32 of 99 cards in Sharing & Disclosure
Sharing & Disclosure · Company practice
Leaving Venmo does not end disclosure: when you are no longer a customer, Venmo continues to disclose your information in the ways this Statement describes.
When you are no longer our customer, we continue to disclose your information as described in this Statement.
Sharing & Disclosure · Company practice
To process payments, Venmo discloses some of your personal information to the person or company you are paying or who is paying you. Your contact information, sign-up date, number of payments received and other verification metrics, such as social graph activity, may be given to users or companies you transact with, on or through Venmo.
To process payments on Venmo, we need to disclose some of your personal information with the person or company that you are paying or is paying you.
Your contact information, date of sign-up, the number of payments you have received and other verification metrics like social graph activity may be provided to users or companies when you transact with, on, or through Venmo.
Sharing & Disclosure · Company practice
When you try to pay a vendor that accepts Venmo, the vendor may give Venmo information about you, such as your mobile phone number or Venmo username. Venmo uses it to confirm to the vendor that you are a Venmo customer and that the vendor should offer Venmo as a payment option for your purchase.
In doing so, a vendor may disclose information about you with us, such as your mobile phone number or Venmo username, when you attempt to pay that vendor.
We use this information to confirm to that vendor that you are a Venmo customer and that the vendor should enable Venmo as a form of payment for your purchase.
Sharing & Disclosure · Company commitment
Venmo states that it does not disclose your personal information to third parties for those third parties' promotional or marketing purposes. This does not cover disclosures for other purposes listed in the Statement, such as to service providers, partners and merchants, or PayPal affiliates.
Venmo does not disclose your personal information with third parties for their promotional or marketing purposes.
Sharing & Disclosure · Company practice
Some personal information is public and can be seen by anyone on the internet, with or without a Venmo account, and it can also be viewed, accessed, reshared or downloaded through Venmo's APIs or third-party services that integrate with Venmo. For personal profiles, public information is your Venmo username, profile photo, first and last name, the month and year you created your account, and public transactions you were involved in.
Some personal information is public information and may be seen by anyone on the internet, whether or not they have a Venmo account.
Public information may also be seen, accessed, reshared or downloaded through Venmo's APIs or third-party services that integrate with our products.
Public information for personal profiles includes your Venmo username, profile photo, first and last name, month and year of Venmo account creation, and public transactions in which you've been involved.
Sharing & Disclosure · Company practice
For business or charity profiles, public information is the Venmo username, profile and background photos, business or charity name and description, and QR code. This public information may be indexed by and searchable on search engines.
Public information for business or charity profiles includes Venmo username, profile and background photos, business or charity name, business or charity description, and QR code.
Public information for business or charity profiles may be indexed by and searchable on search engines.
Sharing & Disclosure · User right or choice
Beyond your public information, your Venmo friends list may be seen by any logged-in Venmo user. You can adjust or turn off this setting in the privacy section of your account settings.
In addition to any public information, your Venmo friends list may be seen by any logged-in Venmo user; you may adjust or turn off this setting in the privacy section in your account settings.
Sharing & Disclosure · Permission or license
Venmo may disclose your personal information to its parent company PayPal, Inc. and the affiliates and subsidiaries PayPal controls, but only for purposes allowed by this Statement.
We may disclose your personal information with:
Our parent company, PayPal, Inc. and affiliates and subsidiaries it controls, but only for purposes allowed by this document.
Sharing & Disclosure · Permission or license
Venmo may disclose your personal information to companies PayPal, Inc. plans to merge with or be acquired by, or to a bankruptcy estate. If such a combination occurs, Venmo will require the combined entity to follow this Statement for your information. If your information could be used contrary to this Statement, you will get prior notice and a chance to communicate your preferences, if applicable.
Companies that PayPal, Inc. plans to merge with or be acquired by or, in the event of any bankruptcy, a bankruptcy estate.
Should such a combination occur, we will require that the new combined entity follow this Privacy Statement with respect to your personal information.
If your personal information could be used contrary to this Statement, you will receive prior notice and the opportunity to communicate preferences you may have, if applicable.
Sharing & Disclosure · Permission or license
Venmo may disclose your personal information to third-party service providers that help provide the Services or provide fraud detection or similar services for Venmo or any vendor, and to contracted service providers that help with business operations such as fraud prevention, payment processing or technology services. Venmo says its contracts require these providers to use your information only in connection with services they perform for Venmo, not for their own benefit.
