Individual agreement applies to personal use; business use falls under a separate Business agreement
This page hosts two Coinbase agreements. The Individual User Agreement applies if you use Coinbase as an individual, including buying, selling or trading crypto for yourself. If you are an authorized representative of a company using Coinbase for commercial, business purposes, your activities fall under the separate Coinbase Business User Agreement instead. Coinbase points to a quick-guide help page for unsure users. Only the Individual agreement is the subject of this analysis; the Business agreement text is not part of the saved source.
Supporting quotations
If you're using Coinbase as an individual — including buying, selling, or trading crypto for yourself — the Individual User Agreement applies. If you are an authorized representative of a company which is using Coinbase for commercial, business purposes your activities are subject to our Coinbase Business User Agreement.
Still unsure? Read our [quick guide](https://help.coinbase.com/en/coinbase/other-topics/legal-policies/user-agreements-ind-bus) to help you determine which agreement fits your situation.
Qualifications & exceptions
Applies to individuals; business purposes route to the Business User Agreement.
Not stated here
The quick-guide help page is linked but its text was not supplied.
Account & Service Control · Context
Digital Asset and Supported Digital Asset definitions; supported assets and services vary by jurisdiction
A Digital Asset is any digital representation of value built on a cryptographic protocol of a computer network, including virtual currency or commodities. A Supported Digital Asset is only a Digital Asset listed as available to trade or custody in your Digital Asset Wallet. Services and supported assets may vary by jurisdiction, so what you can hold or trade depends on what is listed for you.
Supporting quotations
“Digital Asset” means any digital asset (including a virtual currency or virtual commodity) which is a digital representation of value based on (or built on top of) a cryptographic protocol of a computer network.
"Supported Digital Asset" means only those particular Digital Assets listed as available to trade or custody in your Digital Asset Wallet (as defined below). Services and supported assets may vary by jurisdiction.
Qualifications & exceptions
Supported means listed as available to trade or custody in your own Digital Asset Wallet, and may differ by jurisdiction.
Account & Service Control · Context
Asset Transformation and Coinbase Supported Migration defined
An Asset Transformation is a protocol upgrading or otherwise changing a Digital Asset to a different version, such as v1 to v2. A Coinbase Supported Migration is when Coinbase facilitates transferring your Supported Digital Assets to the newer version in connection with an Asset Transformation. Later sections say Coinbase decides whether to offer a migration.
Supporting quotations
“Asset Transformation” means the process by which a protocol may upgrade or otherwise change a Digital Asset to a different version (e.g., from v1 to v2 of a Digital Asset). “Coinbase Supported Migration” refers to when Coinbase facilitates the transfer of your Supported Digital Assets to a newer version in connection with an Asset Transformation.
Account & Service Control · Restriction or exception
You must be at least 18 and live in the United States; some features depend on your location
To use Coinbase Services you must be at least 18 years old and reside in the United States. Some features may or may not be available depending on your location and other criteria.
Supporting quotations
To be eligible to use the Coinbase Services, you must be at least 18 years old, and reside in the United States.
There are certain features which may or may not be available to you depending on your location and other criteria.
Account & Service Control · Restriction or exception
You must register and verify an account, use it only for yourself, and are responsible for all activity under it
You need a Coinbase account to use the Services and must complete verification procedures before you can use them. By registering or using the account you represent that you will use it only for yourself and not on behalf of any third party, unless Coinbase gave prior written approval. You are fully responsible for all activity under the account.
Supporting quotations
You must register for a Coinbase account to use the Coinbase Services
You will need to complete certain verification procedures before you are permitted to use the Coinbase Services.
you will use your Coinbase Account only for yourself, and not on behalf of any third party, unless you have obtained prior written approval from Coinbase
You are fully responsible for all activity that occurs under your Coinbase Account.
Qualifications & exceptions
The only stated exception to personal-only use is Coinbase's prior written approval.
Account & Service Control · Permission or license
Coinbase may, in its sole discretion, refuse, suspend or terminate accounts, transfers or trading
Coinbase may in its sole discretion refuse to open an account, suspend or terminate any account, suspend or terminate sending of Digital Assets from your account, or suspend or terminate trading in your account. The clause points to Section 6 for more, where Section 6.10 lets Coinbase suspend, restrict or terminate for any reason at its sole discretion, with a 90-day window to transfer assets out in most cases.
Supporting quotations
We may, in our sole discretion, refuse to open a Coinbase Account, suspend or terminate any Coinbase Account, suspend or terminate the sending of Digital Assets from your account, or suspend or terminate the trading of Digital Assets in your account.
Please see Section 6 below for more information.
Coinbase may suspend, restrict, or terminate your access to any or all of the Coinbase Services, and/or deactivate or cancel your Coinbase Account(s), with immediate effect for any reason at its sole discretion and is under no obligation to disclose the details of its decision to take such action with you.
You will be permitted to transfer Supported Digital Assets or funds associated with your hosted Digital Asset Wallet(s) and/or your USD Wallet(s) for ninety (90) days after Account deactivation or cancellation unless such transfer is otherwise prohibited (i) under applicable law, including but not limited to applicable sanctions programs; or (ii) by a facially valid subpoena or court order.
Qualifications & exceptions
Section 6.10 gives a 90-day post-deactivation transfer window, unless prohibited by applicable law (including sanctions programs) or a facially valid subpoena or court order.
Account & Service Control · Restriction or exception
You confirm the information you give is accurate and agree to keep it updated
You confirm that the information you provide to Coinbase is accurate and authentic and agree to keep Coinbase updated if it changes.
Supporting quotations
you confirm that the information is accurate and authentic
You agree to keep us updated if any of the information you provide changes.
