'Personal Information' means information capable of being associated with an individual, alone or combined
The notice defines Personal Information as information that, alone or in combination with other information, is capable of being associated with, or could reasonably be associated with, an individual. It says the term, sometimes called 'personal data', may have specific meanings under different privacy laws.
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“Personal Information” refers to information that (alone or when used in combination with other information) is capable of being associated with or could reasonably be associated with an individual. Personal Information, sometimes referred to as “personal data”, may also have specific meanings under different privacy laws.
Not stated here
The notice does not say which specific legal meanings it has in mind.
The categories of personal information Visa collects depend on its relationship and interactions with you
The notice lists categories of Personal Information that Visa 'may' collect, introducing the list with 'may include'. It says what Visa collects varies with its relationship and interactions with you.
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Depending on our relationship and interactions with you, the categories of Personal Information we collect may include:
The Personal Information we collect varies depending on our relationship and interactions with you.
Not stated here
The list is introduced with 'may include'; the notice does not say that every category is collected from every person or that the list is complete.
Contact information includes names, addresses, phone numbers, email, emergency contacts and social media profile names
Contact Information covers your name, username, mailing address, email address, telephone and mobile numbers, emergency contact information and social media profile names, along with other personal identifiers. It can also include contact information of sole proprietors and business contact information.
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Contact Information – This includes your name, username, mailing address, email address, telephone number, mobile number, emergency contact information, and social medial profile names, along with other personal identifiers. This may also include contact information of sole proprietors and business contact information.
Data Access & Collection · Company practice
Transaction and financial information includes full card numbers, PIN verification data, CVV and transaction details
Transaction and Financial Information includes card details: the 16-digit payment card number (also called the personal account number or PAN), an associated non-financial identifier known as a payment account reference or PAR token, expiration date, service code, PIN verification data and CVV. It also includes transaction details: date, time, location, amount and merchant information.
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Supporting quotations
Transaction and Financial Information – This includes:
Information about your card, including your 16-digit payment card number, which is also known as a personal account number or “PAN”; an associated non-financial identifier known as payment account reference or “PAR” token; and expiration date, service code, PIN verification data, and CVV; and
Information about your transactions, including the date, time, location, and amount of the transaction and information about the merchant. This also may include item-level data in some instances.
Qualifications & exceptions
Item-level transaction data is included only 'in some instances'.
Data Access & Collection · Company practice
Relationship information covers payment preferences, demographics, propensity scores and social media data
Relationship Information is information about your shopping and payment preferences and other information that can help Visa offer you personalized content. The examples are demographic information such as age range and marital or family status; the likelihood that you may be interested in certain purchases or experiencing life events, and other propensity scores; and data from social media profiles and information about your interests.
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Relationship Information – This includes information about your shopping and payment preferences and other information that can help us offer you personalized content, such as:
Demographic information, such as age range and marital or family status;
Likelihood that you may be interested in certain purchases or experiencing life events and other propensity scores; and
Data from social media profiles and information about your interests.
Data Access & Collection · Company practice
Interaction information covers promotions, customer service contacts, visitor logs, events and security answers
Interaction Information is information about your interactions with Visa: participation in promotions or programs (such as rewards program account information); card benefits program qualification data and related records; information collected when you contact Visa, such as customer service; visitor logs; information from Visa-sponsored events, including travel-related information for you and any companions; and other information you provide, such as consumer authentication data like passwords or account security questions.
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Interaction Information – This includes information about your interactions with Visa, such as:
Information collected when you participate in promotions or programs, such as rewards program account information;
Card benefits program information, including qualification data and related records;
Information collected when you contact us, such as if you contact our customer service;
Visitor logs;
Information collected when you attend Visa sponsored events, such as travel-related information for you and any companions gathered at the events; and
Other information you provide us, such as data collected for consumer authentication (e.g., passwords or account security questions).
Data Access & Collection · Company practice
Biometric identifiers may include facial recognition, fingerprints, keystroke timing, scroll position and behavior data
Biometric Identifiers 'may include' facial recognition data, fingerprints, keystroke timing, scroll position, and behavioral data or other physical patterns. The notice gives the example of using biometric authentication with Visa or its clients when you elect to do so.
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Biometric Identifiers – This may include facial recognition data, fingerprints, keystroke timing, scroll position, and behavioral data or other physical patterns, such as when you elect to use biometric authentication with Visa or its clients.
Not stated here
Election to use biometric authentication is given as an example ('such as'); the notice does not say whether biometric identifiers are also collected in other situations.
Data Access & Collection · Company practice
Business customer data covers your role, authority to order and supplier qualification details
Business Customer Data is information about your role within your company, your authorization to use products or services and your authority to place orders, customer or supplier qualification details, and other data you share with Visa in connection with the relationship.