Third party service providers who assist us in providing Services to you or who provide fraud detection or similar services on our or any vendor’s behalf.
Service providers under contract who help with parts of our business operations (for example, fraud prevention, payment processing, or technology services).
Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Sharing & Disclosure · Company practice
The other Venmo user in a transaction can see it. Depending on the privacy setting of each transaction, your Venmo friends, the other user's Venmo friends, or the public may also see it, through the Venmo feed on the website and app and elsewhere on the internet. For transactions and activity using a groups feature, the other users in that group can see your transactions and activity.
The other Venmo user participating in the transaction and, depending on the privacy setting of each Venmo account transaction, your Venmo friends and the Venmo friends of the other user participating in the transaction, or the public, through the Venmo feed on our website and mobile application and elsewhere on the internet.
For transactions and activity made with other Venmo users using a groups feature, the other Venmo users in that group will be able to see your transactions and activity.
Sharing & Disclosure · Company practice
When you follow a business profile, Venmo will share your name with that business.
Businesses when you follow their business profile. We will share your name with a business when you follow their profile.
Sharing & Disclosure · Permission or license
Venmo may disclose information about you and your account to partners, merchants, their service providers and others involved in a transaction or in Venmo's rewards program, for example when you buy online, pay non-Venmo users through Visa+, return goods, or transact through payment networks. It may also disclose personal information to partners and merchants so they can use Venmo's Services to facilitate your transactions; for example, a participating merchant can check whether you use PayPal services and show you a recommended payment method at checkout. Information shared with partners and merchants involved in a transaction is then governed by their own privacy policies, not Venmo's.
Partners and merchants, their service providers and others involved in a transaction or our rewards program.
For example when you use the Services to initiate online purchases, pay non-Venmo users through Visa+ or return goods, or when you participate in transactions through the payment networks, we may disclose information about you and your Venmo account with the other parties (or their service providers) involved in processing your transactions.
We may also disclose Personal Information to partners and merchants to enable their use of our Services to facilitate your transactions.
For example, when you visit a participating merchant site or app, the merchant can check whether you are a user of PayPal services and present a recommended payment method to you to simplify your checkout process.
Please note that personal information shared with partners and merchants (or their service providers) involved in a transaction is subject to the partners’ and merchants’ own privacy policy and procedures.
Sharing & Disclosure · Company practice
Depending on your account settings, your personal information can be seen by other Venmo account holders and by people without Venmo accounts, such as PayPal users or users of third-party payment networks and processors, to help facilitate a transaction; for example, someone can search for your account to pay you. What they see may include your username, profile photo, first and last name, email, phone number, city and state, month and year you created your account, and anything you add in the details section of your account.
In accordance with your account settings, your Personal Information can be seen by other Venmo account holders and non-Venmo account holders (such as users of PayPal or third-party payment networks and processors) to help facilitate a transaction.
For example, as part of the send and receive money feature, a user may search for your account to initiate a payment.
Based on your account settings, the information shown to other users may include your username, profile photo, first and last name, email, phone number, city and state, month and year of Venmo account creation, and any additional information you include in the details section of your account.
Sharing & Disclosure · Permission or license
Venmo may disclose your personal information to other third parties with your consent or at your direction, including when you authorize an account connection with a third-party account or platform, or send money to or receive money from a payment network recipient.
Other third parties with your consent or at your direction to do so, including if you authorize an account connection with a third-party account or platform or to send money to or receive money from a payment network recipient.
Sharing & Disclosure · Permission or license
If you use Siri or iMessage to send Venmo payments or otherwise use the Services, that use is subject to Apple's terms and the Venmo User Agreement. By using Siri or iMessage you authorize Venmo to disclose some of your account data to Apple, including your friends list, the people you transacted with most recently and most frequently, transaction instructions and transaction notes, so Apple can facilitate those requests on iOS. Apple uses that data under its own then-current agreements and privacy policies. You can grant or revoke Apple's access to Venmo at any time in the "Siri" or "iMessage" settings on your iPhone.
If you choose to use Siri or iMessage to send payments via Venmo or to otherwise use the Services, such use is subject to Apple’s terms and conditions for use of iMessage and/or Siri, as applicable, and the terms of the Venmo User Agreement.