Account & Service Control · Company practice
Coinbase provides hosted Digital Asset and USD wallets to qualifying users; other products carry additional rules
As part of your account, Coinbase provides qualifying users hosted Digital Asset wallets that hold Supported Digital Assets and a hosted USD Wallet for holding US dollars. You may also elect other products such as Coinbase Vault or Coinbase Wallet (an unhosted wallet service), which may have additional rules. Unless noted, Digital Asset Wallet includes Coinbase Vault.
Supporting quotations
Coinbase will provide qualifying users: (i) hosted Digital Asset wallet(s), each of which is an account for holding Supported Digital Assets (“Digital Asset Wallet”), and (ii) a hosted US Dollars ("USD") wallet, which is an account for holding USD (a “USD Wallet“).
You may also elect to use other products and services, such as the Coinbase vault (“Coinbase Vault”), or Coinbase Wallet (an unhosted wallet service); additional rules associated with such product(s) and services(s) may apply.
Unless otherwise noted, all references to Digital Asset Wallet include Coinbase Vault.
Qualifications & exceptions
Wallets are provided to 'qualifying users', not all users.
Not stated here
What makes a user qualifying is not defined here.
Account & Service Control · Restriction or exception
Wallet is for Supported Digital Assets only; Coinbase may end support for an asset and is not liable for others
Your wallet is intended solely for Supported Digital Assets as designated on the site; you should not try to store, send, request or receive other assets. Coinbase takes no responsibility for attempts to use the wallet with unsupported assets and is not liable for an unsupported asset sent to a wallet associated with your account. Coinbase may in its sole discretion end support for any asset. If you do not sell or send an asset off platform before support ends, Coinbase may, in its discretion, remove it from your wallet and credit your Digital Asset Wallet or USD Wallet the equivalent market value of a Supported Digital Asset or fiat currency, minus transaction costs.
Supporting quotations
Your Digital Asset Wallet is intended solely for proper use of Supported Digital Assets
Coinbase assumes no responsibility in connection with any attempt to use your Digital Asset Wallet with Digital Assets that we do not support. You acknowledge and agree that Coinbase is not liable for any unsupported Digital Asset that is sent to a wallet associated with your Coinbase Account.
Coinbase may in its sole discretion terminate support for any particular Digital Asset.
If you do not sell or send such Digital Asset off platform before Coinbase terminates its support for such Digital Asset, then Coinbase may, in its discretion, remove such Digital Asset from your Digital Asset Wallet and credit your Digital Asset Wallet or USD Wallet the equivalent market value of a Supported Digital Asset or fiat currency minus transaction costs.
Qualifications & exceptions
Removal and credit after support ends is at Coinbase's discretion, and the credit is net of transaction costs.
Account & Service Control · Restriction or exception
Staking, governance and smart contract functions are excluded unless announced; attempts lose the item
Unless specifically announced on the site or provided for elsewhere in the Agreement, Supported Digital Assets exclude other protocols or functionality that supplement or interact with them, such as metacoins, colored coins, side chains, derivative or forked tokens, staking, protocol governance and smart contract functionality. Coinbase tells you not to use the account for such transactions because the site is not configured to detect, secure or process them. Attempted transactions in such items result in loss of the item, and Coinbase has no liability for losses related to supplemental protocols. Later sections do provide for staking and voting for some assets.
Supporting quotations
Unless otherwise specifically announced on the Coinbase Site or as set forth in this Agreement, Supported Digital Assets excludes all other protocols and/or functionality which supplement or interact with the Supported Digital Asset. This exclusion includes but is not limited to: metacoins, colored coins, side chains, or other derivative, enhanced, or forked protocols, tokens, or coins or other functionality, such as staking, protocol governance, and/or any smart contract functionality, which may supplement or interact with a Supported Digital Asset.
Do not use your Coinbase Account to attempt to receive, request, send, store, or engage in any other type of transaction or functionality involving any such protocol as the Coinbase Site is not configured to detect, secure, or process these transactions and functionality.
Any attempted transactions in such items will result in loss of the item.
Coinbase has no liability for any losses related to supplemental protocols.
Qualifications & exceptions
Exclusion applies unless specifically announced on the site or otherwise provided in the Agreement; staking and voting are addressed in later sections.
Account & Service Control · Permission or license
Coinbase may hold your assets across blockchains and shared addresses and treat all forms as fungible
Coinbase may hold Supported Digital Assets in your wallets in many ways, including across multiple blockchain protocols such as layer two networks, alternative layer one networks or side chains. It may move assets off the primary blockchain and hold them on shared blockchain addresses it controls on other protocols. You agree that all forms of the same Digital Asset held across multiple protocols may be treated as fungible and equivalent, whether or not a form is wrapped and regardless of which blockchain protocol stores it.
Supporting quotations
Coinbase may hold Supported Digital Assets in your Digital Asset Wallets in a variety of different ways, including across multiple blockchain protocols, such as layer two networks, alternative layer one networks, or side chains.
Coinbase may transfer such Digital Assets off of the primary blockchain protocol and hold such Digital Assets on shared blockchain addresses, controlled by Coinbase, on alternative blockchain protocols in forms compatible with such protocols.
all forms of the same Digital Asset that are held and made available across multiple blockchain protocols may be treated as fungible and the equivalent of each other, without regard to (a) whether any form of such Digital Asset is wrapped or (b) the blockchain protocol on which any form of such Digital Asset is stored.
