SoFi Terms of Use

Content & IP Rights · Restriction or exception

Site material is for personal, non-commercial use, with no modifying, reposting or systematic retrieval

Material on the SoFi website, including its information and images, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from the website, including anything you download, unless you first obtain SoFi's consent. You also agree not to engage in systematic retrieval of data or other content from the SoFi Site.

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is for your personal private non-commercial use only

You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain consent of SoFi.

You agree not to engage in systematic retrieval of data or other content from the SoFi Site.

Qualifications & exceptions

• The personal-use restriction is stated for material on the SoFi website; the systematic retrieval limit refers to the SoFi Site.
• Modifying, republishing, posting or transmitting is allowed with SoFi's prior consent.

Content & IP Rights · Restriction or exception

You may not link to the SoFi Site from another site without permission

You may not create any kind of link or hyperlink from any other site to the SoFi Site unless you first obtain SoFi's permission.

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You may not create any kind of link or hyperlink from any other site to the SoFi Site unless you first obtain our permission.

Qualifications & exceptions

• Permission must be obtained first.

Content & IP Rights · Restriction or exception

SoFi Technologies, Inc. owns the site content, and you may not use or exploit it commercially

The Agreement states that SoFi Technologies, Inc. owns the copyright in all the information and material on the SoFi Site. The site's contents, including its look and feel (text, graphics, images, logos, button icons), editorial content, notices, software and other material, are protected under United States and foreign copyright, patent, trademark and other laws. You agree not to reproduce, duplicate, copy, sell, resell, use or exploit for any commercial purposes the SoFi Site, use of or access to it, or any information or technology obtained from it, including SoFi's trademarks.

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SoFi Technologies, Inc. owns the copyright in all of the information and material contained on the SoFi Site.

are protected under both United States and foreign copyright, patent, trademark, and other laws

You agree not to reproduce, duplicate, copy, sell, resell, use or exploit for any commercial purposes, the SoFi Site, or use of or access to the SoFi Site, or any information or technology obtained from the SoFi Site, including, but not limited to, SoFi’s trademarks.

Qualifications & exceptions

• The commercial-use limits apply to the SoFi Site, access to it, and information or technology obtained from it, with trademarks given as an example.

Not stated here

• The text names SoFi Technologies, Inc. as copyright owner, while the introduction identifies Social Finance, LLC and its affiliates as providers of the products and services; the relationship between them is not explained here.

Content & IP Rights · Permission or license

The SoFi App is licensed, not sold: a personal, revocable, non-exclusive, non-transferable license

The SoFi App is licensed, not sold, to you by Social Finance, LLC for use strictly in accordance with the Terms of Use. On download, SoFi grants you a personal, revocable, non-exclusive, non-transferable limited license to install and use the App on your mobile device to access and use the Services for your personal, non-commercial use and display, strictly in accordance with the license, your Account Agreements, these Terms of Use and any applicable Usage Rules (the License).

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The SoFi App is licensed, not sold, to you by Social Finance, LLC for use strictly in accordance with the Terms of Use.

SoFi grants you a personal, revocable, non-exclusive, non-transferable limited license to install and use the SoFi App on your mobile device to access and use the Services for your personal, non-commercial use and display strictly in accordance with this license, your Account Agreements, these Terms of Use and any applicable Usage Rules

Qualifications & exceptions

• Use is limited to your mobile device and to personal, non-commercial use and display.
• Use must also follow your Account Agreements and any applicable Usage Rules.

Not stated here

• The "Usage Rules" are referred to without being defined or supplied in this passage.

Content & IP Rights · Restriction or exception

You may not reverse engineer, modify, remove notices from, or use bots with the SoFi App

You agree not to decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the SoFi App; make any modification, adaptation, improvement, enhancement, translation, copy or derivative work from it; violate any applicable laws, rules or regulations in connection with your access or use of it; remove, alter or obscure any proprietary notice (including copyright or trademark notices) of SoFi or its affiliates, partners, suppliers or the App's licensors; or create, design, engineer or use any bot or other technology in connection with the App.

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You agree that you will not (i) decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the SoFi App; (ii) make any modification, adaptation, improvement, enhancement, translation, copy or derivative work from the SoFi App; (iii) violate any applicable laws, rules or regulations in connection with your access or use of the SoFi App; (iv) remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of SoFi or its affiliates, partners, suppliers or the licensors of the SoFi App; or (iv) create, design, engineer or use any “bot” or other technology in connection with the SoFi App.

Qualifications & exceptions

• The source lists two items numbered (iv); the second concerns bots and other technology.

Content & IP Rights · Restriction or exception

SoFi and its affiliates, agents or licensors own the App and its IP; you get no rights beyond the license

You acknowledge that the SoFi App and all associated copyrights, patents, trademarks, trade secrets and other intellectual property rights are owned by SoFi or its affiliates, agents or licensors, as applicable, and that all rights, title and interest are reserved. Trademarks (including logos, service marks, trade names and icons), copyrights, patents, trade secrets, content, publicity rights and other intellectual property (the Intellectual Property) are proprietary to SoFi, its affiliates, agents or licensors. You may not remove, alter, obscure or modify proprietary notices. Except as expressly stated in the license, you are not granted any intellectual property rights in the App by implication, estoppel or other legal theory, and all rights not expressly granted are reserved by SoFi.

