Stride Bank Privacy Policy (linked PDF)

Legal Rights & Agreement Rules · Procedure

Nevada: Required Consumer-Protection Contact Information

For Nevada residents, the notice provides the contact information Nevada law requires: the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 702-486-3132; email agInfo@ag.nv.gov.

Supporting quotations

Nevada Residents:

Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486- 3132; email: agInfo@ag.nv.gov

Qualifications & exceptions

• The notice presents this as contact information Nevada law requires it to provide, not as a Nevada opt-out procedure.
• The saved text places the "California Residents:" heading at the end of the Nevada paragraph; the California heading is anchored in the CCPA cards.

Not stated here

• No Nevada-specific opt-out right or procedure is described beyond this contact information.

Legal Rights & Agreement Rules · User right or choice

California: CCPA Rights to Know, Delete and Opt Out of Sale

The notice states that, effective January 1, 2020, the California Consumer Privacy Act permits consumers who are California residents to ask a covered business which categories and pieces of personal information it collects and how the information is used, to request deletion of the information, and to opt out of the sale of such information, if applicable.

Supporting quotations

California Residents:

Effective January 1, 2020, the California Consumer Privacy Act (CCPA) permits consumers who are California residents to (a) ask a covered business which categories and pieces of personal information it collects and how the information is used; (b) request deletion of the information; and (c) opt out of the sale of such information, if applicable.

Qualifications & exceptions

• The opt-out right is stated as applying "if applicable"; the notice does not say whether Stride sells personal information.
• The notice describes these as permissions the CCPA gives, not as a commitment that the CCPA applies to every Stride product.

Not stated here

• Whether the "if applicable" sale condition applies to Stride is not stated.

Legal Rights & Agreement Rules · Restriction or exception

California: CCPA Provisions Do Not Apply to Financial-Institution Information Under Federal Law

The notice states that these CCPA provisions do not apply to personal information collected, processed, shared or disclosed by financial institutions pursuant to federal law.

Supporting quotations

These provisions of the CCPA do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law. To contact us with questions about our compliance with the CCPA, call 1-800-229- 7497; or write to: Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448. California Residents may also submit their CCPA request online at https://stridebank.com/sft1172/ccpa-web-form.pdf or print and email their CCPA request to privacyrequests@stridebank.com. Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may make a verifiable consumer request to know or delete personal information twice within a 12-month period. We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. Any disclosures we provide will only cover the preceding 12-month period. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

Qualifications & exceptions

• This sentence qualifies the CCPA rights described immediately before it; the notice does not explain which Stride activities fall within the carve-out.
• The notice presents this as a legal limitation without citing a statute section.

Not stated here

• Which Stride information or activities the notice treats as within the financial-institution carve-out is not stated.

Legal Rights & Agreement Rules · Procedure

California: How to Submit a CCPA Request

The notice gives four ways to contact Stride about CCPA compliance or to submit a CCPA request: call 1-800-229-7497; write to Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448; submit the request online at the listed stridebank.com form; or print and email the request to privacyrequests@stridebank.com.

Supporting quotations

To contact us with questions about our compliance with the CCPA, call 1-800-229- 7497; or write to: Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448.

California Residents may also submit their CCPA request online at https://stridebank.com/sft1172/ccpa-web-form.pdf or print and email their CCPA request to privacyrequests@stridebank.com.

Qualifications & exceptions

• The online route points to a CCPA web form whose contents are not part of this saved source.
• The phone number appears in the saved text as "1-800-229- 7497", with a space after the hyphen.

Not stated here

• The linked CCPA web form’s contents are not supplied.

Legal Rights & Agreement Rules · Restriction or exception

California: Who May Make a Verifiable Request

The notice says only the consumer, or a person registered with the California Secretary of State whom the consumer authorizes to act on their behalf, may make a verifiable consumer request related to the consumer’s personal information. A consumer may also make a verifiable request on behalf of their minor child.

Supporting quotations

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.

You may also make a verifiable consumer request on behalf of your minor child.

Qualifications & exceptions

• The agent must be registered with the California Secretary of State and authorized by the consumer.
• The minor-child route is stated without an age limit or further conditions.

