This privacy policy version took effect November 17, 2025
The page states that this version of Venmo's privacy terms has been effective since November 17, 2025. Venmo says a revised version takes effect on its published effective date, unless the law requires advance notice, in which case Venmo will post notice 30 days ahead. A new customer who receives the policy while an upcoming change is already announced on the Privacy Statement page is bound by that change from its stated effective date.
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DATE EFFECTIVE: November 17, 2025
If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the "Privacy Statement" page of our website and mobile apps, otherwise the revised Privacy Statement will be effective as of the published effective date.
such upcoming change will apply to you on the indicated effective date
Qualifications & exceptions
The 30-day advance notice applies only where applicable law requires notice for the revision.
Not stated here
Whether any upcoming change was announced on the Privacy Statement page when this copy was saved is not shown in the supplied text.
Legal Rights & Agreement Rules · Context
Covers Venmo users past and present and Visa+ payment recipients; PayPal, Inc. is the controller
This Privacy Statement covers all information Venmo collects through its Services from current and former Venmo users, and also information it collects about people without a Venmo account who receive money from Venmo users through the Visa+ Service. PayPal, Inc. is the data controller. "Services" means everything PayPal, Inc. offers you in connection with a Venmo account. The Statement does not cover the practices of any other PayPal service.
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This Privacy Statement applies to all information we collect through our Services from current and former Venmo users. PayPal, Inc. Is the data controller of this information.
“Services” means any products, services, rewards programs, content, features, technologies, or functions, and all related websites, applications and services offered to you by PayPal, Inc. in connection with a Venmo account.
This Statement only applies to the Services and does not apply to the practices of any other PayPal service.
This Privacy Statement also applies to all information we collect from non-Venmo users who receive payment from Venmo users through the Visa+ Service (the “Recipient”).
The Visa+ Service enables customers, with an eligible Venmo account, to send and receive money to and from PayPal and third-party Visa+ enabled digital wallets (“Visa+”).
Venmo, a PayPal, Inc. service
Qualifications & exceptions
Visa+ lets customers with an eligible Venmo account send and receive money to and from PayPal and third-party Visa+ enabled digital wallets.
Legal Rights & Agreement Rules · Procedure
Venmo may revise this policy; 30 days' posted notice only where the law requires it
Venmo may update this Privacy Statement as its business, Services or applicable laws change. Only where applicable law requires notice of a revision will Venmo give 30 days' notice, by posting it on the "Privacy Statement" page of its website and apps; otherwise a revised Statement takes effect on its published effective date, with no advance notice promised. If you are new or receive the Statement for the first time while an upcoming change is already posted on that page, the change applies to you from its stated effective date.
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As the Services evolve we may occasionally update this Privacy Statement to reflect changes to our business, Services, or applicable laws.
If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the "Privacy Statement" page of our website and mobile apps, otherwise the revised Privacy Statement will be effective as of the published effective date.
If you are a new customer or are receiving this Privacy Statement for the first time and there is an upcoming change described on the “Privacy Statement” page of our website and mobile app at the time you receive this Privacy Statement, such upcoming change will apply to you on the indicated effective date.
Legal Rights & Agreement Rules · Procedure
Email privacy@venmo.com with privacy questions
Venmo says this Statement is available from the venmo.com home page and its mobile apps, and you may email privacy@venmo.com with any privacy-related questions.
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To make this Privacy Statement easy to find, we make it available from the home page of the Venmo website at [venmo.com](https://venmo.com/) (the "website") and through our mobile applications.
You may also email us at privacy@venmo.com with any privacy-related questions you have.
Legal Rights & Agreement Rules · Permission or license
Data may go to police or others under legal process, to prevent harm or loss, or to investigate violations
Venmo may disclose your personal information to law enforcement, government officials or other third parties when PayPal is compelled by a subpoena, court order or similar legal procedure; when needed to comply with law; when reasonably necessary to prevent physical harm or financial loss, report suspected illegal activity, or investigate violations of the Venmo User Agreement; or as otherwise required by law.
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Law enforcement, government officials, or other third parties if PayPal is compelled to do so by a subpoena, court order or similar legal procedure; when it is necessary to do so to comply with law; or where the disclosure of personal information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Venmo User Agreement, or as otherwise required by law.
Not stated here
The Statement does not say whether you will be told about a legal request for your data.
Legal Rights & Agreement Rules · Context
A federal-law consumer notice applies to U.S. residents using Venmo for personal or household purposes
The Consumer Privacy Notice, provided by Venmo as a service of PayPal, Inc. for personal Venmo accounts, applies to individuals who live in the United States and use the Services for personal, family or household purposes. It explains that financial companies choose how they share personal information, that federal law lets consumers limit some but not all sharing, and that federal law requires this explanation of how Venmo collects, shares and protects personal information.