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the SoFi App and all copyrights, patents, trademarks, trade secrets and other intellectual property rights associated therewith are owned by SoFi or its affiliates, agents or licensors, as applicable.

You may not remove any proprietary notices, including, but not limited to, copyright and trademark notices, from the SoFi App or alter, obscure or modify such notices in any way.

Except as expressly stated in this license, you are not granted any intellectual property rights in or to the SoFi App by implication, estoppel or other legal theory, and all rights in and to the App not expressly granted in this License are hereby reserved and retained by SoFi.

Content & IP Rights · Procedure

Copyright complaints about App material go through Customer Support, and repeat infringers may be terminated

If you believe material on the SoFi App violates your copyright, you should contact SoFi Customer Support for instructions on submitting a copyright infringement notice. SoFi says it will respond to all copyright infringement notices and respond appropriately by removing infringing material if necessary. If a member repeatedly infringes copyrights, the account may be subject to termination at SoFi's discretion.

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If you believe that material on our SoFi App violates your copyright, please contact SoFi Customer Support at 1-855-456-7634 for instructions on submitting a copyright infringement notice.

SoFi will respond to all copyright infringement notices that it receives and respond appropriately by removing infringing material if necessary. If a member repeatedly infringes upon copyrights, his or her account may be subject to termination at SoFi’s discretion.

Qualifications & exceptions

• Removal is stated as "if necessary"; termination for repeat infringement is at SoFi's discretion.

Content & IP Rights · Restriction or exception

Referrers may use SoFi brand assets only if SoFi provided them for the promotion, and must follow platform ad rules

You will not use SoFi's logo, trademarks or any other brand creative in connection with the Referral Program unless those assets were provided directly by SoFi for the express purpose of the referral promotion. If you share a referral link on social media, you agree to comply with all relevant advertising and disclosure rules of the respective platforms, including any required "Paid Partnership" or "Ad" tags.

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You will not use SoFi’s logo, trademarks, or any other brand creative in connection with the Referral Program unless those assets were provided directly by SoFi for the express purpose of this referral promotion.

If sharing a referral link via social media, you agree to comply with all relevant advertising and disclosure rules of the respective platform(s), including the use of any required “Paid Partnership” or “Ad” tags.

Qualifications & exceptions

• Brand assets are allowed only when provided directly by SoFi for this referral promotion.

Content & IP Rights · Permission or license

Attending a Member Experience event lets SoFi record you and use the recordings for any lawful commercial purpose

SoFi Plus members or their guests are eligible to attend SoFi Member In-Person Experiences. By signing up for a Member Experience, you acknowledge that SoFi may record or photograph the event, including you, your likeness and voice, and use the recordings publicly or privately in any media, including for commercial purposes. By attending, you consent to the recording and photographing and grant SoFi an unrestricted, perpetual, non-excluding and sublicensable license to take, use, display, perform, distribute or exploit any recordings or photographs for any lawful and commercial purpose. You also agree to make no monetary or other claim against SoFi for their use. If you do not agree, you should not claim a ticket or attend. SoFi also states a commitment to a friendly, safe and welcoming environment for all and refers to the SoFi Experiences Code of Conduct.

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(xvi) Exclusive live event access:

SoFi Plus members or guests of SoFi Plus members are eligible to attend SoFi Member In-Person Experiences (a “Member Experience”). For complete SoFi Plus eligibility, please see sections 10(b-c) herein.

By signing up for a Member Experience, you acknowledge that SoFi may record or photograph the Member Experience (including you, your likeness and voice) and may use such recordings or photographs publicly or privately in any form of media, including for commercial purposes.

you consent to the recording and photographing of such Member Experience and grant SoFi an unrestricted, perpetual, non-excluding, and sublicensable license, to take, use, display, perform, distribute or exploit for any lawful and commercial purpose any recordings or photographs. By attending a Member Experience, you also agree that you will make no monetary or other claim against SoFi for the use of the recordings or photographs. If you do not agree, please do not claim a ticket and do not attend the event.

We believe our community should be truly open for everyone. As such, we are committing to providing a friendly, safe, and welcoming environment for all regardless of gender, sexual orientation, disability, race, ethnicity, national origin, age, or religion.

Qualifications & exceptions

• The license is stated as unrestricted, perpetual, non-excluding and sublicensable, for any lawful and commercial purpose.
• Applies to people who sign up for or attend a Member Experience, including guests of SoFi Plus members.

Not stated here

• The text refers to "sections 10(b-c) herein" for complete SoFi Plus eligibility; no numbered section 10 appears in the supplied text.
• The SoFi Experiences Code of Conduct was not supplied with this document.