Stride Bank Privacy Policy (linked PDF)

Sharing & Disclosure · Context

The Sharing Table Lists Reasons, Whether Stride Shares, and Whether You Can Limit

The notice explains that all financial companies need to share customers’ personal information to run their everyday business. Its table then lists the reasons financial companies can share, the reasons Stride Bank, N.A. chooses to share, and whether the customer can limit that sharing.

Supporting quotations

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing. |

we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing. |

Qualifications & exceptions

• "Need to share ... to run their everyday business" is the notice’s own framing of industry practice, not a statement about a particular account.

Sharing & Disclosure · Context

Sharing Table Columns and the Split Heading Text

The table has three columns: the reason for sharing, whether Stride Bank, N.A. shares, and whether the customer can limit that sharing. The saved text splits the two right-hand headings across lines — "Does Stride Bank, N.A." and "Can you limit this" continue in "Share? sharing?" — so they read as "Does Stride Bank, N.A. Share?" and "Can you limit this sharing?". Each row states its values in that column order.

Supporting quotations

Reasons we can share your personal information

Does Stride Bank, N.A.

Can you limit this

Share? sharing?

Qualifications & exceptions

• The split heading is an artifact of how the saved text extracts the table; the words are quoted unchanged.
• Row values are read in column order: reason, whether Stride shares, whether the customer can limit.

Sharing & Disclosure · Company practice

Everyday Business Sharing Cannot Be Limited

Stride shares personal information for its everyday business purposes — such as processing transactions, maintaining accounts, responding to court orders and legal investigations, or reporting to credit bureaus — and the customer cannot limit this sharing.

Supporting quotations

| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |

Qualifications & exceptions

• The activities follow "such as", so the list is illustrative.
• The row answers "Yes" to whether Stride shares and "No" to whether the customer can limit it.

Not stated here

• Which other activities Stride treats as everyday business purposes is not stated.

Sharing & Disclosure · Company practice

Stride’s Own Marketing Sharing Cannot Be Limited

Stride shares personal information for its marketing purposes, to offer its own products and services to the customer, and the customer cannot limit this sharing.

Supporting quotations

| For our marketing purposes— to offer our products and services to you | Yes | No |

Qualifications & exceptions

• The row answers "Yes" to whether Stride shares and "No" to whether the customer can limit it.

Sharing & Disclosure · Company practice

Joint Marketing With Other Financial Companies Cannot Be Limited

Stride shares personal information for joint marketing with other financial companies, and the customer cannot limit this sharing. The notice defines joint marketing as a formal agreement between nonaffiliated financial companies that together market financial products or services to the customer, and says its joint marketing partners include companies that provide investment services and consumer finance companies.

Supporting quotations

| For joint marketing with other financial companies | Yes | No |

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ◼ Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Qualifications & exceptions

• The row answers "Yes" to whether Stride shares and "No" to whether the customer can limit it.
• The definition and partner description come from the notice’s Definitions section; no partner is named.

Not stated here

• The individual joint marketing partners are not identified.

Sharing & Disclosure · Company practice

No Affiliate Sharing of Transaction and Experience Information

Stride answers "No" when asked whether it shares affiliates’ everyday business information about the customer’s transactions and experiences. The limit column reads "We don’t share", so on the notice’s own account there is no such sharing for the customer to limit.

Supporting quotations

| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don't share |

Qualifications & exceptions

• The two right-hand cells are "No" (whether Stride shares) and "We don't share" (whether the customer can limit it).
• The notice’s Definitions section states that Stride has no affiliates with which it shares personal information.

Sharing & Disclosure · Company practice

No Affiliate Sharing of Creditworthiness Information

Stride answers "No" when asked whether it shares affiliates’ everyday business information about the customer’s creditworthiness. The limit column reads "We don’t share". This is one of the three sharing types the notice elsewhere says federal law lets a customer limit.

Supporting quotations

| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |

Qualifications & exceptions

• The two right-hand cells are "No" (whether Stride shares) and "We don’t share" (whether the customer can limit it).
• The statement that this is one of the three federal limit categories comes from the row headed "Why can’t I limit all sharing?".

Sharing & Disclosure · Company practice

No Affiliate Marketing Sharing

Stride answers "No" when asked whether it shares personal information so its affiliates can market to the customer. The limit column reads "We don’t share", so on the notice’s own account there is no such sharing for the customer to limit.

Supporting quotations

| For our affiliates to market to you | No | We don't share |

Qualifications & exceptions

• "No" and "We don't share" fill the two right-hand cells of the row.

Sharing & Disclosure · Company practice

No Non-Affiliate Marketing Sharing

Stride answers "No" when asked whether it shares personal information so non-affiliates can market to the customer. The limit column reads "We don’t share". The Definitions section repeats that Stride does not share with non-affiliates so they can market to the customer.

Supporting quotations

| For non-affiliates to market to you | No | We don't share |

Qualifications & exceptions

• "No" and "We don't share" fill the two right-hand cells of the row.
• The Definitions section restates the same practice for nonaffiliates.

Sharing & Disclosure · Company practice

No Affiliates With Which Stride Shares Personal Information

The notice states that Stride Bank, N.A. has no affiliates with which it shares personal information. That is narrower than saying the bank has no affiliates: the statement concerns affiliates with which it shares.

Supporting quotations

Stride Bank, N.A. has no affiliates with which it shares your personal information. |

Qualifications & exceptions

• The sentence is "Stride Bank, N.A. has no affiliates with which it shares your personal information", not a statement that the bank has no affiliates at all.

Not stated here

• Whether Stride has affiliates with which it does not share personal information is not stated.

Sharing & Disclosure · Company practice

Joint Marketing Partner Types

The notice says its joint marketing partners include companies that provide investment services and consumer finance companies.

Supporting quotations

Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Qualifications & exceptions

• "Include" leaves the partner list open; no partner is named.

Not stated here

• The individual joint marketing partners are not identified.

Sharing & Disclosure · Restriction or exception

Vermont: Non-Affiliate Sharing Limited Except Three Purposes

For Vermont residents, the notice says Stride will not share personal information with non-affiliates except for its own marketing purposes, its everyday business purposes, or with the customer’s consent.

Supporting quotations

Vermont Residents:

In accordance with Vermont law, we will not share with non-affiliates except for our own marketing purposes, our everyday business purposes, or with your consent.

Qualifications & exceptions

• The exception has three branches: Stride’s own marketing purposes, Stride’s everyday business purposes, and the customer’s consent.
• The Vermont section is one of the state-law sections the notice points to when it says state laws may give additional rights.

Not stated here

• The notice does not state which Vermont legal requirement produces this exception or how Vermont residency is determined.