The Bank may disclose Card Account information in seven listed situations
The Bank may disclose information to third parties about the Card, Card Account or the transactions made with the Card: (1) where necessary to complete transactions, including the fact that the cardholder has a relationship with the Bank; (2) to verify the existence and condition of the Card to a third party such as a merchant; (3) to comply with government agency, court order or other legal reporting requirements; (4) with the cardholder's written permission; (5) to the Bank's and its employees, auditors, affiliates, service providers or attorneys as needed; (6) to collect funds the cardholder may owe; and (7) as otherwise provided in the Bank's Privacy Notice.
Details
Who
The Bank
What it does
May disclose Card, Card Account and transaction information in seven listed situations
Condition
Additional terms in the Bank's Privacy Notice, which is linked but not supplied
Supporting quotations
The Bank may disclose information to third parties about your Card, Card Account or the transactions you make using your Card: (1) where it is necessary for completing transactions, including the fact that you have a relationship with the Bank; (2) in order to verify the existence and condition of your Card for a third party, such as a merchant; (3) in order to comply with government agency, court order, or other legal reporting requirements; (4) if you give the Bank your written permission; (5) to our and the Bank's employees, auditors, affiliates, service providers, or attorneys as needed; (6) in order to collect funds you may owe us; and (7) as otherwise provided in the Bank's Privacy Notice.
Qualifications & exceptions
The list contains seven situations and uses "may," not a promise to disclose in every case.
Disclosure for transactions includes the fact of the cardholder's relationship with the Bank.
The Bank's Privacy Notice supplies additional disclosure terms.
Written permission is required for the fourth category.
Not stated here
The Bank's Privacy Notice is linked but not supplied in this saved source, so its additional disclosure terms are not analyzed here.
Sharing & Disclosure · Permission or license
The Bank may contact the cardholder by text or other electronic means and receive mobile-usage information
The cardholder agrees that the Bank and its service providers may communicate about the Card, Card Account and related services by SMS, MMS, text message or other electronic means to the cardholder's mobile device, and that certain information about the cardholder's use of the mobile services may be communicated to the Bank.
Details
What it does
Communicate about the Card, Card Account and related services by text or other electronic means
What it covers
Certain mobile-usage information may be communicated to the Bank
Supporting quotations
You agree that we and our service providers may communicate with you regarding your Card, Card Account, and related services by SMS, MMS, text message ("Text Messages") or other electronic means to your mobile device and that certain information about your usage of the mobile services may be communicated to us.
Qualifications & exceptions
Communication may use SMS, MMS, text message or other electronic means.
It concerns the Card, Card Account and related services.
Certain mobile-usage information may be communicated to the Bank.
Not stated here
The agreement does not describe the specific usage information or its retention here.
Sharing & Disclosure · Permission or license
The cardholder consents to autodialed, prerecorded and text communications and call recording
Notwithstanding any current or prior election to opt in or opt out of telemarketing calls, emails or Text Messages, the cardholder expressly consents to be contacted by the Bank, its agents, representatives, affiliates or anyone calling on its behalf for any and all purposes arising out of or relating to the Card Account or Card at any telephone number or physical or electronic address provided with information or questions about the Card or Card Account. The cardholder agrees the Bank may contact the cardholder in any way, including Text Messages and telephone calls using prerecorded messages or artificial voice, and calls and messages delivered using an automatic telephone dialing system or automatic texting system. Automated messages may play when the telephone is answered, whether by the cardholder or someone else. An agent or representative may leave a message on an answering machine, voice mail or by Text Message. The cardholder certifies, warrants and represents that the provided telephone numbers are the cardholder's contact numbers and that the cardholder is permitted to receive calls at each. The cardholder agrees to promptly alert the Bank when stopping use of or changing a telephone number, email address or mailing address. The cardholder also agrees the Bank may contact by email at any address provided or later provided, subject to the right to unsubscribe from such emails. The Bank may listen to and/or record phone calls between the cardholder and its representatives without notice as permitted by applicable law, for example for quality monitoring.
Details
What it does
Contact the cardholder by autodialer, prerecorded or artificial voice, text message or email
Condition
Any telephone number or address provided with Card information or questions
Condition
Cardholder represents the numbers are theirs and may receive calls
What it does
Listen to and record calls without notice as permitted by law
Supporting quotations
Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls, e-mails or Text Messages from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your Card Account or Card at any telephone number, or physical or electronic address you provide with information or questions about your Card or Card Account.
You agree we may contact you in any way, including Text Messages and telephone calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system.
You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us.
We may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.
Qualifications & exceptions
The consent applies notwithstanding any current or prior telemarketing opt-in or opt-out.
It covers any telephone number or physical or electronic address provided with information or questions about the Card or Card Account.
Contact may use prerecorded or artificial voice, autodialers, automatic texting and text messages.
The cardholder represents that the provided numbers are the cardholder's and that the cardholder may receive calls there.
Email contact is subject to the right to unsubscribe.
Call monitoring and recording may occur without notice as permitted by law.
Not stated here
The agreement does not state the retention period for recorded calls.