Account & Service Control · Permission or license
Coinbase may choose to run a Supported Migration for held assets, and you instruct it to do so in its sole judgment
Coinbase may at its own discretion conduct a Coinbase Supported Migration of a Supported Digital Asset that has undergone or will undergo an Asset Transformation, on behalf of customers holding it at the time. In Section 2.7.1 you instruct Coinbase to carry out Supported Migrations involving Supported Digital Assets you may hold, at the time and in the manner Coinbase solely determines appropriate. Coinbase has no responsibility to support new forks or operating changes or to assist with unsupported currencies.
Supporting quotations
Coinbase may, at its own discretion, choose to conduct a Coinbase Supported Migration of a Supported Digital Asset that has been or will be subject to an Asset Transformation on behalf of customers who, at the relevant time period, hold the Supported Digital Asset.
You hereby instruct Coinbase to effectuate Coinbase Supported Migrations involving Supported Digital Assets you may hold, on your behalf, at such time and in such manner as Coinbase solely determines it is appropriate to do so.
we have no responsibility to assist you with unsupported currencies, including any Digital Asset subject to an Asset Transformation, or protocols,
Account & Service Control · Company commitment
Supported Digital Assets are held in custody for you; title stays with you but you bear the risk of loss
Supported Digital Assets in your wallet are custodial assets held by Coinbase for your benefit. Title stays with you and does not transfer to Coinbase, and the assets are held for customers, are not Coinbase property, and are not subject to claims of Coinbase's creditors. Coinbase does not treat them as its own and they are not to be loaned to it. As owner you bear all risk of loss and Coinbase has no liability for fluctuations or loss. One exception: title may transfer to a third party under the Secured USDC terms of the Coinbase One Card in Appendix 4.
Supporting quotations
All Supported Digital Assets held in your Digital Asset Wallet are custodial assets held by Coinbase for your benefit
Title to Supported Digital Assets shall at all times remain with you and shall not transfer to Coinbase.
title to Supported Digital Assets may be transferred to a third party pursuant to the Secured USDC terms of the Coinbase One Card in Appendix 4.
All interests in Digital Assets we hold for Digital Asset Wallets are held for customers, are not property of Coinbase, and are not subject to claims of Coinbase’s creditors.
you shall bear all risk of loss of such Supported Digital Assets. Coinbase shall have no liability for Supported Digital Asset fluctuations or loss.
Qualifications & exceptions
Title can transfer to a third party under the Secured USDC terms of the Coinbase One Card.
Account & Service Control · Company commitment
Coinbase will not sell, loan or pledge your assets except as required by law, as you instruct, or for Secured USDC
Coinbase may not grant a security interest in Supported Digital Assets held in your wallet and will not sell, transfer, loan, hypothecate or otherwise alienate them. Three exceptions apply: (i) as required by law, including in response to an order or claim of garnishment, levy, lien or security interests; (ii) as you instruct, and only where permitted by law; and (iii) if applicable, Secured USDC under the Coinbase One Card with Security Deposit Cardholder Agreement. You consent to those permitted transfers.
Supporting quotations
None of the Supported Digital Assets in your Digital Asset Wallet are the property of, or shall or may be loaned to, Coinbase
Coinbase may not grant a security interest in the Supported Digital Assets held in your Digital Asset Wallet.
Coinbase will not sell, transfer, loan, hypothecate, or otherwise alienate Supported Digital Assets in your Digital Asset Wallet, except: (i) as required by law, including in response to an order or claim of garnishment, levy, lien, or security interests; (ii) as instructed by you (and, when so instructed by you, only where permitted by law); or (iii) if applicable, Secured USDC (defined below), pursuant to the terms of the Coinbase One Card with Security Deposit Cardholder Agreement (defined below) in Appendix 4.
You consent to all such permitted transfers.
Qualifications & exceptions
The Secured USDC exception applies only if applicable; terms are in the Coinbase One Card agreement referenced in Appendix 4.
Not stated here
The Coinbase One Card with Security Deposit Cardholder Agreement is separate; its text was not supplied except as summarized in Appendix 4.
Account & Service Control · User right or choice
You control and may withdraw your assets, subject to limits; Coinbase holds the keys; Secured USDC is locked
You control the Digital Assets in your wallet. At any time, subject to outages, downtime, protocol requirements, blockchain processing time, restrictions on Secured USDC and other applicable agreements or policies, you may withdraw Supported Digital Assets by instructing Coinbase to debit your wallet and send them to another blockchain address. While you hold assets with Coinbase, Coinbase keeps control of the electronic private keys for the blockchain addresses it operates, including those holding your assets. If you designate USDC as Secured USDC, you may not withdraw or transfer it, and Coinbase may follow solely the secured party's instructions and entitlement orders without your consent and regardless of any conflicting instruction from you.
Supporting quotations
You control the Digital Assets held in your Digital Asset Wallet.
At any time, subject to outages, downtime, protocol requirements, time to conduct blockchain operations to fulfill your request, restrictions on Secured USDC, and other applicable agreements or policies, you may withdraw your Supported Digital Assets by instructing Coinbase to debit the applicable Supported Digital Asset from your Digital Asset Wallet and transfer the Digital Assets to a different blockchain address.
Coinbase shall retain control over electronic private keys associated with blockchain addresses operated by Coinbase, including the blockchain addresses used to hold the Supported Digital Assets credited to your Digital Asset Wallet.
To the extent you designate any USDC in your Digital Asset Wallet as Secured USDC, you agree that you will be restricted from any withdrawals or transfers of such Secured USDC and that, pursuant to the related Coinbase One Card with Security Deposit Cardholder Agreement, Coinbase may comply solely with the instructions and the entitlement orders of the party designated as the secured party for such Secured USDC without further consent from you, without any regard to any inconsistent or conflicting instructions or entitlement orders given to Coinbase by you.