Not stated here

• The notice does not describe how authorization or registration is verified.

Legal Rights & Agreement Rules · Restriction or exception

California: Requests Limited to Twice in 12 Months

A California consumer may make a verifiable consumer request to know or delete personal information twice within a 12-month period.

Supporting quotations

You may make a verifiable consumer request to know or delete personal information twice within a 12-month period.

Qualifications & exceptions

• The limit is stated for requests to know or delete; the notice states no frequency for opt-out requests.

Legal Rights & Agreement Rules · Procedure

California: Response Within 45 Days, Extendable to 90

Stride says it endeavors to respond to a verifiable consumer request within 45 days of receipt. If it requires more time, up to 90 days, it will inform the consumer of the reason and extension period in writing. The response will also explain the reasons it cannot comply with a request, if applicable.

Supporting quotations

We endeavor to respond to a verifiable consumer request within 45 days of its receipt.

If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

The response we provide will also explain the reasons we cannot comply with a request, if applicable. For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

Qualifications & exceptions

• "Endeavor" is the notice’s word for the 45-day target; the 90-day extension is stated with a written explanation requirement.
• The reasons-for-noncompliance explanation is stated as part of the response, "if applicable".

Not stated here

• The notice does not state what happens if the 45-day target is missed without an extension notice.

Legal Rights & Agreement Rules · Procedure

California: Disclosures Cover the Preceding 12 Months

Any disclosures Stride provides in response to a request will only cover the preceding 12-month period.

Supporting quotations

Any disclosures we provide will only cover the preceding 12-month period.

Qualifications & exceptions

• "Only" limits the disclosure period; the notice does not describe older records.

Not stated here

• Whether older records are available by another route is not stated.

Legal Rights & Agreement Rules · Company commitment

California: Right-to-Know Format Must Be Usable and Transmittable

For right-to-know requests, Stride says it will select a format to provide the personal information that is readily usable and should allow the consumer to transmit the information from one entity to another without hindrance.

Supporting quotations

For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

Qualifications & exceptions

• The format choice belongs to Stride; the notice commits to a readily usable format rather than a specific file type.
• "Should allow" is the notice’s wording for the transmission expectation.

Not stated here

• The specific format or file type is not stated.

Legal Rights & Agreement Rules · Company commitment

California: No Fee Unless Request Is Excessive, Repetitive or Manifestly Unfounded

Stride does not charge a fee to process or respond to a verifiable consumer request unless the request is excessive, repetitive or manifestly unfounded. If it determines that a fee is warranted, it will tell the consumer why and provide a cost estimate before completing the request.

Supporting quotations

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.

If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Qualifications & exceptions

• The fee exception has three branches: excessive, repetitive or manifestly unfounded.
• The cost estimate is promised before the request is completed.

Not stated here

• The notice does not state the amount of any fee or how it is calculated.

Legal Rights & Agreement Rules · Company commitment

California: No Discriminatory Treatment for Exercising CCPA Rights

The notice states that consumers will not receive discriminatory treatment for exercising the privacy rights the CCPA confers.

Supporting quotations

Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

Qualifications & exceptions

• The statement covers exercise of "the privacy rights conferred by the CCPA"; it does not describe what would count as discriminatory treatment.

Not stated here

• The notice does not describe remedies or examples of discriminatory treatment.

Legal Rights & Agreement Rules · Context

Document Identity and Stated Version Date

The document is titled "Stride Bank, N.A. Privacy Policy" and its last-updated line reads "Last Updated February 2026". The saved buffer registers this text under a "January 1, 2020" version label; the only January 1, 2020 date in the text is the CCPA paragraph’s "Effective January 1, 2020". The notice does not state which date governs this version, and it announces no successor version.

Supporting quotations

Stride Bank, N.A. Privacy Policy

Last Updated February 2026

Qualifications & exceptions

• The title names Stride Bank, N.A.; other passages refer to "Stride Bank" and "Stride Bank, N.A." interchangeably.

Not stated here

• The notice does not explain the difference between its "Last Updated February 2026" line and the saved buffer’s "January 1, 2020" label.
• No effective-from date and no future successor version are stated for this notice.

