Zelle Transfer Service Addendum

Wells Fargo · agreement dated September 15, 2026 · Official agreement

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Linking & Identification · Permission or license

Your identifiers can be linked to accounts across the Zelle network

You authorize each network institution to use associated emails, U.S. mobile numbers and tags to process and route transfers. If you receive an email or text transfer notice and authorize or accept completion, you also authorize all network institutions and Zelle to associate the identifier with you and your funding and receiving accounts.

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Supporting quotations

You authorize each Network Financial Institution to use the email addresses, U.S. mobile phone numbers, and/or Zelle® tags, that are associated with you to process and route Transfer Transactions to and from your Funding and Deposit Accounts.
In particular, if you:
receive notice of a Transfer Transaction via any email address or via text message at any mobile phone number, and
authorize or accept completion of the Transfer Transaction, then
you are also authorizing all Network Financial Institutions and Zelle® to associate that email address, mobile phone number, or Zelle® tag, with you and with your Funding and Deposit Accounts.

Qualifications & exceptions

  • The additional association authorization follows both receipt of notice and authorization or acceptance of completion.