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The following Consumer Privacy Notice applies to you if you are an individual who resides in the United States and use the Services for your own personal, family or household purposes.
This privacy notice is provided by Venmo, a service of PayPal, Inc. in connection with its provision of Venmo, and is applicable to your personal Venmo account.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
What does Venmo do with your personal information?
Venmo is a service provided by PayPal, Inc. (“Venmo”).
Legal Rights & Agreement Rules · User right or choice
Federal law only lets you limit three kinds of sharing; state law may add more
Federal law gives you the right to limit only sharing of your creditworthiness for affiliates' everyday business purposes, affiliates using your information to market to you, and sharing for nonaffiliates to market to you. Venmo says it does not do any of these three. State laws and individual companies may give you additional rights to limit sharing; the notice points to state-law information below it.
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Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes— information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.
We don’t share
We don’t share
We don’t share
Legal Rights & Agreement Rules · Restriction or exception
California privacy-law rights do not reach data handled under federal financial privacy law
In the consumer notice's California paragraph, Venmo says the California Consumer Privacy Act lets California residents ask covered businesses what personal information they have collected, request access or deletion, and opt out of the "sale" or "sharing" of personal information, if applicable. It then says these provisions do not apply to personal information that financial institutions collect, process, share or disclose under federal law such as the Gramm-Leach-Bliley Act. Elsewhere Venmo states it does not sell or share personal information in the California sense, so the opt-out has nothing to act on. If your Venmo account has a California mailing address, Venmo will not share personal information it collects about you except as California law permits. You can contact Venmo with questions about the statement, this notice or your information.
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California:
The California Consumer Privacy Act (CCPA) permits consumers who are California residents to ask businesses covered under the CCPA about personal information it has collected about the consumer, submit an access or deletion request, and opt-out of the “sale” or “sharing” of personal information, if applicable.
These provisions do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law such as the Gramm-Leach-Bliley Act.
If your Venmo account has a California mailing address, we will not share personal information we collect about you except to the extent permitted under California law.
Contact us if you have questions about our privacy statement, this consumer notice, or your personal information.
We do not sell or share your Personal Information, including any Sensitive Personal Information.
Not stated here
Which of Venmo's data falls under the federal-law exception, and so outside the California access and deletion rights, is not identified.
The notice does not say how to submit a California access or deletion request.
The Gramm-Leach-Bliley Act and California law are named but not supplied; their content is not analyzed.
Cross-references
qualifies (model-proposed): California residents get a table of collected data categories, sources, purposes and recipients — qualifies: The consumer notice says California privacy-law rights do not apply to information financial institutions handle under federal law such as the Gramm-Leach-Bliley Act; that exception limits what the California notice's table can be relied on for when exercising California rights.
Legal Rights & Agreement Rules · Context
California residents get a table of collected data categories, sources, purposes and recipients
For California residents, Venmo provides a California Consumer Privacy Act notice, to be read with the Privacy Statement, that applies to all California residents who visit its sites or use the Services. It describes the business purposes for each category of personal information, including sensitive personal information, and the categories of third parties that receive it. Its table lists, for each category, the sources Venmo collected it from, the purposes it was collected for, and the categories of third parties it was disclosed to for a business purpose.
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If you are a California resident, the California Consumer Privacy Act (“CCPA”) requires us to provide you with the following additional information about: (1) the business purpose for which we use each category of “personal information” including “sensitive personal information” (as defined in the CCPA) we collect; and (2) the categories of third parties to which we (a) disclose such personal information for a business purpose, (b) “share” personal information for “cross-context behavioral advertising,” and/or (c) “sell” such personal information.
This notice should be read together with Venmo’s Privacy Statement and applies to all California residents who visit our Sites or use the Services.
We collect, use and disclose personal information regarding California residents as described in this notice.
For more information about each category, purpose of use, and the third parties to which we disclose personal information, please see the "Categories of Personal Information We Collect", "How is Personal Information used," and "Do We Disclose Personal Information" sections.
Personal Information Collection and Purposes of Use
We have collected the following categories of personal information from California Residents:
We have collected such personal information from the following categories of sources:
We collected such personal information to use for the following purposes:
We disclosed such personal information with the following categories of third parties for business purpose:
Not stated here
The sections the notice names ("Categories of Personal Information We Collect", "How is Personal Information used" and "Do We Disclose Personal Information") do not appear under those titles in the supplied text; the table appears to serve that role.
The notice does not state the period the table covers.