Information is collected at account opening and during online use
For minors under 18, personal information includes information given at account opening and information unique to the minor collected during use of an online service, such as name, birthdate and address. Wells Fargo may also ask for it when helping with an account or login, or sending requested information. The notice’s category list describes what it may collect directly from the minor, rather than saying every category is collected from every minor.
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"Personal Information" is information that
Is provided at account opening
We collect during the Minor’s use of an online Service that is unique to the Minor, such as name, birthdate, and address.
There may be times when we ask you for this information, for example when you contact us to help you with your account, need help logging into your account, or ask Wells Fargo to send you additional information.
We may collect the following categories of personal information directly from the Minor:
Parents/Legal Guardians, this page is our Notice for Minors under the age of 18 where we outline key information that can help you and your child understand how we protect their data.
Identification, financial and health details may be collected
Wells Fargo may collect identifying details directly from a minor, including a full name and government identification numbers such as Social Security, driver’s license and passport numbers. Its personal information examples also include birth details, contact information, account numbers and balances, transactions, payment card details, and medical and health insurance information. These are examples of possible collection.
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We may collect the following categories of personal information directly from the Minor:
Personal Identifiers - Examples may include full name and federal or state-issued identification numbers, including Social Security number, driver’s license number, and passport number
Personal Information - Examples may include date and place of birth, contact details (e.g., telephone number and address), financial information (e.g., account number and balance), transaction information, payment card details (e.g., credit and debit card numbers), and medical and health insurance information
Qualifications & exceptions
The categories describe information Wells Fargo may collect directly from the minor.
Wells Fargo lists characteristics of protected classes or groups under state or federal law among information it may collect directly from a minor. Examples include sex, disability, citizenship, primary language, immigration status, marital status and veteran or military status.
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We may collect the following categories of personal information directly from the Minor:
Characteristics of Protected Classes - Examples of characteristics of protected classes or groups under state or federal law may include sex, disability, citizenship, primary language, immigration status, marital status, and veteran/military status
Qualifications & exceptions
These are examples in a list of possible direct collection from the minor.
Biometric information may be collected, with a device-login distinction
Wells Fargo lists fingerprints and voiceprints as examples of biometric information it may collect directly from a minor, and biometric information processed to uniquely identify an individual as sensitive information. Separately, it says facial recognition or fingerprint login information is part of the device settings and is not shared with Wells Fargo. The device-login statement does not establish that every kind of biometric information stays on the device.
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We may collect the following categories of personal information directly from the Minor:
Biometric Information - Examples may include fingerprints and voiceprints
Biometric information processed to uniquely identify an individual
Information that helps recognize you like facial recognition or fingerprint login is part of your device settings and not shared with Wells Fargo.
Qualifications & exceptions
Facial recognition or fingerprint login information in device settings is not shared with Wells Fargo.
Not stated here
The notice does not specify the collection mechanism for the other biometric examples.
Cross-references
contrast (model-proposed): Device recognition information is not shared with Wells Fargo — The notice lists possible biometric collection but excludes device recognition login information from sharing with Wells Fargo; this is a reviewed difference in scope, not a finding of contradiction.
Browsing, device and location information may be collected
The possible categories Wells Fargo may collect directly from a minor include browsing history and interactions with its websites, applications or advertisements; device information such as IP address, operating system version and device type; and geolocation such as device location.
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We may collect the following categories of personal information directly from the Minor:
Internet or Online Information - Internet or online information (e.g., browsing history), including information about interaction with our websites, applications, or advertisements
Device Information - Examples include IP Address, operating system version, and device type
Geolocation Data - Examples include device location
Qualifications & exceptions
The list describes possible direct collection from the minor.
Calls, chats, videos and other sensory information may be collected
Wells Fargo’s possible direct collection from a minor includes audio, electronic, visual, thermal, olfactory or similar information. Its examples include call, chat and video recordings.
