STRIDE BANK, N.A. PRIVACY POLICY

Sharing & Disclosure · Context

Notice covers Stride Bank offerings except program-partner products

This page describes itself as a summary of Stride Bank's information-sharing practices and of the reader's rights as a customer. Its stated subject is products and services offered by Stride Bank, but it expressly leaves out products and services that Stride Bank offers through its program partners. It also tells readers to review 'our Privacy Notice', which it says applies to U.S. customers and consumers as described in that notice. The page therefore does not assert that its own terms govern Stride Bank products delivered through program partners, and it does not define which products are program-partner products or set out the separate Privacy Notice's terms.

Supporting quotations

This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners. Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.

Qualifications & exceptions

• Stated coverage is products and services offered by Stride Bank.
• Products and services Stride Bank offers through its program partners are excluded from the coverage this page claims.
• The page describes itself as a summary and refers readers to a separate Privacy Notice for U.S. customers and consumers.

Not stated here

• Which Stride Bank products are offered through program partners, and whether any Affirm-issued account is one of them, is not stated on this page.
• The separate 'Privacy Notice' referred to is not part of the saved source, so its terms and any differences from this page are not assessed.
• The page links printable 'Privacy Policy' and 'Online Privacy Policy' PDFs that are not part of the saved source.

Sharing & Disclosure · Company practice

Everyday business, own marketing and joint marketing sharing cannot be limited

The sharing table lists three rows where Stride answers 'Yes' to sharing and 'No' to whether the reader can limit it: everyday business purposes (processing transactions, maintaining accounts, responding to court orders and legal investigations, reporting to credit bureaus); marketing to offer Stride's own products and services; and joint marketing with other financial companies. The notice's stated scope covers products and services offered by Stride Bank and excludes those it offers through program partners.

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Supporting quotations

This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners. Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Stride Bank, N.A. share? Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No

For our marketing purposes— to offer our products and services to you Yes No

For joint marketing with other financial companies Yes No

Qualifications & exceptions

• The third column answers 'No' for each of these rows.
• The scope exclusion for program-partner products appears in the notice's opening paragraph.

Not stated here

• The notice does not identify specific joint marketing partners in this table; it describes their categories later.

Cross-references

• defined by (model-proposed): Joint marketing uses formal agreements with financial companies — The definition of joint marketing supplies the meaning of the joint-marketing row that reports sharing without a customer limit.

Sharing & Disclosure · Company practice

Stride reports no affiliate or nonaffiliate marketing sharing

Four table rows answer 'No' to sharing and 'We don't share' to the limit question: affiliates' everyday business purposes involving transaction and experience information; affiliates' everyday business purposes involving creditworthiness; affiliates marketing to the reader; and nonaffiliates marketing to the reader. The definitions section later says Stride has no affiliates with which it shares personal information and does not share with non-affiliates so they can market to the reader.

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Supporting quotations

For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share

For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share

For affiliates to market to you No We don’t share

For nonaffiliates to market to you No We don’t share

Qualifications & exceptions

• The scope exclusion for program-partner products appears in the notice's opening paragraph.

Cross-references

• defined by (model-proposed): Affiliates are commonly owned companies; Stride says it has none it shares with — The definition of 'affiliates' supplies the meaning of the term used in the sharing-table rows that report no affiliate sharing.
• defined by (model-proposed): Nonaffiliates are unrelated companies; Stride says it does not share for their marketing — The definition of 'nonaffiliates' supplies the meaning of the term used in the row that reports no nonaffiliate marketing sharing.

Sharing & Disclosure · Context

Affiliates are commonly owned companies; Stride says it has none it shares with

The notice defines affiliates as companies related by common ownership or control, which can be financial or nonfinancial. It then says Stride Bank, N.A. has no affiliates with which it shares personal information. That statement is about sharing and does not say the bank has no corporate affiliates at all.

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Supporting quotations

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Stride Bank, N.A. has no affiliates with which it shares your personal information.

Qualifications & exceptions

• The no-sharing statement is limited to personal information shared with affiliates.

Cross-references

• defines (model-proposed): Stride reports no affiliate or nonaffiliate marketing sharing — The definition of 'affiliates' supplies the meaning of the term used in the sharing-table rows that report no affiliate sharing.

Sharing & Disclosure · Context

Nonaffiliates are unrelated companies; Stride says it does not share for their marketing

Nonaffiliates are defined as companies not related by common ownership or control, financial or nonfinancial. The notice says Stride does not share with non-affiliates so they can market to the reader. It does not say Stride never shares with nonaffiliates for other purposes.

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Supporting quotations

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Stride Bank, N.A. does not share with non-affiliates so they can market to you.

Qualifications & exceptions

• The no-sharing statement is limited to nonaffiliate marketing.

Cross-references

• defines (model-proposed): Stride reports no affiliate or nonaffiliate marketing sharing — The definition of 'nonaffiliates' supplies the meaning of the term used in the row that reports no nonaffiliate marketing sharing.

Sharing & Disclosure · Context

Joint marketing uses formal agreements with financial companies

Joint marketing is defined as a formal agreement between nonaffiliated financial companies that together market financial products or services to the reader. The notice says its joint marketing partners include companies that provide investment services and consumer finance companies.

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Supporting quotations

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include companies that provide investment services and consumer finance companies.

Qualifications & exceptions

• The partner description is a category description, not a named list.

Cross-references

• defines (model-proposed): Everyday business, own marketing and joint marketing sharing cannot be limited — The definition of joint marketing supplies the meaning of the joint-marketing row that reports sharing without a customer limit.