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Business Customer Data – This includes information about your role within your company, your authorization to use products or services, and your authority to place orders; customer/supplier qualification details; and other data you share with us in connection with the relationship.
Data Access & Collection · Company practice
Online and technical information includes IP address, device identifiers, advertising ID, browsing history, cookies
Online and Technical Information is information about your interactions with Visa's websites, applications or advertisements: IP address, device identifiers, settings, characteristics, advertising ID, browsing history, web server logs, server log records, activity log records, keystroke timing and other information collected using cookies and similar technologies. Keystroke timing is also listed under Biometric Identifiers.
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Online and Technical Information – This includes information regarding your interactions with our websites, applications, or advertisements, including IP address, device identifiers, settings, characteristics, advertising ID, browsing history, web server logs, server log records, activity log records, keystroke timing, and other information collected using cookies and similar technologies.
Data Access & Collection · Company practice
Audio and visual information includes photographs, video, CCTV and call recordings, and voicemails
Audio and Visual Information is audio, electronic, visual or similar information about your interactions with Visa: photographs, video images, CCTV recordings, call center recordings, call monitoring records and voicemails.
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Audio and Visual Information – This includes audio, electronic, visual, or similar information relating to your interactions with us, including photographs, video images, CCTV recordings, call center recordings, call monitoring records, and voicemails.
Data Access & Collection · Company practice
Government-issued ID numbers such as SSN, driver's license and passport numbers are a listed category
Government Issued Identification Numbers include social security number, driver's license number, passport number and other government-issued identifiers.
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Government Issued Identification Numbers – This includes social security number, driver’s license number, passport number, and other government issued identifiers as may be needed for compliance or given the nature of the relationship.
Qualifications & exceptions
Collected as may be needed for compliance or given the nature of the relationship.
Data Access & Collection · User right or choice
Visa may collect precise geolocation automatically from your mobile device if you opt in
Geolocation Information may include precise geolocation that Visa collects automatically from your mobile device if you opt in to allow it. For Visa's mobile apps, the notice adds that you may allow Visa to obtain your precise location, and that you do not have to provide location information to use the apps.
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Geolocation Information – This may include precise geolocation information, which we may collect automatically from your mobile device if you opt-in to allow us to collect it.
When you download our mobile applications, you may allow us to obtain your precise location from your mobile device.
You do not have to provide location information or enable push notifications to use our mobile apps.
Professional and employment information is collected about employees and prospective employees
Professional and Employment Information covers professional or employment-related information for employees and prospective employees: applicant and resume data such as education and work history; qualifications such as skills and credentials; professional interests and goals; information collected for employee qualifications, such as right-to-work documentation; and references.
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Professional and Employment Information – This includes professional or employment-related information for employees and prospective employees, including applicant and resume data, such as education and work history; information about qualifications for the position, such as skills and credentials; professional interests and goals; information collected for employee qualifications, such as right to work documentation; and references.
Data Access & Collection · Company practice
Compliance data includes records of your marketing opt-ins and opt-outs and of privacy rights requests
Compliance Data covers records maintained to demonstrate compliance with applicable laws, records of consumer preferences such as opt-ins and opt-outs of marketing programs, and records related to data subject rights requests.
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Compliance Data – This includes records maintained to demonstrate compliance with applicable laws; records related to consumer preferences, such as your opt-ins and opt-outs of marketing programs; and records related to data subject rights requests.
Data Access & Collection · Company practice
Visa may receive your information from your financial institutions, card issuer, merchants and acquirers
Visa says it may collect Personal Information from your financial institutions, payment card issuer, merchants, acquirers and other partners. The sources depend on Visa's relationship and interaction with you.
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We may collect Personal Information about you from various sources, depending on our relationship and interaction with you.
Your financial institutions, payment card issuer, merchants, acquirers, and other partners when you use a Visa-branded payment product or when we’re acting on their behalf, such as when you tap your Visa card;
Qualifications & exceptions
When you use a Visa-branded payment product or when Visa is acting on those partners' behalf, such as when you tap your Visa card.
Data Access & Collection · Company practice
Visa collects information from you directly and from your devices, call recordings and facility CCTV
Visa may collect Personal Information from you directly, for example when you enroll in card-link offer programs from Visa or a co-promotion partner, enroll in a Visa click-to-pay solution or answer surveys. It may also collect from your computer or devices when you interact with its platforms, websites and applications or through other automatic technologies, such as when it records calls to its call center and uses CCTV cameras in its facilities.
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You, such as when you enroll in card link offer programs from Visa or a co-promotion partner, enroll in a Visa click-to-pay solution, or provide survey responses to us;
Your computer or devices when you interact with our platforms, websites, and applications or through other automatic technologies, such as when we record calls to our call center and use CCTV cameras in our facilities; and
Data Access & Collection · Company practice
Visa may also collect from data aggregators, social media companies and public sources, and from references or employers
Visa may collect Personal Information from other third parties, including data aggregators, social media companies and other publicly available sources.
