Visa Legal (Visa Site Rules)

Content & IP Rights · Restriction or exception

Site material may be downloaded for personal, non-commercial use only

Unless otherwise specifically indicated, you may download material displayed on the Visa Site for personal, non-commercial use only. Without the written consent of Visa, or of any third party Visa deems necessary, you may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents or material displayed on the Visa Site for any public or commercial purpose.

Supporting quotations

Unless otherwise specifically indicated, you may download material displayed on the Visa Site for personal, non-commercial use only. You may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of or material displayed on the Visa Site for any public or commercial purpose without the written consent of Visa or any third party Visa deems necessary.

Qualifications & exceptions

• The permission is subject to "Unless otherwise specifically indicated" on the Visa Site.
• The listed restrictions apply to public or commercial purposes and can be lifted by written consent from Visa or a third party Visa deems necessary.

Not stated here

• The Rules do not say how Visa decides which third parties' consent is necessary, or what counts as personal versus public or commercial use.
• Images of people or places have their own separate restriction, and the Rules do not say whether this personal-use download permission reaches them.

Cross-references

• contrast (model-proposed): Images of people or places on the Visa Site cannot be used without express permission — The download card allows personal, non-commercial downloading of site material unless otherwise indicated, while the images card prohibits use of images of people or places unless expressly permitted. The Rules do not say whether the download permission counts as express permission for those images.

Content & IP Rights · Restriction or exception

Keep copyright notices on copies, and include the Rules with any copy you distribute

You must retain all copyright and other proprietary notices on material you download or copy from the Visa Site. Any copy of Visa Site material that you make and distribute, for any purpose, must also include these Rules.

Supporting quotations

You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the Visa Site you make and distribute for any purpose must also include these Rules.

Content & IP Rights · Restriction or exception

Assume Visa Site content is copyrighted and use it only as the Rules allow

The Rules tell you to assume everything on the Visa Site is copyrighted unless otherwise noted. It must not be used except as provided in the Rules or with the express written consent of Visa or any third party Visa deems necessary. Trademarks and copyrights not attributed to Visa are the property of their respective owners.

Supporting quotations

You should assume that everything on the Visa Site is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of Visa or any third party Visa deems necessary.

The trademarks and copyrights not attributed to Visa are the property of their respective owners.

Qualifications & exceptions

• Copyright is assumed "unless otherwise noted".

Content & IP Rights · Company practice

Visa reserves intellectual property rights it does not expressly license

Visa states that products, services, programs or technology described on the Visa Site, including in documents it publishes there, may be the subject of other intellectual property rights it owns, including copyright, trademark or patent rights. Any such right that is not expressly licensed in the Rules is reserved by Visa. Visa also states that one or more patents apply to the site and to the features and services accessible through it, including US Patent No. 6,091,956 and all corresponding foreign counterparts.

Supporting quotations

One or more patents apply to this site and to the features and services accessible via the site, including without limitation: US Patent No. 6,091,956 and all corresponding foreign counterparts.

Any product, service, program, or technology described on the Visa Site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by Visa. Any such right that is not expressly licensed herein is reserved by Visa.

Any product, service, program or technology described in any document published by Visa on the Visa Site may be the subject of other intellectual property rights owned by Visa. Any such right that is not expressly licensed hereunder is reserved by Visa.

Qualifications & exceptions

• Only rights not expressly licensed in the Rules are reserved.

Not stated here

• The Rules do not list which other patents or rights apply, or which features and services they cover.

Content & IP Rights · Restriction or exception

Images of people or places on the Visa Site cannot be used without express permission

Images of people or places displayed on the Visa Site are either Visa's property or used with Visa's permission. You and other third parties are prohibited from using these images unless the Rules or another part of the Visa Site expressly permits it. The Rules warn that unauthorized use may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Supporting quotations

Images of people or places displayed on the Visa Site are either the property of, or used with permission by, Visa. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on the Visa Site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Qualifications & exceptions

• Permission may be given in the Rules or elsewhere on the Visa Site.

Not stated here

• The Rules do not say whether the personal, non-commercial download permission for site material counts as express permission for these images.