Qualifications & exceptions
Withdrawal is subject to outages, protocol requirements, blockchain operation time, Secured USDC restrictions and other agreements or policies.
Secured USDC withdrawals are restricted and the secured party's instructions control.
Not stated here
The Coinbase One Card with Security Deposit Cardholder Agreement that governs the secured party's rights was not supplied.
Account & Service Control · Company practice
Coinbase may hold customer assets in shared addresses and need not segregate yours on-chain
To custody assets more securely and effectively, Coinbase may use shared blockchain addresses it controls to hold Supported Digital Assets for customers and/or for Coinbase itself. It keeps separate ledgers for user accounts and for its own accounts, but has no obligation to create a segregated blockchain address for your assets.
Supporting quotations
Coinbase may use shared blockchain addresses, controlled by Coinbase, to hold Supported Digital Assets for Digital Asset Wallets on behalf of customers and/or held on behalf of Coinbase.
Although we maintain separate ledgers for users’ Coinbase Accounts and Coinbase accounts held by Coinbase for its own benefit,
Coinbase shall have no obligation to create a segregated blockchain address for your Supported Digital Assets.
Qualifications & exceptions
Separate internal ledgers are kept, but on-chain segregation by customer is not promised.
Account & Service Control · Company practice
Voting on protocol governance depends on Coinbase support; Coinbase may vote for you in some cases
For some Digital Assets, stakers can vote on protocol governance. Coinbase may or may not support voting for an asset and may stop supporting it at any time in its discretion. It will follow your instruction to vote to the extent it or an affiliate supports voting for that asset. Where Coinbase or the protocol does not support delegated voting, Coinbase may vote on your behalf, and in those cases will vote with the protocol's recommendation.
Supporting quotations
Coinbase may or may not support voting for such assets, and may cease supporting voting at any time in its discretion.
Coinbase will comply with your instruction to vote your Supported Digital Assets to the extent Coinbase or its affiliate supports voting for such Supported Digital Assets.
In certain cases, Coinbase may vote on your behalf where Coinbase or the applicable protocol does not support delegated voting; in those instances, Coinbase will vote with the protocol’s recommendation.
Qualifications & exceptions
Following your voting instruction depends on Coinbase or an affiliate supporting voting for that asset.
Account & Service Control · User right or choice
Coinbase Vault lets you add approvers to withdrawals; title stays with you
You may choose to hold Supported Digital Assets in Coinbase Vault, which lets you set conditions on transferring them, including adding third-party Approvers to approve withdrawals. Title to assets in the Vault stays with you at all times, and Approvers have no ownership interest in them.
Supporting quotations
You may elect to hold Supported Digital Assets in Coinbase Vault.
Coinbase Vault allows you to create conditions around transfer of your Supported Digital Assets, which may include adding third-parties to approve withdrawals (“Approvers”).
title to Supported Digital Assets in the Coinbase Vault shall at all times remain with you, and Approvers shall have no ownership interest in such Supported Digital Assets.
Account & Service Control · Company commitment
You can view wallet balances and transaction history on the site, excluding spread
You can see your USD Wallet and Digital Asset Wallet balances and your transaction history on the site. History shows the amount and currency, a reference to payer or payee, any fees charged (excluding any spread or margin over the prevailing market rate on Coinbase's trading platform), the exchange rate and converted amounts where applicable, and the date.
Supporting quotations
You will be able to see your USD Wallet and Digital Asset Wallet balances using the Coinbase Site.
(iii) any fees charged (excluding any spread, or margin, over the prevailing market rate on Coinbase’s trading platform)
Qualifications & exceptions
Spread or margin over the prevailing market rate is not itemized as a fee in the history.
Account & Service Control · Procedure
A Digital Asset Transfer moves assets to or from third parties or other wallets; test with a small amount first
Your Digital Asset Wallet lets you send Supported Digital Assets to, and request, receive and store them from, third parties through the site. A transfer between your other Digital Asset wallets, including wallets off the site, and to and from third parties is a Digital Asset Transfer. Coinbase recommends sending a small test amount before a significant one.
Supporting quotations
Your Digital Asset Wallet enables you to send Supported Digital Assets to, and request, receive, and store Supported Digital Assets from, third parties
Your transfer of Supported Digital Assets between your other Digital Asset wallets (including wallets off the Coinbase Site) and to and from third parties is a “Digital Asset Transfer”.
We recommend customers send a small amount of Supported Digital Assets as a test before sending a significant amount of Supported Digital Assets.
Account & Service Control · Company practice
A transfer is not complete while pending, and pending assets are unavailable to you
After a Digital Asset Transfer is submitted to a network it is unconfirmed and pending for a time sufficient for network confirmation. A transfer is not complete while pending. Pending transfers from your account show a pending status and those assets are not available to you for use on the site or elsewhere while pending.
Supporting quotations
A Digital Asset Transfer is not complete while it is in a pending state.
Pending Digital Asset Transfers that are initiated from a Coinbase Account will reflect a pending transaction status and are not available to you for use on the Coinbase Site or otherwise while the transaction is pending.
Account & Service Control · Restriction or exception
The sender of an inbound transfer is solely responsible for sending a Supported Digital Asset that matches the address
When you or a third party send Digital Assets to a Coinbase wallet from an external wallet, the person initiating the transaction is solely responsible for executing it properly, including making sure the asset is a Supported Digital Asset matching the wallet address and any required Destination Tag or Memo. By initiating an Inbound Transfer you attest that it is a Supported Digital Asset matching the address. Examples: selecting an Ethereum address means attesting you send only Ethereum, not Bitcoin or Ethereum Classic, and a Bitcoin address means only Bitcoin, not Bitcoin Cash or Ethereum.
