PayPal may share your transaction and merchant information with American Express
You authorize PayPal to submit transactions to and receive settlement from American Express, and to disclose transaction and merchant information to American Express for analytics and reports and for any other lawful business purposes, including transactional or relationship communications.
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You authorize PayPal to submit transactions to, and receive settlement from, American Express, and to disclose transaction and merchant information to American Express to perform analytics and create reports, and for any other lawful business purposes, including important transactional or relationship communications.
Sharing & Disclosure · Company practice
Your business and owners may be reported to card-network MATCH and VMAS lists, and you waive claims over it
You acknowledge PayPal is required to report your business name and the names of your beneficial owners and/or principals to Mastercard's MATCH list (also used by American Express) and, if applicable, Visa's VMAS database under card-scheme rules. You waive, and hold PayPal harmless from, all claims arising from that listing and reporting.
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You acknowledge that we are required to report your business name and the name of your beneficial owners and/or principals to: a) the MATCH listing maintained by Mastercard and accessed and updated by American Express, and b) the VMAS database upheld by Visa, if applicable, pursuant to the card scheme rules.
you waive and agree to hold us harmless from all claims and liabilities you may have as a result of such listing and reporting
Qualifications & exceptions
Reporting follows card-scheme rules; the agreement does not state the triggering conditions.
Sharing & Disclosure · Permission or license
PayPal may share your Tap to Pay use with law enforcement on reasonable suspicion
You authorize PayPal to share information about your Tap to Pay use with law enforcement if it reasonably suspects the service has been used for unauthorized, illegal or criminal purposes.
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You authorize us to share information with law enforcement about your use of the Tap to Pay service if we reasonably suspect that it has been used for unauthorized, illegal, or criminal purposes.
Sharing & Disclosure · Company practice
Taxes are your responsibility; PayPal reports goods-and-services income to the IRS above $600
Venmo fees exclude taxes. You alone must determine which taxes apply to payments you make or receive (including business-profile and goods-and-services payments) and assess, collect, report and remit them; PayPal is not responsible for any of that. PayPal may report transactions to state and federal tax authorities: it must report to the IRS your total goods-and-services payments each calendar year across all PayPal accounts (including Venmo) under the same tax ID once you receive at least $600 (the Reporting Threshold), and also reports goods-and-services payments to state and local governments.
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Taxes and Information Reporting
it is solely your responsibility to assess, collect, report and remit the correct taxes to the appropriate authority
PayPal is required to report to the Internal Revenue Service the total amount of payments for goods and services you receive each calendar year into all of your PayPal accounts (including Venmo accounts) associated with the same tax identification number once you receive at least $600 in payments for goods and services (the “Reporting Threshold”)
We are also required to report payments for goods and services to applicable state and local governments.
Sharing & Disclosure · Company practice
Other income, such as crypto sale proceeds, is also reported to tax authorities on 1099 or 1042-S forms
PayPal's IRS, state and local reporting is not limited to goods-and-services payments. Other income, such as proceeds from selling Crypto Assets, is reportable; PayPal will send you any necessary Form 1099 or 1042-S and transmit those forms to the relevant tax authority.
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Our IRS, state, and local reporting obligations are not limited to payments you receive for goods and services transactions.
we will send you any necessary forms 1099s or 1042-s. These forms will also be transmitted to the relevant tax authority.
Sharing & Disclosure · Restriction or exception
Charities get donor names and emails for receipts only, and owe any taxes on donations
By opening a charity profile you authorize Venmo to send tax receipts to your donors for you. Venmo gives charity profiles donors' names and email addresses, which may be used only to provide the charity's own receipt and otherwise acknowledge the donation. The charity is responsible for any sales, use, VAT or similar taxes and charges on donations.
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By opening a charity profile, you authorize us to send tax receipts to your donors on your behalf.
Venmo will provide charity profiles with the names and email addresses of donors, which charity profiles can use for the limited purposes of providing its own receipt and otherwise acknowledging the donation.
You will be responsible for all sales, use, value added or other similar taxes, duties, levies, charges or assessments applicable or payable in connection with donations made to your organization pursuant to this user agreement.
Sharing & Disclosure · Permission or license
PayPal and The Bancorp Bank share your account and personal information for the debit card
Applying for, using or authorizing use of the Venmo Debit Card authorizes PayPal and The Bancorp Bank to share your Venmo account and personal information with each other as needed for card services. PayPal may use card program information from the bank for customer service, servicing your account or card, investigating claims, legal compliance and as its Privacy Policy otherwise permits. Additional data-sharing terms in the Cardholder Agreement also apply.
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you authorize us and The Bancorp Bank, N.A. to share your Venmo account and personal information with one another as necessary to provide Venmo Debit Card related services
You further authorize us to use Venmo Debit Card program related information provided by The Bancorp Bank, N.A. to provide customer service, service your Venmo account and/or Venmo Debit Card, investigate and act on Venmo account and/or Venmo Debit Card related claims, as necessary to comply with applicable law, and as otherwise permitted by our Privacy Policy.
you will also be subject to additional data sharing terms and conditions as provided for in the Venmo Mastercard Cardholder Agreement
Not stated here
The Privacy Policy and Cardholder Agreement data-sharing terms were not supplied.
