Digital Privacy and Cookies Policy

Legal Rights & Agreement Rules · Context

California Consumer Privacy Act notice and resident privacy rights

Wells Fargo provides additional privacy policies and notices including the California Consumer Privacy Act Notice (CCPA Notice), which details how Wells Fargo collects, uses, and discloses personal information regarding California residents and explains how California residents can exercise their statutory CCPA rights.

Supporting quotations

Certain additional Wells Fargo privacy-related policies and notices that may apply are posted on the Privacy, Cookies, Security, and Legal page, or provided to you at the point of collection, or at the time of obtaining a product or service, such as the Wells Fargo California Consumer Privacy Act Notice ("CCPA Notice"). The CCPA Notice explains how we collect, use, and disclose personal information about California residents and how California residents can exercise rights under the CCPA.

Qualifications & exceptions

• Applies to personal information about California residents.

Not stated here

• The full text of the referenced California Consumer Privacy Act Notice is outside this agreement and not supplied in this source.

Legal Rights & Agreement Rules · Context

Consumer, international, and fiduciary account privacy notices

Additional Wells Fargo policies and notices include the U.S. Consumer Privacy Notice (applying to U.S. customers and consumers), international privacy policies (applying outside the U.S.), and product-specific notices such as special rules of confidentiality for trust or fiduciary accounts where Wells Fargo acts as trustee or service provider (including employer-sponsored retirement accounts).

Supporting quotations

The additional policies and notices also include the Wells Fargo U.S. Consumer Privacy Notice (PDF) (which applies to U.S. customers and consumers as described in that notice) and various international privacy policies (which apply to information collected by us outside of the U.S. as described in those policies). You may also receive an additional privacy notice in connection with your use of a particular product or relationship with a specific business. For example, Trust or fiduciary accounts for which Wells Fargo is the trustee or service provider, including employer-sponsored retirement accounts, are protected under special rules of confidentiality, which are addressed in the applicable privacy notices.

Qualifications & exceptions

• Applies to U.S. consumers, international data collection outside the U.S., or specific fiduciary account relationships.

Not stated here

• The full text of the referenced U.S. Consumer Privacy Notice and international policies is outside this agreement and not supplied in this source.

Legal Rights & Agreement Rules · Restriction or exception

Third-party platform privacy policies govern external site presences

When users interact with Wells Fargo on third-party sites (such as social media pages or handles), the third party's privacy policy and terms of use govern that third party's collection, use, and disclosure of data rather than this policy, unless specifically stated otherwise.

Supporting quotations

Please note that where we have another type of presence on a site owned by a third party, such as a page or handle on a social media site, that third party’s privacy policy and terms of use will apply to the third party’s collection, use, and disclosure of data (rather than this Policy), unless specifically stated otherwise.

Qualifications & exceptions

• Applies to third-party presences such as social media pages or handles.
• Applies unless specifically stated otherwise.

Not stated here

• The terms and privacy policies of third-party platforms are outside this agreement and not supplied in this source.

Cross-references

• exception to (model-proposed): Scope of digital privacy policy across sites and third-party pages — Third-party platform privacy policies and terms govern data practices on external sites and social platforms as an exception to general digital policy scope.

Legal Rights & Agreement Rules · Permission or license

User consent to policy and data practices by using sites or ads

To the extent permitted by applicable law, using a Wells Fargo Site or interacting with a Wells Fargo advertisement, page, or account on a third-party site constitutes user consent to this policy, including consent to Wells Fargo's use and disclosure of information about the user as described in this policy.

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To the extent permitted by applicable law, by using a Site or interacting with a Wells Fargo advertisement or page or account on a third-party site, you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy.

Qualifications & exceptions

• Conditioned to the extent permitted by applicable law.

Cross-references

• qualified by (model-proposed): Policy update mechanism, effective date, and acceptance through continued use — Continued site usage constitutes acceptance of updated policy terms upon posting, qualifying the initial consent by use.

Legal Rights & Agreement Rules · Restriction or exception

No separate response to browser Do Not Track signals

Wells Fargo does not separately respond to or take action regarding browser-based Do Not Track header configurations, citing currently evolving industry standards.

Supporting quotations

Industry standards are currently evolving, and we may not separately respond to or take any action with respect to a "do not track" configuration set in your internet browser.

Qualifications & exceptions

• Based on evolving industry standards.

Cross-references

• contrast (model-proposed): Global Privacy Control signal honored for targeted advertising opt-out — Wells Fargo honors Global Privacy Control signals as an opt-out of sharing for targeted advertising, but does not respond to browser Do Not Track configurations.

Legal Rights & Agreement Rules · Procedure

Policy update mechanism, effective date, and acceptance through continued use

When Wells Fargo updates this policy, it publishes the revisions and updates the date of most recent update posted at the top of the policy. All policy updates take effect immediately upon posting on the Site. To the extent permitted by applicable law, continued use of the Site after revisions are posted constitutes user acceptance of the modified policy.

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If we make updates to this Policy, we will update the Policy with the changes and revise the "date of most recent update" posted at the top of this Policy. Any updates to the Policy become effective when we post the updates on the Site. To the extent permitted by applicable law, your use of the Site following the update to the Policy means that you accept the updated Policy.

Qualifications & exceptions

• Policy updates become effective upon posting on the Site.
• Acceptance via continued site use is conditioned to the extent permitted by applicable law.

Cross-references

• qualifies (model-proposed): User consent to policy and data practices by using sites or ads — Continued site usage constitutes acceptance of updated policy terms upon posting, qualifying the initial consent by use.