared
Disclose necessary information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you).
Disclose aggregated statistical data with our business partners or for public relations.
However, this aggregated information is not tied to Personal Data.
Qualifications & exceptions
Applies to users in the UK.
The third-party examples in the list are "non-exclusive".
Not stated here
The list of third parties the passage refers to ("listed here") is not supplied in this document.
Sharing & Disclosure · Company practice
UK notice: account information shared with unaffiliated third parties for five listed purposes
For users in the UK, PayPal says it may share necessary account information with unaffiliated third parties for their use for fraud prevention and risk management, customer service (including servicing accounts or resolving billing or transactional disputes), shipping and related services for purchases made using PayPal, legal compliance (anti-money laundering and counter-terrorist financing verification), and service providers under contract that support its business operations (such as fraud prevention, bill collection, marketing, customer service and technology services) and may only use the information for services performed for PayPal.
Details not recorded for this card
Supporting quotations
Share necessary account information with unaffiliated third parties (listed here) for their use for the following purposes:
Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk.
Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g., billing or transactional).
Shipping: in connection with shipping and related services for purchases made using PayPal.
Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.
Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Qualifications & exceptions
Applies to users in the UK.
Not stated here
The list of unaffiliated third parties the passage refers to ("listed here") is not supplied in this document.