Supporting quotations
the person initiating the transaction is solely responsible for executing the transaction properly, which includes ensuring that the Digital Asset being sent is a Supported Digital Asset that conforms to the particular wallet address to which funds are directed, including any required Destination Tag/Memo.
By initiating an Inbound Transfer, you attest that you are transacting in a Supported Digital Asset that conforms to the particular wallet address to which funds are directed.
If you select an Ethereum wallet address to receive funds, you attest that you are initiating an Inbound Transfer of Ethereum alone, and not any other Digital Asset such as Bitcoin or Ethereum Classic.
If you select a Bitcoin wallet address to receive funds, you attest that you are initiating an Inbound Transfer of Bitcoin alone, and not any other Digital Asset such as Bitcoin Cash or Ethereum.
Account & Service Control · Procedure
Sending to an email address invites the recipient to open an account; unclaimed transfers return after 30 days
You can start a Digital Asset Transfer to a Coinbase customer by entering their email address. If the recipient has no Coinbase account, Coinbase invites them to open one. If they do not open an account within thirty days, Coinbase returns the Supported Digital Asset to your wallet.
Supporting quotations
4.5. Transfers to a Recipient Email Address. Coinbase allows you to initiate a Digital Asset Transfer to a Coinbase customer by designating that customer’s email address. If you initiate a Digital Asset Transfer to an email address, and the recipient does not have an existing Coinbase Account, we will invite the recipient to open a Coinbase Account. If the recipient does not open a Coinbase Account within thirty (30) days, we will return the relevant Supported Digital Asset to your Digital Asset Wallet.
Account & Service Control · Restriction or exception
You stay responsible for, and indemnify Coinbase against, third parties you let access your account
To the extent Coinbase permits it, if you give a third party express permission to access or connect to your account, you remain responsible under the Agreement. You are fully responsible for all acts or omissions of any third party with access to your account, agree not to hold Coinbase responsible, and will indemnify Coinbase for any liability arising from them. You can change or remove those permissions at any time through the Account Settings page.
Supporting quotations
If, to the extent permitted by Coinbase from time to time, you grant express permission to a third party to access or connect to your Coinbase Account(s), either through the third party's product or service or through the Coinbase Site,
does not relieve you of any of your responsibilities under this Agreement
You are fully responsible for all acts or omissions of any third party with access to your Coinbase Account(s).
you will not hold Coinbase responsible for, and will indemnify Coinbase from, any liability arising out of or related to any act or omission of any third party with access to your Coinbase Account(s).
You may change or remove permissions granted by you to third parties with respect to your Coinbase Account(s) at any time through the tabs on the Account Settings page on the Coinbase Site.
Qualifications & exceptions
Third-party access is allowed only to the extent Coinbase permits from time to time.
Account & Service Control · User right or choice
You may nominate Trusted Contacts to verify your identity, and you are responsible for choosing them
You may nominate two or more Trusted Contacts to verify your identity when you take certain actions, such as account recovery. You are responsible for choosing individuals you know personally and trust, for being able to reach them when needed, and for keeping the list up to date. Actions taken by your Trusted Contacts may result in unauthorized access to your account and loss or theft of assets.
Supporting quotations
you may choose to nominate two or more trusted contacts (“Trusted Contacts”) to verify your identity when you take certain actions on your account, such as account recovery.
You are responsible for ensuring that any Trusted Contacts you appoint are individuals that you know personally and trust, that you are able to contact them if and when you need to take certain actions, and that you keep your designated Trusted Contacts up to date.
actions taken by your Trusted Contacts may result in unauthorized access to your Coinbase Account
Account & Service Control · Company practice
On evidence of death Coinbase freezes the account; a designated fiduciary must open a new account to access it
If Coinbase receives legal documentation of your death, or information leading it to believe you have died, it freezes your account and no transactions can complete until your designated fiduciary opens a new account and the whole account is moved there, or Coinbase receives proof satisfactory to it that you have not died. You authorize Coinbase to make inquiries, directly or through third parties, to find out whether you have died. After satisfactory proof of death, your fiduciary must open a new account to access the contents. If you have not designated a fiduciary, Coinbase may treat any person entitled to inherit your account as fiduciary, based on documents it deems necessary such as a will, trust or small estate affidavit, or may require a court order designating one. If it is uncertain whether a designation is valid, it may require a court order first.
Supporting quotations
if we receive legal documentation confirming your death or other information leading us to believe you have died, we will freeze your Coinbase Account and during this time, no transactions may be completed until: (i) your designated fiduciary has opened a new Coinbase Account, as further described below, and the entirety of your Coinbase Account has been transferred to such new account; or (ii) we have received proof in a form satisfactory to us that you have not died.
you authorize us to make inquiries, whether directly or through third parties, that we consider necessary to ascertain whether you have died.
your designated fiduciary will be required to open a new Coinbase Account in order to gain access
If you have not designated a fiduciary, then we reserve the right to (i) treat as your fiduciary any person entitled to inherit your Coinbase Account, as determined by us upon receipt and review of the documentation we, in our sole discretion, deem necessary or appropriate, including (but not limited to) a will, a living trust or a small estate affidavit; or (ii) require an order designating a fiduciary from a court having competent jurisdiction over your estate.
In the event we determine, in our sole discretion, that there is uncertainty regarding the validity of the fiduciary designation, we reserve the right to require an order resolving such issue from a court of competent jurisdiction before taking any action relating to your Coinbase Account.
Qualifications & exceptions
Proof must be in a form satisfactory to Coinbase, which has sole discretion on documentation and on doubts about a designation.
