Stride Bank Privacy Notice

Sharing & Disclosure · Context

Sharing table lists reasons and whether sharing can be limited

The table is introduced as listing three things: the reasons financial companies can share customers’ personal information, the reasons Stride Bank, N.A. chooses to share, and whether the consumer can limit that sharing. Its columns are the reason, whether the bank shares, and whether the consumer can limit. In the supplied text the share-column heading is split: “Does Stride Bank, N.A.” appears before “Can you limit this sharing?” and “Share?” appears after the first data row. The row values remain readable as reason/share/limit, but the extraction does not preserve the original header layout.

Supporting quotations

In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Stride Bank, N.A.

Can you limit this sharing?

Share?

Qualifications & exceptions

• The table separates reasons financial companies generally may share from the reasons this bank says it chooses to share.
• The share-column heading is split across the text “Does Stride Bank, N.A.” and “Share?”.

Not stated here

• The supplied extraction does not preserve the original table layout, so the exact placement of “Share?” is inferred from the row values rather than from a retained table structure.
• The notice does not explain why some limit answers say “No” and others say “We don’t share.”

Sharing & Disclosure · Company practice

Bank shares for everyday business and its own marketing; no limit

Stride Bank says it shares personal information for its everyday business purposes and for its own marketing to offer its products and services. The everyday-business examples are processing transactions, maintaining accounts, responding to court orders and legal investigations, and reporting to credit bureaus. For both rows the notice answers “Yes” to sharing and “No” to whether the consumer can limit it. The examples are introduced by “such as” and are not a complete list of everyday business purposes.

Supporting quotations

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No

For our marketing purposes— to offer our products and services to you | Yes | No

Qualifications & exceptions

• “Yes” means the bank shares; “No” means the consumer cannot limit that sharing.
• Everyday-business examples are illustrative.
• Applies to the bank’s own everyday business and marketing, not to joint marketing or affiliate/nonaffiliate marketing.

Not stated here

• The notice does not identify the recipients, service providers or marketing channels used.
• The notice does not state whether “sharing” here includes disclosures to affiliates or only to third parties.

Sharing & Disclosure · Company practice

No joint marketing of bank products

Joint marketing is defined as a formal agreement between nonaffiliated financial companies that together market financial products or services to the consumer. The bank says it does not jointly market bank products with other financial companies, and the table answers “No” to sharing for joint marketing. The no-joint-marketing statement is limited to bank products even though the definition covers financial products or services more broadly.

Supporting quotations

For joint marketing with other financial companies | No | No

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

We do not jointly market bank products with other financial companies.

Qualifications & exceptions

• The commitment names “bank products”; the definition covers financial products or services generally.
• The table’s limit answer for this row is “No.”

Not stated here

• The notice does not state whether the bank jointly markets any non-bank products.
• The notice does not name any joint-marketing partner.

Sharing & Disclosure · Company practice

No affiliate sharing for affiliate business or marketing

The notice says Stride Bank does not share with affiliates for the affiliates’ everyday business purposes, whether the information is transaction and experience data or creditworthiness data, and does not share for affiliates to market to the consumer. Affiliates are defined as companies related by common ownership or control, financial or nonfinancial. The bank adds that it has no affiliates with which it shares personal information. For these rows the limit column says “We don’t share,” so the limit question does not arise.

Supporting quotations

For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don't share

For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share

For our affiliates to market to you | No | We don't share

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Stride Bank, N.A. has no affiliates with which it shares your personal information.

Qualifications & exceptions

• Affiliates are defined by common ownership or control.
• The bank states it has no affiliates with which it shares personal information.
• These statements cover affiliate sharing, not sharing with nonaffiliates for other purposes.

Not stated here

• The notice does not name any affiliate or state whether the bank has affiliates with which it does not share.
• The notice does not explain how “common ownership or control” is applied.

Sharing & Disclosure · Company practice

No nonaffiliate marketing; other nonaffiliate sharing is not excluded

The notice says Stride Bank does not share personal information with nonaffiliates so that they can market to the consumer. Nonaffiliates are defined as companies not related by common ownership or control, financial or nonfinancial. The commitment is limited to marketing: the notice does not say the bank never shares with nonaffiliates for other purposes, and the everyday-business row separately lists reporting to credit bureaus as an example without characterizing the recipient.

Supporting quotations

For non-affiliates to market to you | No | We don't share

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Stride Bank, N.A. does not share with non-affiliates so they can market to you.

Qualifications & exceptions

• The statement is about nonaffiliate marketing, not all nonaffiliate sharing.
• Nonaffiliates may be financial or nonfinancial companies.

Not stated here

• The notice does not list nonaffiliates that receive information for everyday business purposes or state whether any such sharing occurs.
• The notice does not state whether nonaffiliates are service providers or independent recipients.

Sharing & Disclosure · Restriction or exception

Vermont residents: nonaffiliate sharing limited to three exceptions

For Vermont residents, the notice says the bank will not share with nonaffiliates except for the bank’s own marketing purposes, its everyday business purposes, or with the consumer’s consent. This state-specific statement addresses nonaffiliate sharing generally, while the national table addresses nonaffiliate marketing and does not state a general nonaffiliate-sharing rule.

Supporting quotations

Vermont Residents:

In accordance with Vermont law, we will not share with non-affiliates except for our own marketing purposes, our everyday business purposes, or with your consent.

Qualifications & exceptions

• Applies to Vermont residents.
• The exceptions are the bank’s own marketing, the bank’s everyday business purposes, and consent.
• The text uses “non-affiliates” here and “nonaffiliates” elsewhere for the same defined group.

Not stated here

• The notice does not describe how Vermont consent is obtained or recorded.
• The notice does not state whether the Vermont exceptions also apply to affiliates.