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Other third parties, including data aggregators, social media companies, and other publicly available sources. In addition, Professional and Employment Information may be collected from your references and third parties that help us conduct internal investigations and background screenings, and Business Customer Data may be collected from your employer, trade show and conference organizers, and professional services companies.
Qualifications & exceptions
Professional and Employment Information may also come from your references and from third parties that help Visa conduct internal investigations and background screenings.
Business Customer Data may also come from your employer, trade show and conference organizers, and professional services companies.
Data Access & Collection · Company practice
Visa collects information through cookies, pixel tags, browser analysis tools, server logs and web beacons
When you visit Visa's website, use its mobile applications, or engage with its emails and online ads, Visa may collect information by automated means, using cookies, pixel tags, browser analysis tools, server logs and web beacons.
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When you visit our website, use our mobile applications, or engage with our emails and online ads, we may collect information by automated means, using technologies such as cookies, pixel tags, browser analysis tools, server logs, and web beacons.
Data Access & Collection · User right or choice
Many Visa websites place marketing, personalization and advertising cookies only if you click 'Accept All Cookies'
Many Visa websites place marketing, personalization and advertising cookies only if you explicitly accept them by clicking 'Accept All Cookies' on your first visit. Visa's Cookie Notice explains how to manage your preferences and how to disable cookies you previously accepted.
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Many Visa websites only place marketing, personalization, and advertising cookies if you explicitly accept these cookies by clicking “Accept All Cookies” when you first visit the website.
explains how to manage your preferences and how to disable previously accepted cookies
Qualifications & exceptions
Stated for 'many' Visa websites, not all of them.
Not stated here
The notice does not say which Visa websites place these cookies without a prior opt-in.
The Cookie Notice is a separate linked document whose text is not supplied here.
Visa collects information from social media platforms and may show you interest-based ads there
Visa's websites may let you interact with Visa and others through social media platforms. Visa collects information from these platforms as permitted by the sites' legal terms, and may display interest-based ads to you while you use them. The platforms let Visa personalize the ads it displays, and they may gain insights about individuals who respond to the ads.
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Our websites may enable you to interact with us and others via social media platforms. We collect information from these platforms as permitted by the sites’ legal terms. We may also display interest-based ads to you when you are using these platforms. The platforms allow us to personalize the ads that we display to you, and they may gain insights about individuals who respond to the ads we serve.
Not stated here
The platforms' legal terms, which limit what Visa may collect, are not part of this document.
Data Access & Collection · User right or choice
Visa mobile apps may obtain precise location if you allow it and send push notifications only if you opt in
When you download Visa's mobile applications, you may allow Visa to obtain your precise location from your mobile device, which Visa uses to deliver personalized content and for analytics. Visa may also offer automatic push notifications and says it provides them only if you opt in. You do not have to provide location information or enable push notifications to use the apps.
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When you download our mobile applications, you may allow us to obtain your precise location from your mobile device. We use this information to deliver personalized content and for analytics. We may also offer automatic ("push") notifications. We will provide push notifications only if you opt-in to receive them. You do not have to provide location information or enable push notifications to use our mobile apps.
Visa collects device identifiers, including advertising ID, to authenticate you, link devices and better target ads
Visa collects device identifiers and other device-related information, including your device's advertising ID. It uses this to identify your device and authenticate you. It may also use device-related information to associate you with other devices you may use, including for fraud protection and to better target advertising. In many cases you can reset your device's advertising ID in the settings menu of Android and iOS devices.
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We collect device identifiers and other device-related information, including your device’s advertising ID, if available. This information is used to identify your device and authenticate you. We may also use device-related information to associate you with different devices that you may use, including for fraud-protection purposes and to better target advertising. In many cases, you can reset your device’s advertising ID. Both Android and iOS devices enable you to reset your device identifier under the “settings” menu.
Qualifications & exceptions
The advertising ID is collected 'if available'.
Data Access & Collection · Company practice
Visa's platforms are generally not directed at children; it collects children's information only as the law permits
Visa says that, in general, its platforms are not directed to, likely to be accessed by or intended for children, and that it collects information from children only as permitted by applicable law. A Visa platform intended for use by children may have a separate privacy notice. If you believe Visa is processing a child's information inappropriately, the notice gives a Contact Us link.
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In general, Visa’s platforms are not directed to, likely to be accessed by, or intended for children, and Visa only collects information from children as permitted by applicable law. If a Visa platform is intended to be used by children, it may have a separate privacy notice.
If you believe that we are processing a child’s information inappropriately, please