Account & Service Control · Permission or license
Coinbase may suspend, restrict or terminate access at any time for any reason, without explanation
Coinbase may suspend, restrict or terminate your access to any or all Services, and deactivate or cancel your accounts, with immediate effect for any reason at its sole discretion, without disclosing details. Its decision may rest on confidential criteria essential to its risk management and security protocols, which it need not disclose. After deactivation or cancellation you can still transfer Supported Digital Assets or funds out of your hosted wallets for ninety days, unless prohibited by applicable law (including sanctions programs) or a facially valid subpoena or court order.
Supporting quotations
Coinbase may suspend, restrict, or terminate your access to any or all of the Coinbase Services, and/or deactivate or cancel your Coinbase Account(s), with immediate effect for any reason at its sole discretion and is under no obligation to disclose the details of its decision to take such action with you.
may be based on confidential criteria that are essential to Coinbase's risk management and security protocols
You will be permitted to transfer Supported Digital Assets or funds associated with your hosted Digital Asset Wallet(s) and/or your USD Wallet(s) for ninety (90) days after Account deactivation or cancellation
unless such transfer is otherwise prohibited (i) under applicable law, including but not limited to applicable sanctions programs; or (ii) by a facially valid subpoena or court order.
Qualifications & exceptions
The 90-day transfer window does not apply where transfers are prohibited by law, sanctions programs, or a facially valid subpoena or court order.
Account & Service Control · User right or choice
You may close your account for free at any time, but must pay amounts owed; pending transactions may be cancelled
You can close your account at any time through the account closing page. There is no charge for closing, though you must pay any outstanding amounts owed to Coinbase, and you authorize Coinbase to cancel or suspend any pending transactions at the time of closure.
Supporting quotations
You may close your Coinbase Account(s) at any time by visiting
You will not be charged for closing your Coinbase Account(s), although you will be required to pay any outstanding amounts owed to Coinbase.
You authorize us to cancel or suspend any pending transactions at the time of account closure.
Account & Service Control · Permission or license
Coinbase may discontinue or change products and move you to a similar one, with notice only where required or applicable
Coinbase may discontinue or change any product, service or feature at any time in its sole discretion. You agree it may transfer you to a reasonably similar product or service, to the extent one exists. It will give prior notice of material changes, discontinuation or transfer only to the extent required or applicable.
Supporting quotations
Coinbase may discontinue or change any product, service, or feature, in its sole discretion, at any time.
You agree that we may transfer you to a product or service that is reasonably similar to the discontinued or changed product or service, to the extent such product or service exists.
We will provide you with prior notice of material changes, discontinuation, or the transfer related to a product, service, or feature, to the extent required or applicable.
Qualifications & exceptions
Prior notice is promised only 'to the extent required or applicable'.
Account & Service Control · Restriction or exception
US customers must provide basic details, certify they are 18+, accept the agreements and verify identity
All U.S. customers who want to use the Services must set up an account by giving their name, valid email address, a password and state of residence; certifying they are 18 or older; accepting the User Agreement and Privacy Policy; and verifying identity by submitting the information listed in the next card.
Supporting quotations
All U.S. customers who wish to use Coinbase Services are required to establish a Coinbase Account by:
Providing your name and valid email address, a password and your state of residence;
Certifying that you are 18 years or older;
Accepting User Agreement and Privacy Policy; and
Verifying your identity by submitting the following information:
Account & Service Control · Permission or license
Coinbase may require more information or a waiting period beyond the minimum steps; limits shown on your Limits page
Despite these minimum verification procedures, Coinbase may require you to provide or verify more information, or to wait some time after a transaction, before allowing you to use any Services or to transact beyond certain volume limits. You can see the volume limits for your verification level on your account's Limits page.
Supporting quotations
Notwithstanding these minimum verification procedures for the referenced Coinbase Services, Coinbase may require you to provide or verify additional information, or to wait some amount of time after completion of a transaction, before permitting you to use any Coinbase Services and/or before permitting you to engage in transactions beyond certain volume limits.
You may determine the volume limits associated with your level of identity verification by visiting your account's [Limits](https://www.coinbase.com/verifications) page.
Account & Service Control · Restriction or exception
Electronic communications require an Internet-connected device, plus the items listed in the next card
To access and retain electronic communications you need certain computer hardware and software. The first listed item is a device with an Internet connection; the browser, email address and storage requirements follow.
Supporting quotations
In order to access and retain electronic Communications, you will need the following computer hardware and software:
A device with an Internet connection;
Account & Service Control · Restriction or exception
You also need a current encrypted browser with cookies, a valid email address, and storage or a printer
The remaining requirements for electronic communications are a current web browser with 128-bit encryption and cookies enabled (examples given include Internet Explorer 9.0 and above, Firefox 3.6 and above, Chrome 31.0 and above, or Safari 7.0 and above), a valid primary email address on file with Coinbase, and enough storage space to save past communications or a printer to print them.
Supporting quotations
A current web browser that includes 128-bit encryption (e.g. Internet Explorer version 9.0 and above, Firefox version 3.6 and above, Chrome version 31.0 and above, or Safari 7.0 and above) with cookies enabled;
A valid email address (your primary email address on file with Coinbase); and
Sufficient storage space to save past Communications or an installed printer to print them.
Account & Service Control · Context
Appendix 4 covers optional Additional Services for eligible users; if you do not use them it does not apply
Coinbase may make the listed Additional Services available to users who meet certain eligibility criteria. Each service's provisions apply in addition to the rest of the Agreement. If you do not use any Additional Service, Appendix 4 does not apply to you.
Supporting quotations
In addition to the Services described in the Agreement, the following services ("Additional Services") may be made available by Coinbase to Users that fulfill certain eligibility criteria. The provisions for each Additional Service herein apply to your use of such Additional Service, in addition to the other applicable provisions of the Agreement. If you do not use any Additional Services, then this Appendix does not apply to you.