By using Siri or iMessage, you authorize us to disclose some of your Venmo account data (including your friends list, list of persons you have transacted with most recently and most frequently, transaction instructions, and transaction notes) with Apple to allow it to facilitate transaction requests made through Siri or iMessage on iOS.
Data disclosed with Apple will be used pursuant to Apple’s then-current user agreements and privacy policies.
You can grant or revoke Apple’s access to Venmo on iOS at any time under the “Siri” or “iMessage” settings on your iPhone.
Sharing & Disclosure · Company commitment
Venmo does not send your personal information to third-party social networks unless you specifically request or authorize it. Once you broadcast information to such a network, Venmo no longer controls it, and it is subject to that network's terms of use and privacy policies.
Venmo does not send your personal information to third-party social networks unless you have specifically requested or authorized us to do so.
When you broadcast information to such third-party social networks, such information is no longer under the control of Venmo and is subject to the terms of use and privacy policies of such third parties.
Sharing & Disclosure · Restriction or exception
The Services may contain or allow links to third-party services or websites. Venmo does not control how those services collect information and encourages you to read their privacy statements.
The Services may contain links to (or allow you to link to) other third-party services or websites. Venmo does not control the information collection of third-party services or websites that can be reached through such links.
We encourage our users to be aware when they are linking to a third-party service or website and to read the privacy statements of any third-party service or website that collects personally identifiable information.
Sharing & Disclosure · Permission or license
Here "disclose" means other people may see the teen's information, for example the display name shown when paying someone. Venmo discloses teen data to The Bancorp Bank, N.A. and Mastercard to provide the debit card. It may disclose data to merchants when the teen pays with Venmo, and to service providers for internal operations at Venmo's direction, such as payment processing, compliance, audits, corporate governance, communications, IT development and maintenance. Depending on the Account Holder's settings, the teen's information may be seen by friends, friends of the other party, other third-party digital wallets or the public. Venmo may also disclose teen data to third parties when legally obligated.
Disclose means that other people may see your information. For example, we may disclose the name you have chosen to display to other users when you make a payment to them.
We disclose your data with The Bancorp Bank, N.A. and Mastercard in order to provide you with the Debit Card services.
We may disclose data with merchants when you use your Venmo account to make a purchase.
We may also disclose data with service providers that help us with our internal operations and analysis at our direction, such as processing payments, ensuring compliance, audits, corporate governance, communications, IT development, and maintenance.
Depending on the settings an Account Holder chooses, your information or data might be seen by your friends, friends of the other party to the transaction, other third party digital wallets or the public.
We may also disclose your data with third parties if there is a legal obligation to do so.
We may need to disclose data to other parties.
We may disclose your information or data with other parties.
Sharing & Disclosure · Company practice
All financial companies share customer information to run their business. In the consumer notice table, Venmo answers Yes to sharing for its everyday business purposes, such as processing your transactions, maintaining your accounts, responding to court orders and legal investigations, or reporting to credit bureaus, and No to whether you can limit this sharing.
All financial companies need to share customers’ personal information to run their everyday business.
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
Does Venmo share?
Can you limit this sharing?
Reasons we can share your personal information
In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Venmo chooses to share; and whether you can limit this sharing.
How?
Sharing & Disclosure · Company practice
The consumer notice table says Venmo shares personal information for its own marketing purposes, to offer its products and services to you (Yes), and that you cannot limit this sharing (No).
For our marketing purposes—
to offer our products and services to you
Yes
No
Does Venmo share?
Can you limit this sharing?
Sharing & Disclosure · Company practice
The consumer notice table says Venmo shares personal information for joint marketing with other financial companies (Yes) and that you cannot limit this sharing (No). Joint marketing is defined as a formal agreement between nonaffiliated financial companies that together market financial products or services to you; Venmo's joint marketing partners include financial companies and banks.
For joint marketing with other financial companies
Yes
No
Does Venmo share?
Can you limit this sharing?
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial companies and banks.
Sharing & Disclosure · Company practice
The consumer notice table says Venmo shares information about your transactions and experiences with its affiliates for the affiliates' everyday business purposes (Yes), and that you cannot limit this sharing (No).
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
No
Does Venmo share?
Can you limit this sharing?
Sharing & Disclosure · Company commitment
The consumer notice table answers No to sharing information about your creditworthiness for affiliates' everyday business purposes, sharing so affiliates can market to you, and sharing so nonaffiliates can market to you. For each, the "Can you limit this sharing?" column says "We don't share", so there is nothing to opt out of.