Legal Rights & Agreement Rules · Restriction or exception

Scope Excludes Products Offered Through Program Partners

The notice summarizes Stride’s information-sharing practices and the customer’s rights for products and services offered by Stride Bank, but excludes products and services that Stride Bank offers through its program partners. It then directs readers to "our Privacy Notice", said to apply to U.S. customers and consumers as described in that notice.

Supporting quotations

This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners.

Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.

Qualifications & exceptions

• The exclusion is limited to "products and services that Stride Bank offers through its program partners"; the program partners are not named and the excluded offerings are not listed.
• The text calls itself "This notice" and then refers to "our Privacy Notice" without a link, title or URL; the source does not establish whether that is this document under another name or a separate document.

Not stated here

• Whether the Affirm product this source was collected for is a product Stride Bank offers through a program partner is not stated; the notice neither names Affirm nor describes Affirm’s role.
• If "our Privacy Notice" is a separate document, its text is not supplied in this source, so its terms cannot be described.

Legal Rights & Agreement Rules · Context

Federal Law Gives a Limited Right to Limit Sharing

The notice states that federal law gives consumers the right to limit some but not all sharing, and that federal law requires the company to explain how it collects, shares and protects personal information.

Supporting quotations

Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |

Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |

Qualifications & exceptions

• "Some but not all" does not identify here which sharing can be limited; the three limitable categories appear in the later "Why can’t I limit all sharing?" row.

Legal Rights & Agreement Rules · Restriction or exception

Federal Right to Limit Covers Only Three Sharing Types

The notice states that federal law gives the customer the right to limit only three things: sharing for affiliates’ everyday business purposes about creditworthiness, affiliates’ use of the customer’s information to market to them, and sharing for non-affiliates to market to them. State laws and individual companies may give additional rights, and the notice points to the state-law sections below. The sharing table reports "No" and "We don’t share" for each of these three sharing types, so on the notice’s own account there is no such sharing for the customer to limit.

Supporting quotations

Federal law gives you the right to limit only ◼ sharing for affiliates’ everyday businesspurposes— information about your creditworthiness ◼ affiliates from using your information to market to you ◼ sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |

Qualifications & exceptions

• The three-item list is introduced as what federal law lets the customer limit; it is not a statement that other sharing can be limited.
• The notice names no state law; it addresses Vermont, Nevada and California residents below.

Not stated here

• The additional rights state law may give are not described except in the Vermont, Nevada and California sections.

Legal Rights & Agreement Rules · Context

Affiliates Defined

The notice defines affiliates as companies related by common ownership or control, which can be financial and nonfinancial companies.

Supporting quotations

Companies related by common ownership or control. They can be financial and nonfinancial companies. ◼ Stride Bank, N.A. has no affiliates with which it shares your personal information. |

Qualifications & exceptions

• The definition is the notice’s own; it identifies no affiliate by name.

Not stated here

• No affiliate is named in this definition.

Legal Rights & Agreement Rules · Context

Nonaffiliates Defined

The notice defines nonaffiliates as companies not related by common ownership or control, which can be financial and nonfinancial companies.

Supporting quotations

Companies not related by common ownership or control. They can be financial and nonfinancial companies. ◼ Stride Bank, N.A. does not share with non-affiliates so they can market to you. |

Qualifications & exceptions

• The definition is the notice’s own; it identifies no nonaffiliate by name.

Legal Rights & Agreement Rules · Context

Joint Marketing Defined

The notice defines joint marketing as a formal agreement between nonaffiliated financial companies that together market financial products or services to the customer.

Supporting quotations

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ◼ Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Qualifications & exceptions

• The definition requires both a formal agreement and nonaffiliated financial companies.

Legal Rights & Agreement Rules · Procedure

Questions Contact Route

The notice directs questions to 1-800-229-7497 or www.stridebank.com.

Supporting quotations

If you have any questions, please call us at 1-800-229-7497 or go to www.stridebank.com.

Qualifications & exceptions

• This is the general question route; the California section gives separate CCPA contact methods.