Sharing & Disclosure · Permission or license
Linked payment methods and transaction history also pass to the graduate
Your advance consent at graduation covers more than the balance: you authorize the transfer of the Teen Account's linked payment methods to the Graduated Account for its owner's use, and the graduate's continued visibility of the Teen Account's earlier transaction history. A payment method you linked for the teen could therefore remain usable by the graduate.
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the transfer of any linked payment methods in the Teen Account to the Graduated Account to be used by the owner of the Graduated Account, and to the continued visibility of the Teen Account’s prior transaction history by the owner of the Graduated Account
Sharing & Disclosure · Permission or license
PayPal and Synchrony Bank share your account and personal information for the credit card
Applying for and using the Venmo Credit Card authorizes PayPal and Synchrony Bank to share your Venmo account and personal information with each other as needed for card services. PayPal may use card program information from Synchrony for customer service, servicing your account or card, investigating claims, legal compliance and as its Privacy Policy allows. Synchrony's Privacy Policy for the card and the Card Account Agreement add further data-sharing terms.
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By applying for and using the Venmo Credit Card, you authorize us and Synchrony Bank to share your Venmo account and personal information with one another as necessary to provide Venmo Credit Card related services.
you will also be subject to additional data sharing terms and conditions as provided for in the Synchrony Bank Privacy Policy for Venmo Visa® Credit Card and the Venmo Credit Card Account Agreement
Not stated here
Synchrony's privacy policy and the Card Account Agreement were not supplied.
Sharing & Disclosure · User right or choice
New accounts' payments may be public by default; you can change privacy per payment or in settings
You decide who can see your Venmo payments and purchases, but payments by new Venmo accounts may be set to public by default. You can change privacy for individual payments or in the Privacy section of your settings. More detail is on a linked help page.
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Payments made by new Venmo accounts may be set to public by default.
You can change your privacy settings for individual payments or in the Privacy section of your Venmo account settings.
For more information about privacy settings and how they work, please review
Qualifications & exceptions
The public default applies to payments made by new accounts unless you change the setting.
Not stated here
The linked Payment Activity & Privacy help page was not supplied.
Sharing & Disclosure · Company practice
Teen payments and friends lists are private by default, and parents see every teen transaction
Teen Account payments default to private: unless settings change, only the sender, the parent who created the Teen Account, the recipient, and (if the recipient is a Teen Account) that teen's parent can see them. Parents can view all their linked Teen Accounts' transactions regardless of privacy setting. A Teen User's friends list is also private by default (visible only to the teen and the parent), and teens do not appear in other users' friends lists by default.
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Payments made by Teen Accounts will be set to private by default.
a payment sent by a Teen Account will only be visible to the sender, the user that created the sender’s Teen Account, and the recipient of the payment
Users who create Teen Accounts will be able to view all transactions of their linked Teen Accounts, regardless of the transaction’s privacy setting.
only the Teen User and the user that created the Teen Account can view the Teen User’s friends list
A Teen User will also not be visible in the friends lists of other Venmo users by default.
Sharing & Disclosure · User right or choice
Only the parent can change a Teen Account's privacy settings
The user who created a Teen Account can view or change its default privacy settings or the privacy of individual teen payments (in the app under Me, the Teen account profile, Overview, Manage settings under Privacy). Teen Users can see but cannot change their privacy settings.
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Users that created a Teen Account can view or change the default privacy settings or change the privacy setting of a payment made by that Teen Account on an individual basis.
Teen Users can view the Teen Account privacy settings but cannot change the privacy settings.
Sharing & Disclosure · Company commitment
Phone numbers go to contracted service providers, not to third parties for their own use without consent
PayPal may share the mobile numbers you provide with contracted service providers that help with the listed calling and texting activities, but will not share your number or a Teen User's number with third parties for their own purposes without your consent. The Privacy Statement, not supplied here, governs broader use and disclosure.
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We may share the mobile phone number(s) you provide to us with service providers with whom we contract to assist us with the activities listed above, but we will not share your mobile phone number or the mobile phone number associated with a Teen User’s account with third parties for their own purposes without your consent.
Not stated here
The Privacy Statement is referenced but not supplied.
Sharing & Disclosure · Context
Google Maps in the app is governed by Google's terms and privacy policy
Your and a Teen User's use of Google Maps within the Venmo app is subject to Google's then-current Maps/Earth Additional Terms of Service and Google Privacy Policy, which are linked but not part of this document.
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Google Maps
Your and a Teen User’s use of Google Maps while using the Venmo services on the Venmo app is subject to the then-current Google Maps/Google Earth Additional Terms of Service at
Not stated here
Google's terms and privacy policy were not supplied.
Sharing & Disclosure · Company practice
Donations get a tax receipt, and your name and email are shared with the charity
You and Teen Users can donate to charity profiles. Venmo's receipt is a donation receipt that may be used for tax purposes. Venmo shares the donor's name and email address (yours, or the Teen User's if the Teen User donated) with the charity profile for acknowledgement and receipt purposes.
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Donations
The receipt received from Venmo is a donation receipt that may be used for tax purposes.
Venmo will share your name and email address (or the Teen User’s name and email address, if the Teen User has made the donation) with any charity profile to which you send a donation for donation acknowledgement and receipt purposes.