Cross-references

• contrast (model-proposed): Site material may be downloaded for personal, non-commercial use only — The download card allows personal, non-commercial downloading of site material unless otherwise indicated, while the images card prohibits use of images of people or places unless expressly permitted. The Rules do not say whether the download permission counts as express permission for those images.

Content & IP Rights · Restriction or exception

Visa Site trademarks are not licensed to you, and misuse is prohibited

Trademarks, logos and service marks displayed on the Visa Site, registered or unregistered, are trademarks of Visa and others. Visa states that the Three Bands Design and "It's Everywhere You Want To" are registered trademarks of Visa in the United States and other countries, and that trademark denotations on the site indicate federal registrations in the United States. Nothing on the site should be read as granting, by implication, estoppel or otherwise, any license or right to use a displayed trademark without the written permission of Visa or the third party that owns it. Misuse of any trademark, or any other content displayed on the site, is prohibited.

Supporting quotations

The trademarks, logos and service marks, whether registered or unregistered (collectively the "Trademarks") displayed on the Visa Site are Trademarks of Visa and others.

the Three Bands Design and It's Everywhere You Want To are registered Trademarks of Visa in the United States and other countries (trademark denotations on the Visa Site indicate federal registrations in the United States).

Nothing contained on the Visa Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Visa Site without the written permission of Visa or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the Visa Site is prohibited.

Qualifications & exceptions

• A license or right to use a mark exists only with written permission of Visa or the third-party owner.

Not stated here

• The quoted text names the mark as "It's Everywhere You Want To", which appears incomplete in the source; the Rules do not clarify what the full mark is.

Content & IP Rights · Company practice

Visa says it enforces its intellectual property rights through civil and criminal proceedings

Visa states that it "aggressively enforces" its intellectual property rights, including through civil and criminal proceedings. This is a statement of Visa's practice; the Rules do not describe any particular enforcement process.

Supporting quotations

Visa aggressively enforces its intellectual property rights, including via civil and criminal proceedings.

Content & IP Rights · Permission or license

Visa may use anything you send to the Visa Site for any purpose

Under the Submissions section, anything you send to the Visa Site may be used by Visa for any purpose, including reproduction, transmission, disclosure, publication, broadcast and posting. The paragraph just before it carves out your personal information, which the Rules say is addressed in the Privacy Policy, and says communications are treated as non-confidential unless the Privacy Policy states otherwise. This paragraph does not repeat that carve-out, and the Rules do not say how the two fit together.

Supporting quotations

Submissions

Apart from your personal information (which is addressed in the

Anything you send to the Visa Site may be used by Visa for any purpose including, but not limited to, reproduction, transmission, disclosure, publication, broadcast, and posting.

Qualifications & exceptions

• Personal information is addressed in the Privacy Policy rather than treated as non-confidential under the Rules.

Not stated here

• The Rules do not say whether this any-purpose use extends to your personal information, which the preceding paragraph sends to the Privacy Policy; that policy is not supplied here.

Cross-references

• qualified by (model-proposed): What you send to the Visa Site is treated as non-confidential and non-proprietary — The preceding paragraph carves personal information out to the Privacy Policy and makes the non-confidential treatment subject to what the Privacy Policy says; the any-purpose use paragraph does not repeat that carve-out.

Content & IP Rights · Permission or license

Submitting material to Visa.com irrevocably assigns your rights in it to Visa

By submitting material to Visa.com, you irrevocably transfer and assign to Visa, and forever waive and agree never to assert, any copyrights, "moral" rights or other rights you may have in that material.

Supporting quotations

By submitting material to Visa.com, you irrevocably transfer and assign to Visa, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material.

Not stated here

• The Rules do not say whether this assignment reaches personal information, which the Submissions section sends to the Privacy Policy.

Content & IP Rights · Permission or license

Visa may use ideas and know-how in what you send without obligation

Visa is free to use, without obligation of any kind, any ideas, concepts, techniques or know-how contained in any communication you send to the Visa Site, for any purpose whatsoever, including developing, manufacturing and marketing products and services. The wording says Visa owes you nothing for this use.

Supporting quotations

Visa is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the Visa Site for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products and services.