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Does Venmo share?
Can you limit this sharing?
Sharing & Disclosure · Context
The consumer notice defines affiliates as companies related by common ownership or control, financial or nonfinancial, and says Venmo's affiliates include Bill Me Later, Inc. Nonaffiliates are companies not related by common ownership or control; the nonaffiliates Venmo shares personal information with include service providers that perform services or functions on its behalf.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include Bill Me Later, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.
Definitions
Sharing & Disclosure · Company commitment
If your Venmo account has a Vermont mailing address, Venmo will not share personal information it collects about you with nonaffiliates unless the law allows it or you authorize it. It will not disclose information about your creditworthiness to its affiliates, and will not disclose your personal information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as Vermont law permits, unless you authorize it. More information is at venmo.com/legal/us-licenses/ or 1-855-812-4430.
Vermont:
If your Venmo account has a Vermont mailing address, we will not share personal information we collect about you with non-affiliates unless the law allows or you provide authorization.
We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
Additional information concerning our privacy policies can be found at https://venmo.com/legal/us-licenses/ or call 1-855-812-4430.
Sharing & Disclosure · Company commitment
Under California law, "sharing" means targeting advertising to a consumer based on personal information from their activity across websites, and "selling" means disclosing personal information to third parties for money or other valuable consideration. Venmo states that it does not sell or share your personal information, including sensitive personal information, and that it did not sell or share any consumer's personal information, including that of people under 16.
Under California law, “sharing” is defined as the targeting of advertising to a consumer based on that consumer’s personal information obtained from the consumer’s activity across websites, and “selling” is defined as the disclosure of personal information to third parties in exchange for monetary or other valuable consideration.
We do not sell or share your Personal Information, including any Sensitive Personal Information.
We did not sell or share any consumers’ personal information, including sensitive personal information. This includes personal information about anyone under 16 years of age.
Sharing & Disclosure · Company practice
For category A (identifiers), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries; service providers; financial institutions and payment-network databases; partners and merchants; third-party accounts or platforms; parties to the transaction; other Venmo users; internet users, because some information is public (username, profile photo, first and last name, month and year of account creation and public transactions) and can be seen by anyone, with or without a Venmo account; third parties for business purposes or as permitted or required by law; and law enforcement, government officials or other third parties.
A. Identifiers
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions and databases maintained by payment networks
partners and merchants
third party accounts or platforms
parties to the transaction
other Venmo users
internet users (some personal information is public information including your Venmo username, Venmo profile photo, Venmo profile first and last name, month, and year of Venmo account creation, and public transactions in which you’ve been involved, and may be seen by anyone on the internet, whether or not they have a Venmo account)
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Sharing & Disclosure · Company practice
For category B (personal information described in subdivision (e) of Section 1798.80), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, partners and merchants, third-party accounts or platforms, parties to the transaction, other Venmo users, internet users (limited to information that is public, such as username, profile photo, name, account creation month and year and public transactions), third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
B. Any categories of personal information described in subdivision (e) of Section 1798.80
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
partners and merchants
third party accounts or platforms
parties to the transaction
other Venmo users
internet users (some personal information is public information including your Venmo username, Venmo profile photo, Venmo profile first and last name, month, and year of Venmo account creation, and public transactions in which you’ve been involved, and may be seen by anyone on the internet, whether or not they have a Venmo account)
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Sharing & Disclosure · Company practice
For category D (commercial information), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, partners and merchants, third-party accounts or platforms, parties to the transaction, other Venmo users, internet users (limited to public information such as username, profile photo, name, account creation month and year, and public transactions), third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
D. Commercial information
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
partners and merchants
third party accounts or platforms
parties to the transaction
other Venmo users
internet users (some personal information is public information including your Venmo username, Venmo profile photo, Venmo profile first and last name, month, and year of Venmo account creation, and public transactions in which you’ve been involved, and may be seen by anyone on the internet, whether or not they have a Venmo account)
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Sharing & Disclosure · Company practice
For category E (internet or other electronic network activity, such as browsing and search history and interactions with sites, apps or ads), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, third-party accounts or platforms, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
third party accounts or platforms
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Sharing & Disclosure · Company practice
For category J (sensitive personal information), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
J. Sensitive Personal Information
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties