Third-Party Bill Pay Processing and Processor-Drawn Paper Checks
Wells Fargo may utilize non-affiliated third parties adhering to strict security and privacy standards to process Bill Pay payments, and paper checks may be drawn on the processor rather than Wells Fargo Bank, N.A.
Details
Who
non-affiliated third parties acting on behalf of Wells Fargo
What it does
process Bill Pay payments and draw paper checks on third-party processor
Condition
adhere to strict security and privacy-protection standards
Supporting quotations
We may use non-affiliated third parties acting on our behalf to process Bill Pay payments. These third-party processors must adhere to Wells Fargo's strict security and privacy-protection standards. Paper checks processed by non-affiliated third parties may show that they were drawn on the third-party processor, rather than on Wells Fargo Bank, N.A.
Qualifications & exceptions
Processors must adhere to Wells Fargo security and privacy-protection standards
Paper checks may reflect the third-party processor as the drawee institution
Sharing & Disclosure · Restriction or exception
Third-Party eBills Privacy, Verification Delays, and Bank Non-Responsibility
Third-party eBills may omit full statement details and require providing data directly to third-party billers under their own privacy policies (taking up to 10 Business Days to activate); Wells Fargo disclaims all responsibility for late charges or delivery delays by third-party companies.
Details
What it covers
Third-party eBills
Condition
companies require information to verify identity under company privacy notices
Exception
Wells Fargo takes no responsibility for late charges or delayed delivery
Supporting quotations
Third-party eBills are electronic versions of paper bills made available from participating companies that may not contain the full statement details in them. eBills are updated automatically once the eBill is received from participating companies. If the company you are setting up for bill payment offers eBills, we will let you know that the eBill service is available and guide you through the enrollment process.
Companies may require you to provide certain information in order to verify your identity and validate your eligibility to receive an eBill. Wells Fargo does not control what criteria or information a company uses for their eBill setup. Please refer to the company's privacy notices or contact the company directly if you have concerns over the company's collection, use, and storage of your data. Once an eBill request is submitted, it may take up to ten (10) Business Days for a company to approve your eBill request. We will send you an email alert regarding the status of your eBill activation.
Since eBills are controlled by third-party companies, Wells Fargo takes no responsibility for any late charges or other adverse consequences if a company delays delivery or fails to deliver a complete or accurate eBill. If you do not receive an eBill or have questions about an eBill, please contact the company directly.
Qualifications & exceptions
Wells Fargo takes no responsibility for late charges or delayed/inaccurate third-party eBills
Sharing & Disclosure · Permission or license
Personal and Account Data Sharing for Instant Payments and Third-Party Privacy Disclaimer
Users authorize Wells Fargo to share their name, account number, and routing number with The Clearing House or other networks, which may further share data with payee banks and payees, with Wells Fargo disclaiming responsibility for third-party privacy or security practices.
Details
Who
User
What it does
authorize Wells Fargo to share personal information with The Clearing House or third party network
What it covers
name, Wells Fargo account number, and routing transit number
Exception
Wells Fargo is not responsible for third party privacy practices or security
Supporting quotations
When you send a payment using the Bill Pay instant payments service, you authorize Wells Fargo to share your personal information, including your name, Wells Fargo account number, and routing transit number, with The Clearing House, or another third party network, as applicable, for the Bill Pay instant payments service that you have requested. You also authorize The Clearing House, or another third party network, as applicable, to share that information with your payee's bank and agree that the information may potentially be shared with your payee. By participating in the Bill Pay instant payments service, you acknowledge that Wells Fargo is not responsible for a third party's privacy practices or level of security.
Qualifications & exceptions
Wells Fargo is not responsible for a third party's privacy practices or level of security
Sharing & Disclosure · Permission or license
Paze Personal and Card Data Sharing Consent with Early Warning Services
Users consent to Wells Fargo sharing eligible card numbers, expiration dates, SSN/TIN, birth date, contact details, statement address, and related personal information with Paze and Early Warning to enable the service and verify identity. Network token service providers tokenize card numbers for security.
Details
What it does
share card numbers, expiration dates, SSN/TIN, birth date, and contact details with Paze and Early Warning
What it does
tokenize eligible card numbers via network token service provider for security
What it does
use shared information to provide Paze service and verify identity
Supporting quotations
You agree that we may share with Paze and Early Warning your eligible credit and debit card numbers and expiration dates, and related personal information such as your name, social security number or tax identification number, date of birth, email address, mobile phone number, statement address, and other personal information needed to enable the Paze service.
A network token service provider will tokenize your eligible credit and debit card numbers for security purposes.
Paze and Early Warning will use your information to provide the service to you, including to help verify your identity.
Qualifications & exceptions
User consents to sharing card numbers, SSN/TIN, birth date, and contact details with Early Warning and token providers
Sharing & Disclosure · Permission or license
Paze Card Details Sharing with Online Merchants and Transaction Processing
When selecting a card to pay a participating online merchant, Paze and Early Warning transmit Card Details (name, address, phone, email, tokenized card number) to the merchant or its processing agent. Once payment is authorized with the merchant, Paze is not involved in processing transactions, which post directly to the Wells Fargo card account.
Details
What it does
share Card Details with participating online merchant or engagement partners
Condition
Paze is not involved in transaction processing once payment authorized with merchant
What it does
transactions reflected on eligible Wells Fargo card account selected for payment
Supporting quotations
When you select your eligible credit or debit card to pay a participating merchant online, you agree that Paze and Early Warning may share your name, statement address, phone number, email address, tokenized payment card information and other necessary personal information ("Card Details") with the merchant.
Paze will transmit the Card Details to the merchant or a third party the merchant engages, to enable processing of the transaction or to set up an online account with the merchant.
You understand that once you authorize the payment with the merchant, Paze is not involved in processing the transactions. The transactions will be reflected on your account for the eligible Wells Fargo credit or debit card you selected to make the payment.
Qualifications & exceptions
Paze transmits Card Details to merchants; once authorized, Paze is not involved in processing
Sharing & Disclosure · Permission or license
Wireless Carrier Information Disclosure Authorization for Identity and Fraud Prevention
Users authorize their wireless carrier to disclose account and wireless device details to Wells Fargo, Affiliates, and service providers for the duration of the relationship to assist in identity verification and fraud prevention.
Details
What it does
authorize wireless carrier to disclose account and device information to bank and service providers
Why
verify identity and prevent fraud for duration of business relationship
Supporting quotations
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Wells Fargo, its Affiliates, or our service providers for the duration of your business relationship, to help them identify you or your wireless device and to prevent fraud. See our Privacy Notices for how we treat your information.
Qualifications & exceptions
Authorizes wireless carrier to disclose account and device data for identity verification and fraud prevention
Not stated here
The text of the linked Privacy Notices is not supplied in this agreement
Sharing & Disclosure · Permission or license
Cross-Border International Personal Data Transfer Consent to the United States
Accessing the Service from outside the United States subjects the user to U.S. laws regarding personal data collection, storage, processing, and disclosure, and constitutes consent to the cross-border transfer of personal information to the United States.
Details
Condition
accessing service from outside U.S. subjects user to United States privacy laws
What it does
consent to cross-border transfer of personal information to the United States
Supporting quotations
If you access the Service from locations outside the United States, you may be subjecting yourself to United States law, which may differ from your local laws, including laws governing personal data collection, storage, deletion, processing, use, and disclosure. By using this service, you consent to the transfer of your personal information to the United States.
Qualifications & exceptions
Using service from outside U.S. constitutes consent to cross-border data transfer to United States