Electronic Communications Consent (E-Consent Terms)

Credit Karma · Official agreement

Read the agreement

4 of 8 cards in Legal Rights & Agreement Rules

Legal Rights & Agreement Rules · Permission or license

Signing up gives electronic consent and confirms access

Signing up for the Check Your Rate Platform gives affirmative consent to these E-Consent Terms and to conducting offer-request transactions electronically. You also acknowledge receipt of the terms and that you can access the electronic communications, which include disclosures, records, notices and information.

Details not recorded for this card

Supporting quotations

These E-Consent Terms notify you of your rights when receiving electronic disclosures, records, notices, and information (“Electronic Communications”). By signing up for our Check Your Rate Platform, you acknowledge that you have received these E-Consent Terms and that you consent to conduct these transactions using Electronic Communications.
BY SIGNING UP FOR OUR CHECK YOUR RATE PLATFORM, YOU GIVE YOUR AFFIRMATIVE ASSENT TO THESE E-CONSENT TERMS AND ACKNOWLEDGE THAT YOU ARE ABLE TO ACCESS THE ELECTRONIC COMMUNICATIONS AS DESCRIBED ABOVE.

Cross-references

Also annotated in the same passage (2)

Legal Rights & Agreement Rules · User right or choice

You can request free paper copies from the provider

You may request a paper copy of any electronic communication by contacting the participating provider directly. The providers will supply these copies at no charge. The terms also ask you to print or retain the consent information for future reference.

Details not recorded for this card

Supporting quotations

You may request a paper copy of any Electronic Communications by contacting the participating provider directly. The participating providers will provide paper copies at no charge
Please read this information carefully and print a copy and/or retain this information for future reference.

Cross-references

  • contrast (model-proposed): Consent for a submitted offer request cannot be withdrawn — You can obtain free paper copies, but the terms still say consent for a submitted one-time offer request cannot be withdrawn. The paper-copy option does not state that it cancels electronic consent.
Also annotated in the same passage (2)

Legal Rights & Agreement Rules · Restriction or exception

Consent for a submitted offer request cannot be withdrawn

The terms say you cannot withdraw E-Consent for electronic communications about offer requests submitted through Credit Karma because each request is a one-time transaction. This rule is specifically about those requests; a later application on a provider’s own site may involve a further consent request.

Details not recorded for this card

Supporting quotations

Your E-Consent with respect to Electronic Communications about offer requests submitted through Credit Karma cannot be withdrawn because each request is a one-time transaction.
If you choose to apply for an offer with a participating provider on the participating provider’s site, you may be asked to consent to further electronic communications from the participating provider before you are able to obtain credit.

Cross-references

  • contrast (model-proposed): You can request free paper copies from the provider — You can obtain free paper copies, but the terms still say consent for a submitted one-time offer request cannot be withdrawn. The paper-copy option does not state that it cancels electronic consent.
Also annotated in the same passage (1)

Legal Rights & Agreement Rules · Procedure

A provider may ask for further consent when you apply

If you choose to apply for an offer on a participating provider’s own site, that provider may ask you to consent to further electronic communications before you can obtain credit. These terms do not set out the conditions of that further consent.

Details not recorded for this card

Supporting quotations

If you choose to apply for an offer with a participating provider on the participating provider’s site, you may be asked to consent to further electronic communications from the participating provider before you are able to obtain credit.

Not stated here

  • The terms of any further provider consent are not supplied here.
Also annotated in the same passage (1)