The saved notice displays 'February 2026' next to the top of the notice, after the 'Collecting and Using Information' introduction and before the facts table. No other revision date appears in the notice; the later California residents section cites January 1, 2020 only as the effective date of the CCPA. The saved page therefore presents itself as the February 2026 revision.
Details
When
February 2026 revision date shown on the saved page
Supporting quotations
February 2026
Qualifications & exceptions
The date is a standalone line in the notice's header area.
Not stated here
The registered document name says 'January 1, 2020', but the saved page does not show that date as its revision; whether an earlier version used it is not established here.
Legal Rights & Agreement Rules · Context
Notice ties sharing rights to federal law's partial opt-out
The notice explains that financial companies choose how they share personal information, that federal law gives consumers the right to limit some but not all sharing, and that federal law requires the company to explain how it collects, shares and protects personal information. It asks the reader to read the notice to understand what Stride does.
Details not recorded for this card
Supporting quotations
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Qualifications & exceptions
The right to limit is described as partial, not a general veto.
Legal Rights & Agreement Rules · User right or choice
Federal opt-out reaches only three listed sharing categories
Answering 'Why can't I limit all sharing?', the notice says federal law gives the reader the right to limit only: (1) sharing for affiliates' everyday business purposes about the reader's creditworthiness; (2) affiliates using the reader's information to market to them; and (3) sharing for nonaffiliates to market to them. The source splits the first item across two blocks ('information about' and 'your creditworthiness'). The notice does not extend the federal right to other sharing rows, such as everyday business purposes, Stride's own marketing, or joint marketing.
Details
Who
Federal law, as described by the notice
What it covers
affiliate everyday-business creditworthiness sharing, affiliate marketing, and nonaffiliate marketing
Supporting quotations
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes— information about
your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you.
Qualifications & exceptions
The list is introduced as the only categories federal law lets the reader limit.
Legal Rights & Agreement Rules · Context
State law or individual companies may add opt-out rights
Immediately after the federal list, the notice says state laws and individual companies may give additional rights to limit sharing, and directs the reader to the state-law section below.
Details not recorded for this card
Supporting quotations
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Qualifications & exceptions
The statement is forward-looking to the state-specific section, not a description of a uniform national right.
Legal Rights & Agreement Rules · Context
Stride Bank, N.A. is identified as the notice provider
The 'Who is providing this notice?' row answers 'Stride Bank, N.A.' The notice is issued in the bank's own name, not in the name of a program partner.
Details not recorded for this card
Supporting quotations
Who is providing this notice? Stride Bank, N.A.
Qualifications & exceptions
The notice's own scope excludes products and services offered through program partners.
Legal Rights & Agreement Rules · Restriction or exception
Vermont residents get additional restrictions on nonaffiliate sharing
For Vermont residents, the notice says Stride will not share with non-affiliates except for its own marketing purposes, its everyday business purposes, or with the resident's consent. This is an additional state-law restriction placed after the general definitions.
Details not recorded for this card
Supporting quotations
Vermont Residents:
In accordance with Vermont law, we will not share with non-affiliates except for our own marketing purposes, our everyday business purposes, or with your consent.
Qualifications & exceptions
Applies to Vermont residents only.
Legal Rights & Agreement Rules · User right or choice
California CCPA rights are described with a financial-institution carve-out
The California section says that, effective January 1, 2020, the CCPA lets California residents ask a covered business which categories and pieces of personal information it collects and how the information is used, request deletion of the information, and opt out of the sale of that information if applicable. It immediately adds that these CCPA provisions do not apply to personal information collected, processed, shared or disclosed by financial institutions pursuant to federal law. The notice does not state how the carve-out applies to particular Stride products or data.
Details not recorded for this card
Supporting quotations
California Residents:
Effective January 1, 2020, the California Consumer Privacy Act (CCPA) permits consumers who are California residents to (a) ask a covered business which categories and pieces of personal information it collects and how the information is used; (b) request deletion of the information; and (c) opt out of the sale of such information, if applicable. These provisions of the CCPA do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law.
Qualifications & exceptions
The rights are stated as CCPA rights for California residents.
The carve-out is limited to financial institutions acting pursuant to federal law.
Not stated here
The notice does not apply the carve-out to specific Stride products or explain which data falls outside it.
CCPA requests are limited to twice yearly with a 45-day response target
The notice says a consumer may make a verifiable request to know or delete personal information twice within a 12-month period. It endeavors to respond within 45 days and may extend that by up to 90 days with written reasons. Disclosures cover only the preceding 12-month period, and the response explains reasons it cannot comply. For right-to-know requests it provides data in a readily usable, transmittable format. It charges no fee unless the request is excessive, repetitive or manifestly unfounded; if a fee applies, it gives reasons and a cost estimate before completing. Consumers will not receive discriminatory treatment for exercising CCPA rights.
Details not recorded for this card
Supporting quotations
You may make a verifiable consumer request to know or delete personal information twice within a 12-month period. We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. Any disclosures we provide will only cover the preceding 12-month period. The response we provide will also explain the reasons we cannot comply with a request, if applicable.
For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.
Qualifications & exceptions
The 45-day period is described as an endeavor, with a possible extension to 90 days.
Nevada residents are given a consumer-protection contact
For Nevada, the notice says Nevada law requires Stride to provide contact information for the Bureau of Consumer Protection, Office of the Nevada Attorney General: 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 702-486-3132; email agInfo@ag.nv.gov. This section supplies contact details; it does not itself state a Nevada-specific sharing restriction.
Details not recorded for this card
Supporting quotations
Nevada Residents:
Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email:
agInfo@ag.nv.gov
Qualifications & exceptions
The contact is supplied because Nevada law requires it.
Not stated here
The notice does not state what request or remedy this Nevada contact handles.
Legal Rights & Agreement Rules · Context
Opening scope and introduction are repeated at the end of the page
Immediately before the printable links, the page repeats the opening scope paragraph verbatim, then repeats the 'Collecting and Using Information' heading and its section introduction verbatim. The repetition adds no new rule; it appears to be a page-layout copy of the opening text.
Details not recorded for this card
Supporting quotations
This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners. Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.
Collecting and Using Information
This section generally describes how Stride Bank collects and uses your personal information, and how Stride Bank may use your personal information. Personal information generally means information that identifies you or your device, and other information we associate with it.
Qualifications & exceptions
The repeated text matches the opening blocks.
Not stated here
Why the page repeats the text is not stated.
Legal Rights & Agreement Rules · Context
Page links printable Privacy Policy and Online Privacy Policy PDFs
The saved page ends with two download links: a printable 'Privacy Policy' PDF and a printable 'Online Privacy Policy' PDF. Neither PDF is included in the saved source, so their text, dates and any differences from this HTML page are not assessed here.
Details not recorded for this card
Supporting quotations
For a printable version, please download the Privacy Policy.