Qualifications & exceptions
Eligibility criteria are service-specific and set by Coinbase.
Account & Service Control · Company commitment
Card transaction details are in the Coinbase Card portal
You can find details of your Card Transactions in the Coinbase Card portal of the Coinbase Site.
Supporting quotations
1.14. Information Regarding Card Transactions. You may find details regarding Card Transactions that you have executed in the Coinbase Card portal of the Coinbase Site (“Coinbase Card Portal”).
Account & Service Control · User right or choice
Staking is optional, you can unstake any time, and custody and title rules still apply
Staking services may be available for some or all of your Supported Digital Assets. You are not required to stake with Coinbase and can request to unstake at any time. If you stake, Coinbase performs blockchain operations on your assets. The instruction to stake does not affect ownership in any way, and the custody and title provisions of Section 2.7 apply whether or not an asset is staked.
Supporting quotations
Staking services may be available for some or all of your Supported Digital Assets.
YOU ARE NOT REQUIRED TO STAKE WITH COINBASE AND YOU CAN REQUEST TO UNSTAKE AT ANY TIME.
This instruction to stake your digital assets does not affect the ownership of your digital assets in any way.
the provisions for Digital Asset Custody and Title described in Section 2.7 above apply whether or not a digital asset is staked
Qualifications & exceptions
Unstaking is subject to protocol lockups and processing time (Section 1.4 of the staking terms).
Account & Service Control · Restriction or exception
Staking requires meeting eligibility requirements that may change
Users who want to stake through Coinbase must meet eligibility requirements set out on a linked page. Those requirements are subject to change.
Supporting quotations
1.6. Eligibility. Users who wish to stake through Coinbase must meet certain eligibility requirements, as set forth [here](https://help.coinbase.com/en/coinbase/trading-and-funding/coinbase-earn/rewards#what-are-the-eligibility-requirements-for-rewards?). These requirements are subject to change.
Not stated here
The linked eligibility requirements were not supplied.
Account & Service Control · Restriction or exception
No outside access to your Trading Account except employees or agents; you answer for all orders and API use
You may not sell, lease, furnish or otherwise give access to your Trading Account to any other entity or to anyone who is not your employee or agent. You accept full responsibility for your employees' or agents' use of Advanced Trading, including through API keys or applications you authorize, and for all orders, trades and instructions entered, including identifiers, permissions, passwords and security codes tied to your account.
Supporting quotations
You may not sell, lease, furnish, or otherwise permit or provide access to your Trading Account to any other entity or to any individual that is not your employee or agent.
You accept full responsibility for your employees' or agents' use of Advanced Trading, whether such use is directly through Coinbase or by other means, such as those facilitated through API keys, and/or applications which you may authorize.
you are responsible for any and all orders, trades, and other instructions entered into Advanced Trading
Account & Service Control · Permission or license
The Dapp Wallet is an optional wallet with a digital asset browser, links to DEXs and decentralized apps
You may choose to use Coinbase's dapp wallet, which lets you store Digital Assets, access a digital asset browser and link to decentralized exchanges and other decentralized applications, view addresses and information on Digital Asset networks and broadcast transactions, participate in retail DEX trades and related activity, and use further functionality Coinbase may add.
Supporting quotations
Dapp Wallet. You may elect to use our dapp wallet (“Dapp Wallet”). Our Dapp Wallet allows you to access a digital asset browser and link to decentralized exchanges (“DEXs”) and other decentralized applications (together, “Dapp(s)”). The Dapp Wallet enables users to (i) store Digital Assets; (ii) access a digital asset browser and link to Dapps; (iii) view addresses and information that are part of Digital Asset networks and broadcast transactions; (iv) participate in retail DEX trades and associated DEX activity, and (iv) additional functionality as we may add from time to time.
Account & Service Control · Restriction or exception
You own and control Dapp Wallet assets and bear the risk of loss
You own and control the Digital Assets in your Dapp Wallet and bear all risk of loss. Coinbase has no liability for fluctuations or loss associated with your use of the Dapp Wallet. You may withdraw by sending assets to another blockchain address at any time, subject to outages, downtime and other applicable policies.
Supporting quotations
1.1. Ownership and Control. You own and control Digital Assets held in your Dapp Wallet. As the owner of Digital Assets in your Dapp Wallet, you shall bear all risk of loss of such Digital Assets. Coinbase shall have no liability for Digital Asset fluctuations or loss associated with your use of a Dapp Wallet. At any time, subject to outages, downtime, and other applicable policies, you may withdraw your Digital Assets by sending it to a different blockchain address.
Qualifications & exceptions
Withdrawal is subject to outages, downtime and other applicable policies.
Account & Service Control · Restriction or exception
The Dapp Wallet supports only listed assets; Coinbase is not liable for unsupported assets and may end support
A linked page lists the Dapp Supported Assets. The Dapp Wallet is for proper use of those assets only, and you should not try to store, send, request or receive other assets. Coinbase takes no responsibility for attempts to use it with unsupported assets and is not liable for an unsupported asset sent to a Dapp Wallet address. Coinbase may end support for any asset in its sole discretion, and services and supported assets vary by jurisdiction.
Supporting quotations
Your Dapp Wallet is intended solely for proper use of Dapp Supported Assets.
Coinbase assumes no responsibility in connection with any attempt to use your Dapp Wallet with Digital Assets that we do not support.
Coinbase may in its sole discretion terminate support for any particular Digital Asset.
Services and supported assets may vary by jurisdiction.
Not stated here
The list of Dapp Supported Assets is on a linked page that was not supplied.
