Bank of America Online Banking Service Agreement

Sharing & Disclosure · Permission or license

Information you give to enroll in e-Bills is forwarded to the Payee, and you authorize that sharing

When you request e-Bills from a participating Payee you may be asked for information that is forwarded to the Payee to complete your enrollment. By providing it, you authorize Bank of America to share it with the Payee.

Supporting quotations

When you request e-Bills from a participating Payee you may be asked to provide certain information that will be forwarded to the Payee to complete your enrollment.

When you provide this information, you authorize us to share it with the Payee.

Qualifications & exceptions

• Applies to information you are asked to provide when requesting e-Bills from a participating Payee.

Not stated here

• The source does not say what information is requested or how the Payee may use it.

Sharing & Disclosure · Permission or license

You represent you have recipients' consent for messages sent for you, and those messages may include your name and memo

For messages you send through Bank of America or Zelle, or that they send on your behalf, to an email address or mobile number, you represent that you have obtained the recipient's consent to those emails or automated texts. You understand and agree that these messages may include your name and the memo you sent.

Supporting quotations

you represent that you have obtained the consent of the recipient of such emails or automated text messages

may include your name and the memo that you sent.

Sharing & Disclosure · Permission or license

The bank may disclose account information to consumer reporting agencies and others with a legitimate purpose

The bank may disclose information about your accounts to consumer reporting agencies and to other persons or agencies that, in its judgment, have a legitimate purpose for obtaining it, as more fully described in the account agreement for the applicable account.

Supporting quotations

We may disclose information about your accounts to consumer reporting agencies and to other persons or agencies who, in our judgment, have a legitimate purpose for obtaining information

as more fully described in the account agreement for the applicable account.

Qualifications & exceptions

• The legitimate purpose test is the bank's own judgment.

Not stated here

• The account agreements that more fully describe this disclosure are not supplied here, so this card cannot say what information or recipients they cover.

Sharing & Disclosure · Company practice

Enrolling in online and mobile banking automatically enrolls you in Deals, which shares anonymized transaction data

By enrolling in online and mobile banking you are automatically enrolled in the bank's merchant rewards program Deals. The bank shares anonymized transaction information with vendors to facilitate your participation and present offers that may interest you, and with participating merchants, third parties and card networks to administer your benefits and rewards. The agreement says it will only use personally identifiable information if needed and in accordance with its Online Privacy Notice and U.S. Consumer Privacy Notice.

Supporting quotations

By enrolling in online and mobile banking, you will be automatically enrolled in the Bank

the Bank will share anonymized transaction information with vendors in order to facilitate your participation in the rewards program and present offers that may be of interest to you.

the Bank will also share anonymized transaction information with participating merchants, third parties and card networks to administer your benefits and rewards.

As always, we will only use personally identifiable information if needed and in accordance with our

Qualifications & exceptions

• The shared transaction information is described as anonymized.
• Enrollment is automatic when you enroll in online and mobile banking; this passage does not describe an opt-out.

Not stated here

• The text of the Online Privacy Notice and U.S. Consumer Privacy Notice is not supplied in this source, so this card cannot say how they treat the data.
• This passage does not say how to leave Deals or what anonymization means.

Sharing & Disclosure · Permission or license

The bank may share your Erica interactions to comply with law, a subpoena or a court order

You acknowledge that Bank of America may have to share your Erica interactions to comply with law, a subpoena or a court order, and says it will do so in accordance with applicable law.

Supporting quotations

You acknowledge that we may have to share your Erica interactions to comply with law, subpoena or court order, and will do so in accordance with applicable law.

Qualifications & exceptions

• Disclosure is stated for compliance with law, a subpoena or a court order.