Using new or modified features accepts their governing terms
Wells Fargo may introduce new features, modify existing features or discontinue them. Accessing or using a new or modified feature constitutes agreement to the terms and conditions governing that feature.
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Supporting quotations
We may, from time to time, introduce new features to the Credit Close-Up® service. Similarly, we may modify or discontinue existing features. By accessing or using any new or modified features, you agree to be bound by the terms and conditions governing those features.
Qualifications & exceptions
Acceptance is tied to accessing or using a new or modified feature.
Account & Service Control · User right or choice
You can unenroll at any time through the service
Use the unenroll link within Credit Close-Up to terminate enrollment at any time. You agree to unenroll if you want new service-related consumer-report collection to stop or no longer want service communications. Privacy Policy affiliate-sharing limits alone do not terminate enrollment or revoke the service’s sharing consent. The dispute section survives termination.
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You may terminate your enrollment in the Credit Close-Up® service at any time by selecting the unenroll link within the Credit Close-Up® service. You agree that you will unenroll from the Credit Close-Up® service if you want us to stop obtaining new consumer report information about you in connection with the Credit Close-Up® service or if you no longer want to receive communications about the Credit Close-Up® service.
Please note, however, that limiting our sharing of information about you with our affiliates consistent with our Privacy Policy will not terminate your enrollment in the Credit Close-Up® service or revoke your consent to share the consumer report information we obtain about you in connection with the Credit Close-Up® service with our affiliates.
This section of this Addendum will survive termination of your enrollment in the Credit Close-Up® service.
Qualifications & exceptions
Unenrollment is the stated route to stop new report collection or service communications.
The dispute provisions continue after termination.
Not stated here
The clause does not promise deletion of existing report information.
The linked Privacy Policy text is not supplied, so its other sharing options are not analyzed here.
qualified by (model-proposed): The dispute section survives unenrollment — Unenrollment ends participation but does not end the dispute section, subject to its stated invalidity exception.
Wells Fargo may end or restrict enrollment without advance notice
Wells Fargo reserves the right to restrict, suspend or terminate your Credit Close-Up enrollment at any time, for any reason, without prior notice.
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Supporting quotations
We may restrict, suspend, or terminate your enrollment in the Credit Close-Up® service at any time and for any reason without prior notice.
Account & Service Control · Procedure
Agreeing to or using the service accepts both sets of terms
Agreeing to the addendum, or accessing or using Credit Close-Up, accepts both this addendum and the Online Access Agreement. Wells Fargo makes acceptance essential to providing the service and says you should terminate enrollment if the addendum becomes unacceptable.
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By agreeing to this Addendum, or by accessing or using the Credit Close-Up® service, you are agreeing to the terms and conditions of this Addendum and the OAA.
Your agreement to this Addendum is essential to our agreement to provide the Credit Close-Up® service to you. If this Addendum is unacceptable to you at any time, you should terminate your enrollment in the Credit Close-Up® service.
Account & Service Control · Restriction or exception
Enrollment requires an eligible adult Wells Fargo Online account holder
You must hold a Wells Fargo account, be enrolled in Wells Fargo Online, reside in the United States or a U.S. territory, and be at least 18. Scores go only to the account holder and only when available. Closed, charged-off or newly opened accounts, or inability to verify your identity, can make you ineligible to receive a score.
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To enroll in the Credit Close-Up® service, you must be a Wells Fargo account holder enrolled in Wells Fargo Online®, a resident of the United States (or a United States territory), and at least 18 years old.
FICO® Scores will be delivered only to the Wells Fargo account holder and only if a FICO® Score is available for the Wells Fargo account holder. In some circumstances, such as if your account is closed, charged-off, or recently-opened, or if we are unable to verify your identity, you may not be eligible to receive a FICO® Score through the Credit Close-Up® service.
Qualifications & exceptions
U.S. and U.S. territory residents, age 18 or older.
Score availability and identity verification also limit access.
Account & Service Control · User right or choice
You must end enrollment to stop new credit-report collection
To stop Wells Fargo obtaining new consumer-report information through Credit Close-Up, you must terminate enrollment. Merely limiting affiliate sharing under the Privacy Policy does not terminate the service or revoke its sharing consent. This statement concerns new collection; it does not promise deletion of previously obtained information.
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Supporting quotations
You must terminate your enrollment in the Credit Close-Up® service if you want us to stop obtaining new consumer report information about you in connection with the Credit Close-Up® service.
Qualifications & exceptions
Applies to new consumer-report information obtained through this service.
Not stated here
This passage does not specify deletion or later handling of information already obtained.
Cross-references
qualified by (model-proposed): You can unenroll at any time through the service — The service supplies an unenroll link as the method for terminating enrollment and stopping new service-related report collection.