Account & Service Control · Restriction or exception
Dapp Wallet transfers: pending ones are incomplete and unavailable; inbound senders must match the supported asset
Your Dapp Wallet lets you send, request, receive and store Dapp Supported Assets with third parties, and Coinbase recommends testing with a small amount first. After a Dapp Wallet Asset Transfer is submitted to a network it is pending and unconfirmed, is not complete while pending, and the pending assets are not available to you while pending. For inbound transfers, the person initiating is solely responsible for executing it properly, including sending a Dapp Supported Asset that conforms to the address and any required Destination Tag or Memo, and attests that it does.
Supporting quotations
Your Dapp Wallet enables you to send Dapp Supported Assets to, and request, receive, and store Dapp Supported Assets from, third parties.
We recommend customers send a small amount of Dapp Supported Assets as a test
A Dapp Wallet Asset Transfer is not complete while it is in a pending state.
are not available to you for use in the Dapp Wallet or otherwise while the transaction is pending
the person initiating the transaction is solely responsible for executing the transaction properly, which includes ensuring that the Digital Asset being sent is a Dapp Supported Asset that conforms to the particular wallet address to which funds are directed, including any required Destination Tag/Memo.
By initiating a Dapp Wallet Inbound Transfer, you attest that you are transacting in a Dapp Supported Asset that conforms to the particular wallet address to which funds are directed.
Account & Service Control · Restriction or exception
Coinbase verifications needs a verified account in good standing, and Coinbase may refuse it at its discretion
To use Coinbase verifications you must have a registered Coinbase account, have completed identity verification and be in good standing and eligible to transact. Coinbase may decline to offer the service at its discretion, including if the information you gave to create your account is incomplete, inaccurate or incorrect, if you violate these terms or law or harm the Services, or if your account is under any limitation or review.
Supporting quotations
In order to use the Coinbase verifications service, you must (a) have a registered Coinbase account, (b) have successfully completed identity verification on your account, and (c) be in good standing and eligible to transact on the Coinbase platform.
We reserve the right to not offer the Coinbase verifications service to you at our discretion.
we may refuse to offer the Coinbase verifications service to you if the information you provided to create a Coinbase account (as described in the “Issuance” section below) is incomplete, inaccurate, or incorrect, or if you violate these terms, violate applicable law, or engage in behavior that harms our Services (for example, by engaging in fraudulent activity or attempting to circumvent our User Agreement or policies).
We may also refuse to offer the Coinbase verifications service to you if your Coinbase account is subject to any type of limitation or review.
Account & Service Control · Permission or license
Coinbase may revoke an attestation at its discretion without notice, and related third-party products may be disabled
Coinbase may revoke an attestation it issued at its discretion, without notice. Reasons it gives include the underlying information being or becoming incomplete, inaccurate or incorrect; your violation of these terms or law or harmful behavior such as fraud or circumvention; your account being under limitation or review; or a legal requirement or court order. If you use third-party products that rely on attestations, such as a badge or checkmark, access may be disabled without notice.
Supporting quotations
We reserve the right to revoke a Coinbase Attestation that we have issued to you at our discretion, without notice.
We may revoke a Coinbase Attestation if the information that was originally used to issue it is or becomes incomplete, inaccurate, or incorrect, or if you violate these terms, violate applicable law, or engage in behavior that harms our Services (for example, by engaging in fraudulent activity or attempting to circumvent our User Agreement or policies).
We may also revoke a Coinbase Attestation that we have issued to you if your Coinbase account is subject to a limitation or review, or if we are required to do so in order to comply with a legal requirement or court order.
If you choose to use third party products or services that use or rely upon one or more Coinbase Attestations, like a “badge” or “checkmark”, access to such products or services may be disabled without notice.
Qualifications & exceptions
The listed reasons are examples ('may revoke ... if'); revocation is also stated as at Coinbase's discretion.
Account & Service Control · Restriction or exception
Token sale access needs a verified account in good standing and per-sale eligibility; insiders may not buy
To use the Token Sale Platform you must have a registered account, have completed identity verification, and be in good standing and eligible to transact. Coinbase may decline to offer it at its discretion. Eligibility for any particular Sale depends on criteria set by Coinbase and the Seller and may differ by Sale. You may not place an order if you are an employee, officer, director or contractor of the Seller, its affiliates, or any other entity involved in developing the Sale Tokens or associated protocol.
Supporting quotations
10.12. Eligibility. In order to use the Token Sale Platform, you must (a) have a registered Coinbase account, (b) have successfully completed identity verification on your account, and (c) be in good standing and eligible to transact on the Coinbase platform. We reserve the right to not offer the Token Sale Platform to you at our discretion. Your eligibility to purchase Sale Tokens in any particular Sale will be based on criteria determined by Coinbase and the Seller in such Sale, and may be different for different Sales.
10.13. Connected Persons. You may not place an order for Sale Tokens if you are an employee, officer, director or contractor of the Seller, its affiliates, or any other entity involved in the development of the Sale Tokens or any associated protocol.
Account & Service Control · Restriction or exception
Equities trading needs a verified account in good standing plus any CCM criteria; Coinbase may decline
In addition to CCM's own eligibility criteria, to use equities trading you must have a registered Coinbase account, have completed identity verification, and be in good standing and eligible to transact. Coinbase may decline to offer equities trading to you at its discretion.
Supporting quotations
11.4. Eligibility. In addition to any eligibility criteria established by CCM, in order to use the equities trading platform, you must (a) have a registered Coinbase account, (b) have successfully completed identity verification on your account, and (c) be in good standing and eligible to transact on the Coinbase platform. We reserve the right to not offer equities trading to you at our discretion.