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We may collect the following categories of personal information directly from the Minor:
Audio and Visual Information - Examples include audio, electronic, visual, thermal, olfactory, or similar information, such as call, chat, and video recordings
Employment and education information may be collected
The possible categories collected directly from a minor include employment information about the minor and/or parent or legal guardian. Examples range from work history, background checks, resumes and personnel files to qualifications, training, preferences, payroll, benefits, absences, performance and discipline. Education examples include student records and graduation confirmation described as subject to FERPA. The notice names that law without supplying its text.
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We may collect the following categories of personal information directly from the Minor:
Employment Information - Examples include professional or employment-related information about you and/or your Parent/Legal Guardian, such as work and employment history, information from background checks, resumes, and personnel files, personal qualifications, training, work preference, payroll and benefit information, leave and absence information, and performance and disciplinary information
Education Information - Examples include information subject to the federal Family Educational Rights and Privacy Act (FERPA), such as student records and confirmation of graduation
Qualifications & exceptions
Employment information may concern the minor and/or their parent or legal guardian.
Not stated here
The cited law is not supplied; this card describes the notice’s examples without interpreting that law.
Sensitive information includes IDs, account access details and precise location
Wells Fargo’s list of sensitive personal information it may collect directly from a minor includes government ID numbers, a visa or work permit, precise geolocation, and account login or financial/card numbers together with credentials allowing account access. The combination with security or access information is part of the account-access example.
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We may collect the following categories of personal information directly from the Minor:
Sensitive Personal Information - Examples include
Social Security number, driver’s license, state identification card, or passport number
Visa or Work Permit
Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an Account
Precise geolocation
Qualifications & exceptions
The account-access example pairs login or financial/card details with the required security code, password or access credentials.
Sensitive information includes personal traits and some communication contents
The sensitive information examples in Wells Fargo’s possible direct collection list include racial or ethnic origin, religious or philosophical beliefs, citizenship, immigration status, union membership, health information, sexual orientation and gender identity. It also lists the contents of mail, email and text messages, with an exception in that example when Wells Fargo is the intended recipient. This wording describes the sensitive-information category; it does not explain how such messages would be collected.
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We may collect the following categories of personal information directly from the Minor:
Sensitive Personal Information - Examples include
Racial or ethnic origin, religious or philosophical beliefs, citizenship, immigration status, or union membership
The contents of mail, email, and text messages unless we are the intended recipient of the communication
Health information, sexual orientation, gender identity
Qualifications & exceptions
The communication-content example excludes communications of which Wells Fargo is the intended recipient.
Not stated here
The notice does not identify the collection mechanism for those communication contents.
Account use produces payment, location and activity data
Wells Fargo collects account-use data when a minor makes a purchase, uses an ATM or logs in. The data can reveal device location, mobile phone number, credit or debit card number, transactions and other payment information. It may also collect information to understand account use, such as participation in educational saving games on its website.
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"Account Data" is information about how you use your account. This information can tell us the location of your mobile device, mobile phone number, credit or debit card number, transaction information, or other payment information. We collect this type of information when you make a purchase, use an ATM, or log into your account. We may also collect information that helps us understand how you use your account such as if you play educational games that teach you about saving money on our website.
Data Access & Collection · Company practice
Online technologies may track activity and remember spending preferences
Wells Fargo may collect information and track activity using cookies and similar online technologies. Some cookies support viewing the website and last only briefly; others stay until removed and help remember things such as places where a user likes to spend money. They sometimes contain details such as a name or state. How long cookie-collected information is kept depends on the cookie type. The notice points to the Digital Privacy and Cookies Policy for more detail and suggests asking a parent or legal guardian for help.
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We may collect information and track your activities with online technology.
Some cookies are needed so you can see the website and are only needed for a short time, like a bookmark to help you remember where you last stopped reading a book. Other cookies are like flags that stay with you until removed so we can remember things like places you like to spend your money. Sometime these flags include details about you such as your name or what state you live in. How long we keep the information collected from cookies depends on the type of cookie. You can talk to your Parent/Legal Guardian for help on this topic. We have more details in the Wells Fargo Digital Privacy and Cookies Policy.
Not stated here
The linked Digital Privacy and Cookies Policy is not supplied here; this notice does not provide its detailed controls or cookie-specific retention periods.