Stride Bank Privacy Notice

Affirm · agreement dated January 1, 2020 · Official agreement

Read the agreement

2 of 19 cards in Data Access & Collection

Data Access & Collection · Company practice

Personal information is defined broadly and types depend on the product

Personal information is defined generally as information that identifies the consumer or device, plus other information the bank associates with it. The types collected and shared depend on the product or service the consumer has; the notice gives as examples Social Security number, account balances and transaction history, account transactions and risk tolerance. The list is introduced by “can include,” so it is illustrative rather than exhaustive. The definition does not exclude any category of information by name.

Details
What it covers
information that identifies you or your device and information associated with it
Condition
depends on the product or service

Supporting quotations

Personal information generally means information that identifies you or your device, and other information we associate with it.
This section generally describes how Stride Bank collects and uses your personal information
The types of personal information we collect and share depend on the product or service you have with us.
This information can include: ◼ Social Security number ◼ account balances and transaction history ◼ account transactions and risk tolerance

Qualifications & exceptions

  • The data types depend on the product or service.
  • The listed types are examples (“can include”), not a complete inventory.
  • “Risk tolerance” is listed as a data type; the notice does not explain how it is derived or used.

Not stated here

  • The notice does not map the listed data types to specific products or state that every customer’s data includes all of them.
  • The notice does not define “risk tolerance” or say whether it is inferred.
Also annotated in the same passage (1)

Data Access & Collection · Company practice

Collection happens through account activity and other companies

The notice says the bank collects personal information when a consumer opens an account or deposits money, pays bills or gives contact information, or uses a credit or debit card. It also collects personal information from other companies. The consumer-activity examples are introduced by “for example” and are not exhaustive.

Details
Who
Stride Bank, N.A.
What it covers
personal information
What it does
collects when you open an account, deposit money, pay bills, give contact information, or use a credit or debit card
What it does
collects from other companies

Supporting quotations

We collect your personal information, for example, when you ◼ open an account or deposit money ◼ pay your bills or give us your contact information ◼ use your credit or debit card
We also collect your personal information from other companies.

Qualifications & exceptions

  • The activity examples are illustrative.
  • The other companies are not identified.

Not stated here

  • The notice does not identify the other companies, the data they supply, or whether the consumer is notified.
  • The notice does not state whether information is collected through cookies or website tracking in this document.