Telegram uses third-party processors and resellers for Premium and Stars purchases
This page says Telegram uses third-party payment processors and authorized resellers to handle purchases of Telegram Premium and Telegram Stars. It is the framing statement for the rest of the page: the sections below say who processes or sells a purchase depending on how it is made. The page names Premium and Stars only; it does not say it covers any other Telegram paid feature.
Supporting quotations
Third-Party Payments and Authorized Resellers
Telegram uses third-party payment processors and authorized resellers to facilitate secure and effortless purchases of [Telegram Premium](https://telegram.org/tos#terms-of-service-for-telegram-premium) and [Telegram Stars](https://telegram.org/tos/stars).
Qualifications & exceptions
Applies to purchases of Telegram Premium and Telegram Stars, the two products this sentence names.
The statement describes Telegram's use of processors and resellers; the following paragraphs say which one applies to which kind of purchase.
Not stated here
The Telegram Premium and Telegram Stars terms are linked from this sentence but are not part of the supplied text, so their payment, refund and cancellation rules are not covered here.
The page does not say whether other paid features, such as bots, mini apps or business features, are bought through the same processors or resellers.
Charges & Financial Obligations · Company practice
App Store and Google Play purchases are processed and billed by the platform provider
If you get Premium or Stars through an in-app purchase on the Apple App Store or Google Play Store, the page says the transaction is processed and billed by that platform provider under the platform's own terms and conditions, not by one of the resellers listed on this page.
Supporting quotations
These may be acquired via in-app purchases through the Apple App Store or Google Play Store, in which case the transaction is processed and billed by the respective platform provider in accordance with its terms and conditions.
Qualifications & exceptions
Applies only to in-app purchases made through the Apple App Store or Google Play Store.
The platform provider's own terms and conditions govern the processing and billing; those terms are not supplied on this page.
Not stated here
The page does not say how refunds, cancellations or disputes for app-store purchases are handled, or whether Telegram has any role in them.
The page does not describe the Apple or Google terms it refers to.
Charges & Financial Obligations · Company practice
Card purchases outside app stores may be sold by an authorized reseller as merchant of record
For card-based purchases made outside the app stores, the page says the seller and merchant of record may be an authorized reseller. That reseller acts in its own name under a license from Telegram. The list that follows says the resellers 'may include' the entities named.
Supporting quotations
For card-based purchases outside app stores, the seller and merchant of record may be an authorized reseller acting in its own name under license from Telegram, which may include:
Qualifications & exceptions
Applies to card-based purchases outside app stores, not to App Store or Google Play purchases.
The page says the reseller 'may' be the seller and merchant of record; it does not say it always is.
The list of resellers is introduced with 'may include', so it is not stated to be complete.
Not stated here
The page does not say how a particular purchase is matched to a particular reseller, for example by the buyer's location or payment method.
The page does not say what happens to a card purchase where no authorized reseller is involved.