Minor Privacy Notice

Wells Fargo · agreement dated February 23, 2026 · Official agreement

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Wells Fargo Minor Privacy Notice

Effective: February 23, 2026

This Minor Privacy Notice ("Notice") is provided by Wells Fargo companies described below. These companies are referred in this Notice as “we” or “us.”

This Notice is intended to help Minors, including children, and, if applicable, their Parents/Legal Guardians understand how we collect, use, and share a Minor’s information in accordance with the Children's Online Privacy Protection Act ("COPPA") and other similar laws.

Minors, we have created this page to help you learn about privacy and explain how Wells Fargo collects and processes Personal Information that you provide to us and how we keep your information safe. Some words might be confusing so you may want to read it with an adult.

Parents/Legal Guardians, this page is our Notice for Minors under the age of 18 where we outline key information that can help you and your child understand how we protect their data. Please review this Notice with your Minor. We have included a specific Parent's Rights section which includes instructions on how you can exercise your rights under COPPA and other similar laws. This page, along with the additional Notices on our Privacy, Cookies, Security, and Legal webpage, is designed to help you understand how Wells Fargo manages privacy, and the rights you have as a Parent or Legal Guardian.

1. What is a Minor Privacy Notice?

This webpage is also known as our Minor Privacy Notice. Here we will explain important things Wells Fargo wants you to know when using our website or mobile app. Because laws sometimes change, we may need to update this page. The date at the top will show you when we make an update.

For some Minors, your Parent/Legal Guardian may be the owner of your account until you are old enough to have your own account. This means the Parent/Legal Guardian can check your activity and see how you spend your money. If you are emancipated or have reached the age of majority in your state, you are the owner of your account.

2. What terms will help me understand this Notice?

© 2026 Wells Fargo Bank, N.A. All rights reserved.

UPN Min2311 (Rev 02/232026)

3. How does Wells Fargo keep my information safe?

Keeping your information safe is very important to us. When we learn something about you, we must keep that information safe and follow rules. We take this seriously. We implement reasonable security measures, including encryption and access controls.

4. What kind of information does Wells Fargo collect?

Personal Information

"Personal Information" is information that

There may be times when we ask you for this information, for example when you contact us to help you with your account, need help logging into your account, or ask Wells Fargo to send you additional information.

We may collect the following categories of personal information directly from the Minor:

2 UPN Min2311 (Rev 02/23/2026)

Other Account Data

"Account Data" is information about how you use your account. This information can tell us the location of your mobile device, mobile phone number, credit or debit card number, transaction information, or other payment information. We collect this type of information when you make a purchase, use an ATM, or log into your account. We may also collect information that helps us understand how you use your account such as if you play educational games that teach you about saving money on our website.

If you have online access to your account, you'll see options to make it easier to use. Some options have extra rules you must follow to use them, so where applicable please have a Parent/Legal Guardian help set up your account. Any information our Services gather about you is to help make your account work correctly. Information that helps recognize you like facial recognition or fingerprint login is part of your device settings and not shared with Wells Fargo.

5. Why does Wells Fargo need information about me?

We collect your information so we can provide an account to you, keep it safe, and so you can look at your account on a website or mobile app. We use this information to do things like prove who you are, help you with your account, speak with you, and help us detect things that don't look right on your account. Wells Fargo does not sell your data.

6. What can Wells Fargo see when I visit their website or use their mobile app?

We may collect information and track your activities with online technology. A common type of tracking technology is known as a cookie. Cookies, and things like cookies, are small files you can't see. This file is created when you visit a website. Some cookies are needed so you can see the website and are only needed for a short time, like a bookmark to help you remember where you last stopped reading a book. Other cookies are like flags that stay with you until removed so we can remember things like places you like to spend your money. Sometime these flags include details about you such as your name or what state you live in. How long we keep the information collected from cookies depends on the type of cookie. You can talk to your Parent/Legal Guardian for help on this topic. We have more details in the Wells Fargo Digital Privacy and Cookies Policy.

7. How long does Wells Fargo keep my information?

Banks have rules and laws that tell us how long to keep data and when we can delete it. We delete your data when allowed to or if you or your Parent/Legal Guardian asks us, unless we are required by law to retain it.

8. Who does Wells Fargo share my information with?

We only share your Personal Information with people or companies that need to know your information for reasons specific to the Services provided. We will not share your Personal Information for any other reason.

We may share your personal information with the following categories of third parties:

9. What can my Parent/Legal Guardian see and do?

Unless you are an emancipated Minor or have reached the age of majority in your state, a Parent/Legal Guardian may be the owner/co-owner of your account. That means the Parent/Legal Guardian can see what you do with your account including how and when you use it. They can also see and get alerts when you buy something or use the ATM and may be able to control how much money you spend or where you spend it.

For children under 13, your Parent/Legal Guardian owns the account, so they decide how we contact you. This allows them to control any contact information like phone number or email address that we might use to communicate. You cannot change this information yourself until you are old enough to have your own account.

For Teens between the ages of 13-17, you have more options, but if a Parent/Legal Guardian is a co-owner, they can still see your activity. In some cases, laws allow your Parent/Legal Guardian to do more things like ask us not to contact you or ask for your information to be deleted.

10. Privacy Rights

Your privacy rights vary depending on how and where you interact with us. For more information, see the Contact Us section below.

Privacy Rights for Children Under 13 Years of Age

Parents and Legal Guardians, you have specific rights under COPPA (for Children under 13) listed below:

Privacy Rights for Minors 13-17 Years of Age

For teens or Parents/Legal Guardians of teens between the ages of 13-17, where applicable, you may have specific rights under similar laws including:

Only an account owner can update contact information.

11. Contact Us

How to Exercise Your Rights

Parents/Legal Guardians of children and teens, and teens themselves, may make a Request to Know, Delete, or Correct the personal information Wells Fargo has about them by:

For general privacy questions or concerns email us: PrivacyCenter@wellsfargo.com.